According to insights from the 19th Annual Emerging Risks Survey, economic and geopolitical risks were identified as the most impactful near-term risks in 2026.
Only 3 in 10 Americans (31%) review or shop for insurance each year, with many waiting until premiums increase, major life changes occur, or coverage issues arise.
Personal lines are entering 2026 with real signs of stabilization, but not the kind that lets agents relax underwriting discipline or reset client expectations.
U.S. insurers remain optimistic about investment conditions for 2026, even as they anticipate a more challenging macroeconomic environment marked by higher inflation, liquidity risk and lower Fed interest rates, according to the new annual Conning Insurance Investment Risk survey.
Cyber incidents created many headlines in 2025 and are still the biggest worry for companies globally in 2026, according to Allianz Commercial’s annual Allianz Risk Barometer.