April 1, 2026 Disability succession planning: What’s at stake, when to pivot Clients may know about buy-sell agreements but not about buy-sell disability solutions.
March 1, 2026 Opportunities and challenges exist in the MA market Medicare Advantage has been impacted by changes to Medicare Part D cost share, changes to the CMS risk adjustment model and declining Star Ratings.
February 1, 2026 Beyond stop-loss: Smarter claim strategies for a high-cost era More employers are turning to stop-loss as a financial buffer against unpredictable and severe medical events.
December 1, 2025 Can government ease the LTC crisis? States are taking the lead in addressing long-term care needs while federal support lags.
November 1, 2025 The Care Gap: Medicare and insurance won’t cover this How to help clients prepare for the financial, emotional and logistical realities of long-term care.
October 1, 2025 How to overcome long-term care talk avoidance Clients tend to put off planning for their future LTC. Here is how to overcome their reluctance to discuss care needs.
September 1, 2025 The silent threat of disability to ultrasuccessful clients Why protecting clients from the risk of a disability event can save their organizations.
July 1, 2025 What Medicare beneficiaries really want in AEP Medicare beneficiaries find the annual enrollment period to be overwhelming and time-consuming.
June 1, 2025 5 trends shaping the benefits landscape for small and midsize businesses Cost containment, customer experience and increased choice are top of mind for clients.
May 1, 2025 How health care costs change the face of women’s planning Rising health care costs and unpaid caregiving responsibilities impact women’s retirement security.
April 1, 2025 The power of ‘no’: Turning passive enrollment into active decisions A surprising strategy to maximize employee benefit enrollment.
March 1, 2025 Why DI remains the best option to fund disability costs Dispelling three common myths surrounding disability insurance for ultra-high-income earners.
February 1, 2025 What is the future of long-term care in the U.S.? Experts weigh in on the increasing need for long-term care and the possible solutions to pay for it.
December 1, 2024 Help workers understand and use their benefits Research shows that employers are offering a greater array of benefits, but workers often don’t understand or use them.
November 1, 2024 ICHRAs: A choice for small employers Individual coverage health reimbursement arrangements represent a sliver of the group health market, but that segment is poised for growth.
October 1, 2024 What Medicare clients are asking during open enrollment Clients are concerned about out-of-pocket costs and networks as advisors gear up for a new enrollment season.
September 1, 2024 Steps to achieve a sound voluntary benefits program Factors to consider in determining whether a benefits program meets the needs of employees.
July 1, 2024 Protecting clients amid the ‘triple threat’ in LTC services The insurance sector must foster innovation that will ignite behavioral and buying changes in long-term care solutions.
June 1, 2024 3 trends impacting employee benefits management High costs and a lack of understanding by employees are among the challenges facing employers in getting workers enrolled in benefits.