Suit pits motorist against insurer, R.I. over redacted accident report - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
March 27, 2019 Newswires
Share
Share
Post
Email

Suit pits motorist against insurer, R.I. over redacted accident report

Providence Journal (RI)

March 27-- Mar. 27--PROVIDENCE -- A New York City man is suing the City of Pawtucket over its refusal to provide him with the complete accident report on his October collision with a vehicle he alleges lacked liability insurance.

Horace Overstreet, who spends weekends and holidays in Rhode Island co-parenting his son, last week sued the city, Attorney General Peter Neronha's office, and his insurer Geico Indemnity Co., alleging that without the complete report he is being denied coverage for his injuries and damage to his car.

According to court records, Overstreet's 2014 Toyota Prius collided on Oct. 12 with a 2005 Dodge Durango driven by Brandon Reyes at Power and Prentice roads. The collision, Overstreet says, was caused "solely" by the negligence of Reyes, who was driving the uninsured Durango.

Overstreet has since suffered back and neck pain for which he continues to receive treatment, his lawyer, Edward C. Roy Jr., said. A police report indicates that Overstreet didn't seek treatment at the scene, but that his Prius received disabling damage.

At the time, Overstreet says he maintained automobile insurance through Geico that provided uninsured and under-insured motorists bodily injury coverage.

Overstreet demanded, through his lawyer, that Geico provide him coverage for the injuries and property damage he sustained in the crash, but Geico has denied his claim and refused to arbitrate the matter, the suit says.

Geico is basing its refusal on the company's assertion that it needs an "unredacted" accident report from the city, allowing it to confirm that the driver of the Durango and that car's owner did not carry liability insurance, the suit says.

Roy, Overstreet's lawyer, wrote that he has verbally and in person asked the city for the complete report, but has been denied access through solicitor Frank J. Milos based on a 2005 opinion by the attorney general's office.

That opinion determined in a case involving the Coventry police that accident reports contain information that if disclosed would be an "unwarranted invasion of personal privacy." The office concluded that details such as the home address; the date of birth; the insurance policy numbers of the people involved; and phone numbers should be redacted, or blacked out, in their entirety.

The "uniform crash report" Overstreet received has his information as well as that of Reyes and the car's owner, Ashley Severino, blacked out. Court records indicate that the Pawtucket police charged Severino, 25, with owning a vehicle without evidence of insurance and that she never responded to the charge at the state Traffic Tribunal and as such was convicted.

"In balancing the interests of the plaintiff to obtain compensation for his significant personal injuries and medical expenses against the privacy interests of the uninsured motor vehicle that caused the accident that injured the plaintiff, the plaintiff believes that public policy weighs heavily in favor of the release of the unredacted report," Roy wrote.

He is asking a judge to order Geico to arbitrate the matter and to review the contested report to determine if it should be disclosed.

Pawtucket has been the subject of recent open records complaints lodged by Rhode Islanders seeking access to the Police Department's internal investigative reports.

Just last week, Superior Court Judge Melissa Long ruled a Providence man was not entitled to immediate access to some 57 internal-affairs reports without additional court arguments over whether they are public records. Long said she might be inclined to impose a "balancing test" to weigh the public's interest in the documents against any potential privacy concerns of the officers involved.

Milos did not immediately return a phone call placed to City Hall seeking comment Tuesday, but he recently told The Providence Journal, "I do rely on the attorney general's office and the opinions they render, and I do cite them frequently because, let's face it, their decision means more than mine does" if someone appeals his denial of records.

But Milos said he also worries about prompting a lawsuit against the city if he releases a report that violates a municipal employee's privacy.

"I have to be worried. I may be the APRA [Access to Public Records Act] guy, but I'm also the city's attorney. I have to balance everything. I have to be forward-thinking. I have to look ahead to what tomorrow's lawsuit is that maybe could have been avoided if I just maybe had taken a step back and thought it through a little bit better before I released the document. Once I release it, it's out there."

A spokesman for Geico could not be reached immediately. A spokeswoman for Neronha said the attorney general's office could not comment on pending litigation.

READ MORE:

Access Denied- Government Secrecy in Rhode Island

The Hummel Report: Principle or personal? Costs soar in R.I. public-records battle

___

(c)2019 The Providence Journal (Providence, R.I.)

Visit The Providence Journal (Providence, R.I.) at www.projo.com

Distributed by Tribune Content Agency, LLC.

Older

7 ways an Obamacare repeal would affect Pa., N.J.

Newer

Half Of Older Americans Have Nothing In Retirement Savings

Advisor News

  • Inflation, competing priorities and uncertainty erode retirement security
  • As health premiums rise, 1 in 8 workers cut retirement savings
  • CT governor’s candidates claims: What’s true, and what’s misleading
  • Retaining clients by giving them a memorable experience
  • Addressing the longevity paradox
More Advisor News

Annuity News

  • National Life Group expands annuity portfolio
  • AM Best to Join Life/Annuity Insurance-Focused Panel Discussion at Capitol Forum Event
  • USAA Earns No. 1 Ranking in JD Power Individual Annuity Study for the Third Consecutive Year
  • How flexible annuities fit today’s retirement portfolios
  • Foresters Financial appoints Tom Ross as chief distribution officer for U.S. annuity sales
More Annuity News

Health/Employee Benefits News

  • public notice
  • Review '27 Medicare coverage before plans renew
  • Univera’s coverage of Roswell Park highlights Medicare Advantage changes this year
  • MATSUI INTRODUCES BIPARTISAN LEGISLATION TO PROTECT PATIENT ACCESS TO AFFORDABLE MEDICATIONS
  • As feds cut key fee, Indiana Medicaid chief warns changes needed to avoid 'catastrophic situation'
More Health/Employee Benefits News

Life Insurance News

  • Security Benefit Announces Planned Dividend Rate Reset for Series B Preferred Stock
  • Palmetto Heritage and Atlantic Coast Life Announce Discussions Regarding Potential Acquisition
  • Jury finds insurance company acted in bad faith, awards Nebraska woman $11.3M
  • AM Best Affirms Credit Ratings of GIG Insurance – Egypt S.A.E.
  • Symetra Named to Fortune Best Workplaces For Women™ List for Fifth Consecutive Year
Sponsor
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Benefits Studio Launches to Fill the Missing Middle of Benefits Navigation at $49/mo
  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.