Connecticut health insurance exchange shifts enrollment dates after federal changes

The annual period to compare, sign up or renew health insurance through Connecticut's health insurance marketplace is starting and ending earlier this year following federal policy changes, officials announced on Wednesday.

The new open enrollment period will start on Oct. 23 and end by Dec. 23. Access Health CT officials explained that people who enroll on or before Dec. 15 will see their coverage start on Jan. 1, 2027. Coverage starts on Feb. 1, 2027, for those who enroll between Dec. 16 and Dec. 23.

"We want to make sure our customers get ahead of their health insurance decisions before the end of the year," said James Michel, AHCT chief executive officer, in a press release. "By beginning a week earlier than we have in the past, it gives our customers more time to look at their options and use the free help we offer online, in person and over the phone."

Open enrollment through AHCT typically started on Nov. 1 and wrapped up by Jan. 15. Last year, the Centers for Medicare & Medicaid Services finalized a rule that, among other eligibility changes, shortens the open enrollment period by two weeks, ending by Dec. 31.

The rule, however, was vacated by a judge in June 2026 following a lawsuit filed by a multistate coalition, which includes Connecticut Attorney General William Tong.

Despite all the federal changes, AHCT officials emphasized that financial help is still available for those eligible. Some may also qualify for the Covered CT Program, which offers no-cost insurance. Residents can access free help through its website, the call line or in person.

"Even outside open enrollment, our customers can come to us and we'll get them the help they need," continued Michel's statement.