April 21, 2026 Newswires

Allianz Life Adds New Accumulation-Focused Fixed Index Annuities

Business Wire

The longtime industry leader is launching two new FIAs that include signature features like Index Lock.

MINNEAPOLIS--(BUSINESS WIRE)--
Allianz Life Insurance Company of North America (Allianz Life) announced today that it is expanding its offering of accumulation-focused fixed index annuities (FIAs) to help Americans reach their retirement goals.

Allianz Life, a longtime industry leader in the marketplace, is launching two new FIAs that include signature features like Index Lock¹.

Allianz Accumulation Advantage 5^TM strengthens the accumulation-focused FIA suite of offerings with a 5-year withdrawal charge period. This FIA is designed for those seeking protected accumulation to limit risk from volatile markets, and does not have a product fee. It offers 100% protection for principal and credited interest from market loss while creating strong growth potential for accumulating retirement assets².

“Our new accumulation FIA can help Americans who are working to increase their retirement assets but are worried about market volatility by balancing strong growth potential with a level of protection,” says Corey Walther, president of Allianz Life Financial Services, LLC. “This product could be especially useful for financial professionals who work through banks and financial institutions whose clients may be attracted to a shorter-term 5-year withdrawal charge period with a hedge against downside risk.”

The vast majority of Gen Xers (72%) who are in a critical time for retirement savings said they need to accumulate more money to retire but are too nervous to invest more money in the market in the Q1 2026 Quarterly Market Perceptions Study from the Allianz Center for the Future of Retirement. Three in four Gen Xers (75%) also said they want to add a financial product to their portfolio that offers protection from market downturns.*

Allianz Accumulation Advantage Classic^TM Annuity is also launching. Accumulation Advantage Classic^TM Annuity has a variety of index options, including the non-volatility-controlled S&P 500 Futures Index ER³. It also features the new 1-year Performance Trigger and 1-year Highest Daily Value with participation rate crediting methods on certain index allocations.

* Allianz Center for the Future of Retirement conducted an online survey, the Q1 2026 Quarterly Market Perceptions Study in February 2026 with a nationally representative sample of 1,005 respondents age 18+ in the contiguous U.S.

The Allianz Center for the Future of Retirement produces insights and research as a part of Allianz Life Insurance Company of North America.

1 Exercising an Index Lock may result in a credit higher or lower than if the Index Lock had not been exercised.

2 While principal and credited interest are protected from market downturns, and there is no product fee, fees or other charges may reduce the contract value.

3 The S&P 500® Futures Index ER is constructed from the front-quarter E-mini futures contract on the S&P 500. It is part of the S&P Factor Series, which measures the inherent risk premium between asset classes and financial markets.

The "S&P 500® Futures Index ER" is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Allianz Life Insurance Company of North America (“Allianz”). S&P®, S&P 500®, SPX®, SPY®, US 500™, The 500®, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Allianz. Allianz products are not sponsored or sold by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Futures Index ER.

Distributions may be subject to a withdrawal charge. Distributions are subject to ordinary income tax and, if taken prior to age 59 1/2, an additional 10% federal tax.

Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.

About Allianz Life Insurance Company of North America

Allianz Life Insurance Company of North America (Allianz Life), one of the Ethisphere World’s Most Ethical Companies®, has been trusted since 1896 to help millions of Americans prepare for financial uncertainties and retirement with a variety of innovative risk management solutions. In 2025, Allianz Life provided additional value to its policyholders via distributions of more than $18.7 billion. Allianz Life is a leading provider of fixed index annuities, registered index-linked annuities, and indexed universal life insurance. Additionally, Allianz Investment Management LLC (AllianzIM), a registered investment adviser and wholly owned subsidiary of Allianz Life, manages the suite of AllianzIM exchange-traded funds (ETFs). Allianz Life and AllianzIM are part of Allianz SE, a global leader in the financial services industry with more than 156,000 employees in nearly 70 countries. Allianz Life is a proud sponsor of Allianz Field® in St. Paul, Minnesota, home of Major League Soccer’s Minnesota United. C64997-MVA, ICC23C64997-MVA C64997-MVA