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U.S. insurers optimistic despite increased headwinds

35 minutes ago Property and Casualty News No comments.

U.S. insurers remain optimistic about investment conditions for 2026, even as they anticipate a more challenging macroeconomic environment marked by higher inflation, liquidity risk and lower Fed interest rates, according to the new annual Conning Insurance Investment Risk survey.

Read more
February 17, 2026

Well-intended legislation won’t solve California’s insurance woes

Three bills introduced in California’s legislature look to rewire the equations and calculus of risk, rates and payouts determined.

February 12, 2026

Is the world becoming uninsurable?

Maybe, but insurers can still take back control from climate risk.

February 9, 2026

5 risk mitigation strategies for HNW clients

Mitigation is one way to reduce risk exposure.

January 30, 2026

Winter Storm Fern signals a new reality for home insurance

Extreme weather is no longer an occasional disruption.

January 29, 2026

The case for smarter risk management

After several years of disruption, the insurance market shows signs of stabilization.

January 26, 2026
Image showing a medical patient chart for the insurance industry.

Insurance industry is healthy but uncertain in 2026

Insurance industry CEOs are positive, despite being challenged by implementing artificial intelligence and dealing with a shrinking workforce.

Cyber remains top business risk but AI is rising faster

January 14, 2026

Cyber incidents created many headlines in 2025 and are still the biggest worry for companies globally in 2026, according to Allianz Commercial’s annual Allianz Risk Barometer.

January 5, 2026

Is home insurance the new housing crisis?

In today’s housing market, the ongoing rise in home insurance costs has introduced a new factor to the affordability equation.

December 24, 2025

It’s the most accident-prone time of the year

What holiday driving trends reveal about risk, claims and coverage gaps.

December 23, 2025

Affordability pressures are reshaping pricing, products and strategy for 2026

As the U.S. insurance industry flips the calendar to 2026, affordability has shifted from a rising concern over sky-high costs to a defining industry challenge.

December 18, 2025

The 2025-2026 risk agenda for insurers

The insurance regulatory and risk landscape was demanding in 2025 — and all signs point to 2026 being even more complex.

74% of small businesses underinsured as cyber claims hit $264K

December 15, 2025

The median small business holds $12,100 in cash reserves while the average cyber insurance claim now costs $264,000, creating what MoneyGeek calls the “Insolvency Gap,” according to a new analysis examining small business cash flow and cyber risk exposure.

December 10, 2025

What your homeowners insurance doesn’t cover anymore

The rise of “junk” policies and what consumers must know.

December 9, 2025
Photo illustration showing an advisor working with middle-market business owners. Opportunities-exist-in-serving-middle-market-businesses.

Opportunities exist in serving middle-market businesses

Property/casualty insurers and their agents have a sizable opportunity to serve middle-market businesses, a Conning report said.

December 1, 2025
Illustration showing an insurer surrounded by new images of what may occur in 2006 and a large numeral 5. 5-ways-insurers-will-prioritize-AI-and-customer-experience-in-2026.

5 ways insurers will prioritize AI and customer experience in 2026

Insurers will prioritize customer experience in the coming year as declining customer satisfaction reveals the need to focus on retaining clients.

November 26, 2025

How cyber insurance will connect consumers and insurers

Several trends are on track to converge in 2026 and boost the perceived value of personal cyber coverage.

Farmers to remove cap on writing new homeowners coverage in California

November 25, 2025

While Farmers has continuously offered homeowners insurance to consumers in the state, prior to today’s announcement, Farmers homeowners offerings had been capped at 9,500 new policies per month.

November 24, 2025

Insurers of last resort are failing households

FAIR Plans were created in the 1960s as a temporary public policy response to a market failure.

November 24, 2025
Image of Florida homes with large arrows superimposed pointing upward. Florida-homeowners-continue-to-face-insurance-affordability-crisis,-report-says.

Florida homeowners continue to face insurance affordability crisis, report says

A report finds that the “rebuilding” of Florida’s property insurance market after Hurricane Ian struck the state in 2022 has reproduced many of the same conditions that left homeowners exposed in the last crisis.

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