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Climate disasters strain state’s insurance

April 23, 2026

Hundreds of thousands of properties in Hawaii do not currently qualify for flood insurance, the report noted, and many remain uninsured or underinsured despite these growing environmental risks. Hawaii farmers, for instance, do not qualify for federal crop insurance since it is only available to large-scale, single-crop farms more commonly found on the U.S….

How to make a high-deductible health plan work for you

April 23, 2026

An elementary school teacher chose a low-price health insurance plan but soon realized she wasn't clear about what it would mean for her family's finances. When enhanced federal subsidies expired at the end of 2025, a lot of people buying their own health insurance on the state and federal exchanges saw their expected monthly rates jump.

AM Best Removes From Under Review With Positive Implications and Upgrades Credit Ratings of Louisiana Farm Bureau Insurance Company

April 23, 2026

The rating upgrades for Louisiana reflect its 100% reinsurance quota share agreement with Southern Farm Bureau Casualty Insurance Company, the lead member of Southern, which was executed successfully, effective April 1, 2026. On that same date, Louisiana demutualized and converted to a stock company, and Southern Casualty purchased all the stock of this…

Allianz Life Study Finds Fear Of Running Out of Money Over Death At Record High

April 23, 2026

Americans growing worry about running out of money has increased significantly over the last five years, according to the 2026 Annual Retirement Study* from the Allianz Center for the Future of Retirement, part of Allianz Life Insurance Company of North America. “Americans are well aware that preparing to fund a decades long retirement is a big undertaking,”…

Molina Healthcare Inc. (NYSE: MOH) Sees Notable Increase in Thursday Morning Market Activity

April 23, 2026

Molina Healthcare, Inc. (NYSE: MOH) is one of today’s top gainers. The company’s shares have moved 14.53% on the day to $175.24. Molina Healthcare, Inc. provides managed health care services to low-income families and individuals under the Medicaid and Medicare programs and through the state insurance marketplaces. It operates in four segments, Medicaid, Medicare, Marketplace, […]

AM Best Affirms Credit Ratings of The Tokio Marine and Nichido Fire Insurance Company (China) Limited

April 23, 2026

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Rating of“ a” of The Tokio Marine and Nichido Fire Insurance Company Limited. The outlook of these Credit Ratings is stable. The ratings also consider support from its parent, Tokio Marine& Nichido Fire Insurance Co., Ltd., which is the main insurance operating entity of Tokio…

AM Best Affirms Credit Ratings of Shinkong Insurance Company Limited

April 23, 2026

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Rating of“ a+” of Shinkong Insurance Company Limited. The outlook of these Credit Ratings is stable. The ratings reflect Shinkong Insurance’ s balance sheet strength, which AM Best assesses as very strong, as well as its strong operating performance, neutral business profile…

Nigerian Man, Wife Face 50-Year Jail Risk Over $500,000 Fraud in Us

April 23, 2026

A Nigerian national based in the United States, Opeyemi Olujobi, and his wife, Jennie Davidson, are facing a potential combined sentence of up to 50 years in prison after being arrested over an alleged large-scale credit card fraud operation in New York. According to a statement on Wednesday from the United States Attorney for the Southern District of New York,…

AM Best Assigns Credit Ratings to Ocean Marine Indemnity Company

April 23, 2026

AM Best has assigned a Financial Strength Rating of B+ and a Long-Term Issuer Credit Rating of“ bbb-” to Ocean Marine Indemnity Company. OMI is a Louisiana- domiciled ocean marine insurer that writes hull& machinery and protection& indemnity coverage for commercial maritime operators, primarily in Louisiana and the Gulf Coast. The company derives substantially…

Powell's parting (copy)

April 23, 2026

A "M* A* S* H" TV series episode featured two surgeons, "Hawkeye" and B.J. Hunnicut, refusing to bathe as part of a protest. Beleaguered Federal Reserve Chairman Jerome Powell, whose term ends May 15, has been an exceptionally good sport. President Reagan wanted to keep then-Fed Chairman Paul Volcker from raising interest rates, and President H.W. Bush blamed Alan…

Of Terrorism and FG's Intervention for Insurers

April 23, 2026

Heightened killings by terrorists across Nigeria has made it imperative for the federal government to have a re-think on insurers' request for collaboration to provide terrorism insurance cover for Nigerians writes Ebere Nwoji. But Nigeria and some other countries were less concerned about what to do to prevent that from happening or to cover the damages…

PGIM Appoints Brian Towers to Lead Global Insurance and Strategic Partnerships

April 23, 2026

PGIM, the global asset management business of Prudential Financial, Inc., has appointed Brian Towers as head of Insurance and Strategic Partnerships. Towers will report to Keshav Rajagopalan, head of Strategic Capital Group, and lead PGIM’ s global effort to deepen and expand its insurance business. PGIM’ s Strategic Capital Group operates at the intersection…

Will SC bars and restaurants get one-year reprieve from liquor liability insurance?

April 23, 2026

Bar and restaurant owners would not have to carry a $1 million liquor liability insurance policy for one year under a proposal approved by the state Senate on Wednesday. The Senate during its annual budge debate voted to suspend the liquor liability law that passed last year in an effort to help bars stay open. The compromise between the House and Senate last…

CareScout Joins Ensight™ Intelligent Quote LTC & Life Marketplace

April 23, 2026

Ensight, a leading digital sales acceleration platform for life, long-term care, and annuity insurance, today announced that CareScout Care Assurance, the inaugural long-term care insurance solution from CareScout Insurance Company, is now available on its Intelligent Quote Platform. SAN DIEGO, April 23, 2026/ PRNewswire-PRWeb/– Ensight, a leading digital…

FEDERAL RESERVE BOARD ISSUES ENFORCEMENT ACTION WITH FORMER EMPLOYEE OF FIRST FINANCIAL BANK

April 23, 2026

The following information was released by the Federal Reserve Board:. The Federal Reserve Board on Wednesday announced the execution of the enforcement action listed below:. Former employee of First Financial Bank, Abilene, Texas.

COMMISSIONER CAUSEY NEGOTIATES DWELLING RATE SETTLEMENT WITH INSURANCE COMPANIES

April 23, 2026

Insurance Commissioner Mike Causey today announced that the N.C. Department of Insurance has settled a dwelling rate case with North Carolina insurance companies. The N.C. Rate Bureau, which is not a part of the N.C. Department of Insurance and represents property and casualty insurance companies writing premiums in North Carolina, had requested a statewide…

CARBAJAL LEADS BIPARTISAN EFFORT TO ADDRESS RISING HOMEOWNER INSURANCE COSTS

April 23, 2026

U.S. Representative Salud Carbajal, along with U.S. Representatives Gabe Evans, Troy A. Carter, Sr., and Mike Ezell, introduced the bipartisan Commission on Natural Disaster Risk Management and Insurance Act, a bill to create a nonpartisan commission to study natural disaster insurance affordability and report policy recommendations to Congress within two…

REPS. CRAIG, RYAN INTRODUCE LEGISLATION TO HOLD HEALTH INSURANCE COMPANIES ACCOUNTABLE FOR SKY-HIGH DENIAL RATES, REFUND PATIENTS FOR UNFAIR HEALTH CARE COSTS

April 23, 2026

Today, U.S. Representatives Angie Craig and Pat Ryan introduced their new bill to hold health insurance companies accountable for above-average denial rates and refund patients for medical payments that should have been covered by insurance. The Patient Refunds for Bad Denials Actwould create financial penalties for health insurers that deny more than…

TDCI sets rules on aerial imagery as It relates to insurance coverage

April 23, 2026

The Tennessee Department of Commerce& Insurance announced new guidelines for insurance carriers when using aerial imagery, including drone photography, when inspecting consumers' properties. "Our team is aware of incidents in other states where homeowners' insurance policies were not renewed or cancelled as a result of the use of aerial photography," said…

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