"For too long, too many Americans have struggled to get adequate, affordable health care," said
The Patient Protection and Affordable Care Enhancement Act aims to make health care more affordable by lowering health insurance premiums with strengthened and expanded affordability assistance. Specifically, the legislation expands eligibility for premium tax credits beyond 400 percent of the federal poverty line and increases the size of tax credits for all income brackets. The legislation creates a national reinsurance program, which can lower premiums, and provides funds to states to help lower deductibles and out-of-pocket costs for everyone.
The legislation also makes prescription drugs more affordable by empowering Medicare to negotiate lower drug prices and making those prices available to Americans with private health insurance. The
The Patient Protection and Affordable Care Enhancement Act also:
* encourages states that have not expanded their Medicaid programs to do so by renewing the ACA's original expanded federal match;
* reverses the
* stops the expansion of junk insurance plans that allow insurance companies to discriminate against people with pre-existing conditions, put consumers at financial risk, and drive up comprehensive insurance costs;
* restores critical outreach and enrollment funding that has been gutted by the
* combats the maternal mortality epidemic, which continues to particularly impact Black and Native American people, by extending Medicaid or
* further reduces racial and ethnic health inequities by expanding coverage and premium assistance to more Black and Hispanic Americans; and
* protects vulnerable populations from losing health coverage by ensuring that Medicaid and CHIP beneficiaries receive a full 12 months of coverage once enrolled, protecting them from interruptions due to fluctuations in their income throughout the year.