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Best’s Market Segment Report: Weather-Related Losses Continue to Fuel Volatility for Canada’s Property/Casualty Insurers; AM Best Maintains Stable Outlook on Sector

October 23, 2024

Despite a manageable level of catastrophe activity during the first half of 2024, Canada’ s property/casualty insurers faced four major events in this year’ s third quarter which should lead to another record year for losses, according to a new AM Best report. Losses due to catastrophe events in 2023 are estimated to have reached CAD 3.1 billion, making it one of…

America’s most famous inflation gauge is easing — but some of your biggest expenses are left out

October 23, 2024

Property taxes, tips and interest charges from credit cards to auto loans aren't factored into the Bureau of Labor Statistics' consumer price index. "The CPI is capturing the goods and services that you purchased for consumption, but there are things that affect your cost of living that are outside of that," said Steve Reed, a BLS economist who works on the index.

Best’s Market Segment Report: Solid Performance by Canada’s Life/Annuity Insurers Boosted by Customer-Focused Technology Shift; AM Best Maintains Stable Outlook on Segment

October 23, 2024

The capital and financial impacts of IFRS 17, which took effect Jan. 1, 2023, were largely as expected and have been incorporated into L/A insurers’ financial plans. Both of these product lines continue to achieve record sales in Canada and the United States the past year. “Sales growth has been supported by technology-driven, customer-centric business models…

1 million+ patients lose coverage as insurers, hospitals drop Medicare Advantage

October 23, 2024

Libby and Andrew Potter usually ignore the avalanche of Medicare Advantage ads that land in the mailbox at their home in Huntsville, Alabama, each fall as Medicare's open enrollment period begins. Libby, a retired middle school librarian, has what she considers good health insurance through the state employee health plan. Andrew has insurance through his job…

County budget focuses on public safety, services

October 23, 2024

We're seeing signs that it's "Spooky Season," which right now could apply to Halloween or the upcoming election. While Victoria County is growing, the modest additions we see in county revenues rarely make up for our increasing expenses, like providing quality health insurance for our hardworking employees. Unlike in Washington where politicians talk about…

Reaction to PEIA potential increases range from 'frustrating' to 'just a mess'

October 23, 2024

Reactions have been as expected to the Public Employees Insurance Agency's proposed increases in health insurance costs for West Virginia's public workers. "I just think the whole thing is just a mess," said Janie Burdette, a retired schoolteacher in Point Pleasant. Premium increases of 14% for public employees in the state fund, or 16% in plans for local…

Alpine Agency celebrates 25th anniversary

October 23, 2024

LANCASTER, S.C.— Twenty-five years ago, two ambitious women took a leap of faith and embarked on a new chapter by founding the Alpine Agency in Lancaster. Fast forward to today, and the Alpine Agency Health Insurance has grown into a thriving, trusted local business. Alpine's office, located at 699 S.C. 9 Bypass East in Lancaster, beside Mully's Restaurant, welcomes…

Health insurance premiums to rise for WA small businesses

October 23, 2024

Health insurance costs in Washington for small businesses and their employees will increase an average of 11.9% in 2025, according to the state Office of the Insurance Commissioner. Ten insurers were approved to sell group plans to small employers, with the largest increase going to Regence BlueCross BlueShield of Oregon at 21.9%, impacting around 6,000…

Kentuckians can now preview 2025 health coverage options through kynect

October 23, 2024

"QHPs are a great option for Kentuckians who do not have access to employer-sponsored health insurance or qualify for Medicaid," said Eric Friedlander, secretary of the Cabinet for Health and Family Services. No individual or family in Kentucky should be left uninsured. " Commissioner Lisa Lee from the Kentucky Department for Medicaid Services, which oversees…

CT psychiatric services center owner accused of defrauding Medicaid out of more than $300K

October 23, 2024

Iselande Desyr, 59, of Stamford was arrested last Thursday and charged with one count each of health insurance fraud and first-degree larceny, according to the state Division of Criminal Justice. Following her arrest, she was released on a $250,000 non-surety bond and is scheduled to appear in Bridgeport Superior Court on Oct. 29. The case was investigated by…

Stop the games. Make NC healthier by expanding weight-loss drug coverage | Opinion

October 23, 2024

North Carolinians have many reasons to care about new medicines that reduce obesity. For one, 45% of us are considered obese, with body mass indices of 30 or higher, a bit above the national average. Partly as a result, we also exceed national averages for heart disease, strokes, heart attacks, diabetes, high blood pressure, kidney disease and arthritis.

Insurance Will Cover IVF for 9 Million Californians | Insurify

October 23, 2024

As of July 1, 2025, large group health insurance plans and disability insurance policies in California must pay for the diagnosis and treatment of infertility— including paying for in vitro fertilization and other infertility treatments. Previously, California law required health insurers and disability insurance policies to cover infertility…

Six seek seats on county commission

October 23, 2024

The Mitchell News- Journal asked each of the commissioner candidates to answer the listed questions outlining their views for the future of Mitchell County. Jan Hamilton Community you live in: Spruce Pine How long have you lived in Mitchell County? Born and raised in Mitchell County; daughter of Jim and Jolene Thomas Professional background: I have spent my…

Rising liquor liability rates are hurting businesses. What are the solutions?

October 23, 2024

In 2017, a state law was passed that required establishments serving alcohol past 5 p.m. to carry a liquor liability insurance policy with total coverage of at least $1 million. Todd Miller, the owner of Community Crafthouse in Charleston, said when his policy recently came up for renewal the rates more than doubled. Many smaller establishments are in a…

How should you respond to market cycles?

October 23, 2024

The movement of the financial markets can seem mysterious— and yet, if we look back over long periods, we can see definite patterns that consistently repeat themselves. As an investor, how should you respond to these market cycles? If they foresee an event that could boost the business cycle and help the economy, such as the Federal Reserve lowering interest rates,…

Nation in biref_102324

October 22, 2024

White House rule would expand access to cost-free birth control. This new action would help ensure that millions of women with private health insurance can access the no-cost contraception they need, "President Joe Biden said in statement. The proposed rule— issued jointly by the departments of Health and Human Services, Labor and Treasury— seeks to require…

Health insurance premiums to rise about 12% for WA small businesses

October 22, 2024

Health insurance costs in Washington for small businesses and their employees will increase an average of 11.9% in 2025, according to the state Office of the Insurance Commissioner. Ten insurers were approved to sell group plans to small employers, with the largest increase going to Regence BlueCross BlueShield of Oregon at 21.9%, impacting around 6,000…

Key open enrollment dates for 2025 coverage

October 22, 2024

As open enrollment for Medicaid kicks off in Indiana, residents have a crucial opportunity to review their health coverage options and make important decisions for 2025. You can preview plans ahead of Nov. 1 to make sure you apply for or renew the one that fits your needs best. Prior to Nov. 1, you can use the healthcare.gov' s tool to check if you can save on Marketplace…

'Bizarre' case pits South MS lawyer against two women with same name. He had one arrested

October 22, 2024

Ocean Springs attorney Jay Foster is being sued in federal court by his legal malpractice insurer and in two state courts by women who are both named Dorothy Anderson. One Dorothy Anderson lives in Hattiesburg and says she retained Foster to represent her on a workers' compensation claim. The other Dorothy Anderson, who also had a workman's compensation claim,…

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