State Farm Mutual Automobile Insurance Assigned Patent for Analyzing Telematics Data to Determine Travel Events

ALEXANDRIA, Va., Dec. 8 -- State Farm Mutual Automobile Insurance, Bloomington, Illinois, has been assigned a patent (9,836,062) developed by Gregory Hayward, Bloomington, Illinois, for "analyzing telematics data to determine travel events and corrective actions." The abstract states: "A computer-implemented method of using telematics data associated with an originating vehicle at a destination vehicle is provided. The method includes receiving telematics data associated with the originating vehicle by (1) a mobile device, or (2) a smart vehicle controller associated with a driver, and analyzing the telematics data to determine that a travel event exists. If the travel event exists, the method may determine if the travel event presents an issue or problem for the vehicle (or driver) by determining that a GPS location of the travel event is located along the current travel route of the vehicle and, if so, automatically taking a preventive or corrective action that alleviates a negative impact of the travel event on the driver or vehicle to facilitate safer or more efficient vehicle travel. Insurance discounts may be provided based upon the risk mitigation or prevention functionality, or usage thereof."

The patent application was filed on Jan. 7, 2016 (14/990,056). The full-text of the patent can be found at http://patft.uspto.gov/netacgi/nph-Parser?Sect1=PTO1&Sect2=HITOFF&d=PALL&p=1&u=%2Fnetahtml%2FPTO%2Fsrchnum.htm&r=1&f=G&l=50&s1=9,836,062.PN.&OS=PN/9,836,062&RS=PN/9,836,062

Written by Deviprasad Jena; edited by Sudarshan Harpal.