Allianz Life adds new accumulation-focused FIAs

MINNEAPOLIS – April 21, 2026  – Allianz Life announced that it is expanding its offering of accumulation-focused fixed index annuities to help Americans reach their retirement goals.

Allianz Life is launching two new FIAs that include signature features like Index Lock.

Allianz Accumulation Advantage 5 strengthens the accumulation-focused FIA suite of offerings with a 5-year withdrawal charge period. This FIA is designed for those seeking protected accumulation to limit risk from volatile markets, and does not have a product fee. It offers 100% protection for principal and credited interest from market loss while creating strong growth potential for accumulating retirement assets.

“Our new accumulation FIA can help Americans who are working to increase their retirement assets but are worried about market volatility by balancing strong growth potential with a level of protection,” says Corey Walther, president of Allianz Life Financial Services, LLC. “This product could be especially useful  for financial professionals who work through banks and financial institutions whose clients may be attracted to a shorter-term 5-year withdrawal charge period with a hedge against downside risk.”

The vast majority of Gen Xers (72%) who are in a critical time for retirement savings said they need to accumulate more money to retire but are too nervous to invest more money in the market in the Q1 2026 Quarterly Market Perceptions Study from the Allianz Center for the Future of Retirement. Three in four Gen Xers (75%) also said they want to add a financial product to their portfolio that offers protection from market downturns.

Allianz Accumulation Advantage Classic Annuity is also launching. Accumulation Advantage Classic Annuity has a variety of index options, including the non-volatility-controlled S&P 500 Futures Index ER. It also features the new 1-year Performance Trigger and 1-year Highest Daily Value with participation rate crediting methods on certain index allocations.