Veteran finds second chance in Lebanon after double knee rupture - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
September 11, 2020 Newswires
Share
Share
Post
Email

Veteran finds second chance in Lebanon after double knee rupture

Lebanon Democrat, The (TN)

Sep. 10--U.S. Navy veteran Tim Marshall has lived through many challenges, but perhaps his greatest was an unexpected accident that nearly left him homeless and unable to walk.

Both of Marshall's knees ruptured while he was playing on a trampoline with his grandchildren in Mt. Juliet, and he required immediate surgery. Before the accident he was an avid snowboarder, so he never expected his knees to give out at the age of 55.

"I spent six months in the nursing home learning to walk again through rehab, and I was in a lot of pain," he said. "I lost my job and became very depressed. I let my stress levels rise, gained weight and wasn't keeping up with my hygiene."

Marshall said he was ultimately able to fight back because of his family -- particularly his eight grandchildren.

"I understand that I'm not an island unto myself," he said. "There were plenty of times I wanted to give up, but I kept thinking of how I wanted to get up and ride bikes with my grandkids again. "

Little by little, life for Marshall fell back into place. He sought out assistance from the U.S. Veterans Affairs Department and applied for Wilson County Habitat for Humanity, which started building his new home in August.

"Veronica Mallicoat, who works for Habitat, she came up and brought things to my room while I was recovering to keep me busy, from a coloring book to a computer," he said, noting that his application was almost disqualified before his disability payments came through. "She never gave up on me. A lot of people will tell you they're praying for you when you're in a bad situation, but she was there for me with her actions, and I appreciate that so much more."

Wilson County Habitat for Humanity Director Tory Tredway said Marshall was approved for his home in 2019, and that working with him on the project has been inspiring. The Dugan Family Foundation is sponsoring the build.

"To his credit, he remains so positive," Tredway said. "He's optimistic about his life, and he's very thankful and humble."

Volunteers are expected to complete Marshall's home by December, and he wants to create a getaway for his grandchildren once he moves in. He currently lives with family in Davidson County to save money after struggling with the area's rising cost of apartment living.

"I want a place where they can run freely," he said. "My roommate wasn't a kid person, but I am ... at my age, I'm also thinking about finances. I was really happy to be approved because of the low interest rate on the mortgage, and I want to be financially stable as I get older."

In the meantime, Marshall said the most important thing has been patience. He visits Lebanon on the weekends to show his support for the volunteers, while Habitat subcontracts workers who keep the project going on weekdays.

"The opportunity to purchase a Habitat home is life-changing, and it's a unique one for each applicant," Tredway said. "They're very proud of their home because they're involved in the process, and they have to put in hours of classwork to prepare to become responsible homeowners."

Marshall will also have a new neighbor in Charlie Vaughn, whose Habitat home is also under construction and sponsored by 10 area churches and businesses.

Vaughn has worked as a head chef for Five Oaks Golf and Country Club since 2007 and wants to stabilize his living situation so he can go to college and start a family.

He currently lives in a small rental home with his sister, but said the landlord often brings people over to look at the property and could sell it soon.

"I can't afford (a traditional) mortgage down payment and I don't know where to start," Vaughn said in a release provided by Habitat. "I never thought anyone would care about me and my future and it shows God is always listening when you pray."

Wilson County Habitat for Humanity typically builds three to four homes a year for residents like Marshall and Vaughn. The nonprofit's largest fundraiser is its annual golf challenge at Hermitage Golf Course, which is scheduled for Oct. 20 this year.

"In the last couple of years, we brought in about $60,000 with it," Tredway said. "This year's different because of COVID-19, and a lot of companies are waiting before making a sponsorship commitment to see how they're doing. But we still know we're going to have a great time."

The organization was also scheduled to hold its Houses of Hope Summer Shindig this weekend, but COVID-19 forced its cancellation. Tredway said Habitat remains committed to the golf fundraiser and developing new events for 2021. More information on the event is available at www.habitatnashville.org/wilsongolf.

"We encourage everyone to sign up and join us," he said. "There are still some sponsorships available, and it's going to be a lot of fun."

COVID-19 has also impacted Habitat's build schedule, which is expected to begin later this month with four straight weekends of volunteer work.

Although Marshall's injuries have kept him from joining in, he appreciates seeing people from different backgrounds come together at a time when the U.S. is experiencing widespread social division.

"Everyone was working together for a common goal, and that's something this country needs," he said. "To learn that yes, we're different, but at the end of the day we all want the same thing: to be healthy and take care of our families. That's the bottom line."

___

(c)2020 The Lebanon Democrat, Tenn.

Visit The Lebanon Democrat, Tenn. at www.lebanondemocrat.com

Distributed by Tribune Content Agency, LLC.

Older

Washington Public Lands Chief Says Blaze Shows Need For Firefighting Resources

Newer

Growth And The Lesson Of COVID: What Have We Learned?

Advisor News

  • How advisors can help frugal retirees finally enjoy their savings
  • Wealth planning vs. estate planning: Honoring your client’s wishes
  • What to discuss during the first retirement planning meeting
  • Inflation, competing priorities and uncertainty erode retirement security
  • As health premiums rise, 1 in 8 workers cut retirement savings
More Advisor News

Annuity News

  • Jackson Announces New Annuity Offering for AARP Members
  • National Life Group expands annuity portfolio
  • AM Best to Join Life/Annuity Insurance-Focused Panel Discussion at Capitol Forum Event
  • USAA Earns No. 1 Ranking in JD Power Individual Annuity Study for the Third Consecutive Year
  • How flexible annuities fit today’s retirement portfolios
More Annuity News

Health/Employee Benefits News

  • Anthem Blue Cross and Blue Shield Announces Agreement with Brokers Holding Group to Expand Reach in Georgia’s Small and Mid-Markets
  • New Findings from Bar Ilan University Describe Advances in Mental Health Diseases and Conditions (Did Nationwide Mental Health Insurance Reform In Israel Increase Access To Community-based Care? a Population-based Retrospective Cohort Study): Mental Health Diseases and Conditions
  • The closing argument for Republicans
  • NYC public hospitals brace for coverage crisis as federal Medicaid work requirements loom
  • MDHS announces open enrollment assistance for eligible families through SHIP
More Health/Employee Benefits News

Life Insurance News

  • Corebridge Financial Announces Third Quarter 2026 Results
  • MassMutual announces record $3.3 billion policyowner dividend for 2027
  • Protective Completes Acquisition of Obsidian, Establishing Specialty Property and Casualty Business Line
  • Jackson Announces New Annuity Offering for AARP Members
  • Open Enrollment Starts November 1: Tampa Broker Ryan Michalek Urges Families and the Self-Employed to Check 2027 Costs Before They Auto-Renew
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Spectrum Weather & Specialty Insurance Celebrates 15 Years and Welcomes the Next Generation
  • Royal Neighbors of America® Increases Service Capacity
  • Benefits Studio Launches to Fill the Missing Middle of Benefits Navigation at $49/mo
  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.