Rep. Davis Commemorates National Minority Health Month
This legislation was not just relegated to help the poor and the needy but also the 177 million employer sponsored insured employees with additional health benefits that never existed before the Affordable Care Act.
For instance, ACA prohibited insurance companies from discriminating individuals with pre-existing conditions, and imposing lifetime cost caps on patients. Under ACA, parents can keep their children on their insurance plan up to the age of 26.
Also, insurance companies are required to spend 80 percent of all premium dollars toward direct medical expenses and 20 percent toward insurance companies' administrative costs. Otherwise, they must reimburse the customer some of their money back. Currently, ACA has allowed more than 20 million
The purpose of the Affordable Care Act consisted of five basic goals:
1. Expand health insurance coverage for nearly 50 million uninsured people in
2. Reduce health care costs by establishing marketplaces called exchanges where federal and state-based marketplaces will have a single process to determine whether someone is eligible for tax credits to reduce the cost of premiums, in the form of cost sharing,
3. Reduce health care fraud and abuse
4. Improve health care quality through several initiatives: (1) a national quality strategy; increased reliance on value-based purchasing; expansion of meaningful use of electronic health records (EHRs); better care coordination; development of quality measures for
5. Improve population health that includes reducing racial and ethnic disparities among the minority population. One aspect of the ACA helping people of color to reduce disparities is by requiring health plans to cover certain preventative services such as blood pressure and cholesterol screening, mammograms and Pap smears, and vaccinations, with no cost-sharing. The ACA increased funding for community health centers, which provide quality primary and comprehensive services to underserved communities. They served approximately 25 million people in rural and urban centers where more than half of the patients were members of various ethnic and minority groups.
We need more doctors and allied health professionals to assist a healthcare system that for decades was not adequately addressing health disparities among millions of racial and ethnic minority Americans. Many of our minorities are disproportionately more likely to suffer deleterious health disparities just because they are low-income wage earners, poorer in health and suffer worse health outcomes, and are more likely to die prematurely and often from preventable causes compared to their White counterparts. Some of the examples of these health disparities include the following:
The infant mortality rate for African Americans and American Indian/ Alaska Natives are more than two times higher than that for whites;
African Americans with heart disease are three times more likely to be operated on by "high risk" surgeons than their White counterparts with heart disease;
Hispanic/Latina women have the highest incidence rate for cancers of the cervix; 1.6 times higher than that for white women, with a cervical cancer death rate that is 1.4 times higher than for white women;
Puerto Ricans have an asthma prevalence rate over 2.2 times higher than non-Hispanic whites and over 1.8 times higher than non-Hispanic blacks;
Together, African Americans and Hispanics account for 28 percent of the total
American Indian/Alaska Natives have diabetes rates that are nearly 3 times higher than the overall rate; and
Of the more than one million people infected with chronic Hepatitis B in
In addition to the unacceptable costs of human suffering and premature death, there are significant economic repercussions of allowing health disparities to persist. A 2010 study from the
Many analysts over the past several years have reported that investments through the Affordable Care Act and the American Recovery and Reinvestment Act of 2009 have helped double the number of clinicians in the
Increasing the proportion of


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