UnitedHealthcare Expands its Individual & Family Plans on the Health Insurance Marketplace to 30 States

Business Wire

Benefit options may include $0 medical deductibles, $0 unlimited virtual urgent care, $8 or less prescription drugs, access to dental and vision coverage and up to $150 in reward incentives^[i]

UnitedHealthcare has announced a significant expansion of its Individual & Family Affordable Care Act (ACA) Marketplace plans, now offering coverage in 30 states. This increase includes new coverage areas in Indiana, Iowa, Nebraska and Wyoming, as well as additional counties in 13 other states.

With the inclusion of these new coverage areas, UnitedHealthcare now provides Individual & Family ACA Marketplace plans in over 1,250 counties across the following states: Alabama, Arizona, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New York, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin and Wyoming.

Individuals and families can enroll in these plans during the open enrollment period from Nov. 1, 2024, through Jan. 15, 2025, by visiting uhc.com/exchange.

“UnitedHealthcare’s plans are designed to help more individuals and families access affordable coverage options that include a wide range of benefits, cost transparency and predictability, and a simple enrollment and member service experience in both English and Spanish,” said Marcus Robinson, CEO, UnitedHealthcare Individual & Family Plans.

UnitedHealthcare Individual & Family ACA Marketplace plans help make affordable benefits accessible to individuals who may not qualify for or cannot afford other types of coverage, with many qualifying for plans as low as $0 per month based on their income. In 2024, 90% of UnitedHealthcare's Individual & Family ACA Marketplace plan members received subsidies to help reduce their health insurance premiums, and over half of its ACA Marketplace plan members pay $0 in monthly premiums in 2024.

Individual & Family ACA Marketplace plans play a key role in expanding health care coverage by offering a variety of options to people who don’t have access to either employer-funded coverage, Medicare, Medicaid or the Children's Health Insurance Program (CHIP).

Highlights of UnitedHealthcare’s Individual & Family ACA Marketplace plan offerings include:ⁱ

Plans with $0 medical deductibles and predictable copays for care
Access to adult dental and vision coverage with $150 glasses frame allowance
Prescriptions as low as $8 at more than 40,000 network pharmacies
$0 unlimited virtual urgent care
Up to $150 in rewards for completing health- and account-related tasks
$0 digital fitness classes plus discounted membership to thousands of in-person gyms through One Pass Select^®

Additionally, UnitedHealthcare Individual & Family ACA plans provide both English- and Spanish-language support at every touchpoint, from the seamless enrollment experience at uhc.com/exchange to the UHC app which offers easy access to health plan ID cards, benefits and claims information, a cost estimator tool and 24/7 chat with a member advocate.

Consumers can visit uhc.com/exchange (also available in Spanish: seguromedicoaca.com) or call 877-649-9797 to enroll or change plans from Nov. 1, 2024, to Jan. 15, 2025.

About UnitedHealthcare

UnitedHealthcare is dedicated to helping people live healthier lives and making the health system work better for everyone by simplifying the health care experience, meeting consumer health and wellness needs, and sustaining trusted relationships with care providers. In the United States, UnitedHealthcare offers the full spectrum of health benefit programs for individuals, employers, and Medicare and Medicaid beneficiaries, and contracts directly with more than 1.7 million physicians and care professionals, and 7,000 hospitals and other care facilities nationwide. The company also provides health benefits and delivers care to people through owned and operated health care facilities in South America. UnitedHealthcare is one of the businesses of UnitedHealth Group, a diversified health care company. For more information, visit UnitedHealthcare at www.uhc.com or follow UnitedHealthcare on LinkedIn.

^[i] The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles, and/or coinsurance for these benefits. The policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review the plan coverage documents or contact UnitedHealthcare.