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News, trends and helpful peer advice for financial advisors.

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July 29, 2025
Investor looks uncertain as the American flag and up and down economic charts appear in the background. Uncertain-economy-leaves-Americans-insecure-about-financial-planning.

Uncertain economy leaves Americans insecure about financial planning

Americans are becoming more careful – and insecure – about their financial planning as the economy seems to become less stable.

DHS: 140,000 Minnesotans could lose health insurance under federal tax cut and spending package

July 28, 2025

Over the first four years, DHS expects the Medicaid changes to cost Minnesota and health care providers $1.4 billion in lost federal funding. Costs to enrollees are expected to rise, said John Connolly, a deputy commissioner for DHS, adding that Minnesotans will likely forego preventative care only to wind up in hospitals with emergencies.

July 28, 2025

Mild GDP slowdown predicted for second half of 2025

A mild slowdown in economic growth, a pullback in consumer spending and uncertainty over the impact of tariffs will impact the U.S. economy in the second half of 2025.

From beer gardens to medical debt, new laws taking effect on Sunday

July 26, 2025

From new laws on medical debt to tax increases, and beer gardens to diaper changing station regulations, Washington lawmakers this year passed a wide variety of new bills. Coming soon: World Cup beer gardens. Julia Reed, D- Seattle, said the bill was brought to her by the city of Seattle as a priority as it prepares for the FIFA World Cup in 2026..

July 25, 2025
Photo illustration of a Gen Zer looking through a telescope and a magnifying glass for a solution to financial challenges. How-are-Gen-Zers-navigating-their-financial-challenges.

How are Gen Zers navigating their financial challenges? 

Gen Z investors are exhibiting unexpected spending behaviors and digital strategies to navigate their financial challenges.

‘Gray divorce’ trend threatens retirement security, Allianz Life study finds

July 22, 2025

The majority of married Americans say a divorce would derail their retirement strategy, according to the 2025 Annual Retirement Study from the Allianz Center for the Future of Retirement.

July 21, 2025

No one is too young (or too broke) for an estate plan

Why financial advisors should start this conversation sooner than later.

Research reveals gender gap in financial literacy and well-being

July 21, 2025

Women are significantly more likely than men to report poor financial health (25% vs 18%) and to experience the emotional and physical toll of financial stress.

Preretirees question whether retirement is in their future

July 18, 2025

Preretiree investors (aged 55-65) are at the doorstep of retirement, yet the state of the economy is making them question whether retirement is even in their future.

Martin Seay elected 2026 CFP Board Chair-Elect

July 18, 2025

he Board of Directors of CFP Board announced that it has elected Martin Seay as its 2026 Board Chair-Elect at its July 2025 meeting. Current Chair-Elect Terri Kallsen will serve as Chair of the Board of Directors in 2026, and Seay will become Chair of the Board in 2027.

July 18, 2025
Illustration of Ben Franklin's image from a $100 bill overlappting money transfer statistics. Implementing-best-practices-during-the-Great-Wealth-Transfer.

Implementing best practices during the Great Wealth Transfer

In the face of The Great Wealth Transfer, it is important for wealth managers to follow best practices, according to The Cerulli Report.

July 18, 2025

Harness AI for marketing success

If you’re still marketing the way you did five years ago — or even one year ago — you’re already behind.

July 17, 2025
tariffs

Tariff uncertainty and volatility mark administration’s first six months

Tariffs and the uncertainty surrounding them emerged as the biggest policy issue coming out of the first six months of the Trump administration and the new Congress, according to some industry leaders and policy experts.

July 17, 2025
Image shows the U.S. Capitol.
The SECURE Act changed the rules for many clients who inherited individual retirement accounts.

How SECURE changed the rules for inherited IRAs

Even though SECURE took effect five years ago, advisors still receive questions from clients about IRS regulations that complicated the rules for certain classes of IRA beneficiaries.

July 17, 2025
Image of young couple with the words "Long-term Care" in the background. Selling-long-term-care-insurance-to-younger-clients-and-prospects.

Tips to help advisors sell long-term care insurance to younger prospects

Some helpful tips that financial professionals can use to increase their chances of selling LTCI to their younger prospects and clients.

July 17, 2025

The future of Medicaid waivers under the ‘big beautiful bill’

These changes could increase waitlists, narrow eligibility and disproportionately affect recipients across the nation.

Letter: A looming health coverage crisis

July 17, 2025

Editor: Thanks to President Trump and Republicans in Congress, a $4.5 trillion tax hike on the American people was averted. However, this progress is at risk unless Congress acts swiftly to prevent a significant health care tax hike. Congress must protect Pennsylvanians from the consequences of the impending health care tax hike by taking quick action to…

Peak 65 consumers hit the pause button on retirement

July 16, 2025

Financial market volatility, persistent inflation and increased concerns about Social Security’s viability are leading consumers in their early 60s to consider hitting the pause button on retirement.

More workers consider delaying retirement

July 16, 2025

More than two-thirds (70%) of pre-retirees over 50 are considering or delaying their planned retirement date, according to a new survey from F&G Annuities & Life.

July 16, 2025

The bipartisan kindness of caregiving

Could anything be more bipartisan than encouraging and supporting those providing care for loved ones?

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