Newswires
Q1-Q3 2022 Konceregnskab fordelt på kvartaler (Excel) (55 KB)
UK_kc 2018-2022_09
| INCOME STATEMENT | |||||||||||||||||||||||||||||||||
| Q1 | Q2 | H1 | Q3 | Q1-Q3 | Q4 | Full year | Q1 | Q2 | H1 | Q3 | Q1-Q3 | Q4 | Full year | Q1 | Q2 | H1 | Q3 | Q1-Q3 | Q4 | Full year | Q1 | Q2 | H1 | Q3 | Q1-Q3 | Q4 | Full year | Q1 | Q2 | H1 | Q3 | Q1-Q3 | |
| (DKKm) | 2018 | 2018 | 2018 | 2018 | 2018 | 2018 | 2018 | 2019 | 2019 | 2019 | 2019 | 2019 | 2019 | 2019 | 2020 | 2020 | 2020 | 2020 | 2020 | 2020 | 2020 | 2021 | 2021 | 2021 | 2021 | 2021 | 2021 | 2021 | 2022 | 2022 | 2022 | 2022 | 2022 |
| NON-LIFE INSURANCE | |||||||||||||||||||||||||||||||||
| Gross premiums written | 4,210 | 1,709 | 5,919 | 1,713 | 7,632 | 1,572 | 9,205 | 4,342 | 1,796 | 6,138 | 1,763 | 7,901 | 1,593 | 9,494 | 4,430 | 1,803 | 6,233 | 1,853 | 8,086 | 1,717 | 9,803 | 4,586 | 1,912 | 6,497 | 1,983 | 8,481 | 1,801 | 10,282 | 4,441 | 1,826 | 6,267 | 1,820 | 8,087 |
| Ceded reinsurance premiums | -385 | -42 | -427 | -139 | -566 | -51 | -617 | -376 | -40 | -416 | -153 | -569 | -40 | -609 | -344 | -49 | -394 | -144 | -538 | -54 | -592 | -335 | -57 | -392 | -167 | -559 | -45 | -604 | -358 | -61 | -419 | -186 | -604 |
| Change in the provisions for unearned premiums | -1,892 | 530 | -1,363 | 540 | -822 | 858 | 35 | -1,935 | 495 | -1,440 | 487 | -952 | 954 | 1 | -2,017 | 624 | -1,393 | 485 | -908 | 1,190 | 282 | -2,084 | 577 | -1,507 | 446 | -1,062 | 1,150 | 89 | -2,104 | 520 | -1,583 | 511 | -1,072 |
| Change in profit margin and risk margin | -32 | 81 | 49 | 73 | 121 | -164 | -43 | -59 | 83 | 24 | 125 | 150 | -182 | -32 | -16 | 8 | -8 | 106 | 98 | -421 | -323 | 16 | 83 | 99 | 128 | 227 | -358 | -131 | 119 | 144 | 263 | 182 | 445 |
| Change in reinsurers' share of the provision for unearned premiums | 229 | -98 | 131 | -12 | 120 | -110 | 10 | 216 | -103 | 113 | -2 | 111 | -107 | 4 | 203 | -96 | 107 | -2 | 105 | -102 | 3 | 201 | -94 | 107 | 0 | 107 | -103 | 4 | 212 | -97 | 115 | 1 | 116 |
| Premiums earned, net of reinsurance | 2,130 | 2,180 | 4,309 | 2,175 | 6,484 | 2,105 | 8,590 | 2,188 | 2,232 | 4,420 | 2,221 | 6,641 | 2,218 | 8,858 | 2,255 | 2,290 | 4,545 | 2,297 | 6,843 | 2,331 | 9,174 | 2,384 | 2,420 | 4,804 | 2,390 | 7,194 | 2,446 | 9,640 | 2,311 | 2,333 | 4,644 | 2,328 | 6,972 |
| Claims paid | -1,426 | -1,539 | -2,964 | -1,414 | -4,379 | -1,666 | -6,045 | -1,576 | -1,528 | -3,103 | -1,653 | -4,756 | -1,747 | -6,503 | -1,757 | -1,536 | -3,293 | -1,559 | -4,851 | -1,648 | -6,500 | -1,649 | -1,506 | -3,155 | -1,403 | -4,558 | -1,598 | -6,156 | -1,504 | -1,505 | -3,008 | -1,432 | -4,441 |
| Reinsurance cover received | 45 | 108 | 153 | 69 | 223 | 140 | 362 | 45 | 83 | 128 | 74 | 202 | 142 | 345 | 58 | 79 | 138 | 93 | 231 | 61 | 292 | 54 | 72 | 126 | 86 | 212 | 76 | 288 | 72 | 98 | 170 | 90 | 260 |
| Change in the provisions for claims | -9 | -86 | -95 | -149 | -244 | 220 | -23 | 139 | 65 | 204 | 57 | 261 | 115 | 376 | 44 | 21 | 65 | -190 | -125 | 38 | -87 | -60 | -173 | -233 | -366 | -599 | -60 | -659 | -153 | -20 | -174 | -83 | -257 |
| Change in risk margin | -14 | 5 | -10 | 28 | 18 | 13 | 31 | 11 | 13 | 24 | 2 | 27 | -9 | 18 | 24 | 6 | 30 | -1 | 29 | 1 | 30 | 9 | 12 | 21 | -1 | 20 | -7 | 13 | -12 | 14 | 2 | 10 | 11 |
| Change in reinsurers' share of the provision for claims | 1 | 38 | 39 | 44 | 83 | -28 | 56 | 53 | -45 | 8 | -12 | -5 | -48 | -53 | 23 | -19 | 3 | -32 | -28 | -12 | -41 | 39 | 63 | 102 | 32 | 134 | 7 | 141 | 19 | 2 | 21 | -40 | -19 |
| Claims incurred, net of reinsurance | -1,403 | -1,474 | -2,877 | -1,422 | -4,298 | -1,321 | -5,619 | -1,327 | -1,412 | -2,739 | -1,532 | -4,270 | -1,547 | -5,817 | -1,608 | -1,449 | -3,057 | -1,688 | -4,745 | -1,560 | -6,305 | -1,607 | -1,532 | -3,139 | -1,653 | -4,792 | -1,582 | -6,373 | -1,578 | -1,411 | -2,989 | -1,456 | -4,445 |
| Bonuses and rebates | -13 | -19 | -31 | -14 | -45 | -17 | -62 | -15 | -16 | -32 | -17 | -49 | -17 | -66 | -7 | -8 | -15 | -16 | -31 | 0 | -31 | -18 | -30 | -48 | -23 | -71 | -15 | -86 | -28 | -28 | -57 | -19 | -75 |
| Acquisition costs | -254 | -250 | -504 | -213 | -716 | -236 | -952 | -254 | -251 | -505 | -200 | -705 | -244 | -949 | -261 | -262 | -523 | -224 | -747 | -268 | -1,015 | -268 | -271 | -538 | -224 | -762 | -251 | -1,013 | -260 | -263 | -523 | -244 | -766 |
| Administrative expenses | -134 | -119 | -252 | -114 | -367 | -134 | -501 | -138 | -123 | -260 | -128 | -389 | -145 | -534 | -145 | -129 | -274 | -133 | -408 | -143 | -550 | -147 | -123 | -270 | -145 | -415 | -147 | -561 | -140 | -136 | -276 | -126 | -402 |
| Reinsurance commission and share of profits | 19 | 16 | 35 | 21 | 56 | 22 | 78 | 20 | 19 | 39 | 21 | 60 | 19 | 78 | 19 | 20 | 39 | 22 | 61 | 20 | 81 | 18 | 19 | 37 | 24 | 61 | 21 | 82 | 20 | 20 | 40 | 20 | 60 |
| Insurance operating expenses, net of reinsurance | -368 | -353 | -721 | -306 | -1,027 | -348 | -1,375 | -372 | -355 | -727 | -308 | -1,034 | -370 | -1,405 | -387 | -371 | -758 | -335 | -1,094 | -391 | -1,484 | -397 | -374 | -771 | -345 | -1,116 | -376 | -1,492 | -380 | -379 | -759 | -350 | -1,108 |
| TECHNICAL RESULT FROM NON-LIFE INSURANCE | 346 | 334 | 680 | 434 | 1,114 | 420 | 1,534 | 475 | 448 | 923 | 364 | 1,287 | 283 | 1,571 | 253 | 463 | 716 | 258 | 974 | 380 | 1,354 | 361 | 484 | 846 | 370 | 1,216 | 472 | 1,688 | 324 | 514 | 839 | 504 | 1,343 |
| LIFE INSURANCE | |||||||||||||||||||||||||||||||||
| Gross premiums written | 2,480 | 2,362 | 4,842 | 2,305 | 7,147 | 2,964 | 10,111 | 2,797 | 2,169 | 4,966 | 3,148 | 8,114 | 2,991 | 11,106 | 3,090 | 2,905 | 5,995 | 2,411 | 8,406 | 2,575 | 10,981 | 2,688 | 2,535 | 5,222 | 2,393 | 7,616 | 2,744 | 10,360 | 0 | 0 | 0 | 0 | 0 |
| Ceded reinsurance premiums | 0 | 0 | 0 | 0 | 0 | 0 | -1 | 0 | 0 | 0 | 0 | -1 | 0 | -1 | 0 | 0 | 0 | 0 | -1 | 0 | -1 | 0 | 0 | 0 | 0 | -1 | 0 | -1 | 0 | 0 | 0 | 0 | 0 |
| Premiums, net of reinsurance | 2,480 | 2,362 | 4,841 | 2,305 | 7,147 | 2,964 | 10,111 | 2,797 | 2,169 | 4,966 | 3,148 | 8,114 | 2,991 | 11,105 | 3,090 | 2,905 | 5,995 | 2,411 | 8,405 | 2,575 | 10,980 | 2,687 | 2,535 | 5,222 | 2,393 | 7,615 | 2,744 | 10,359 | 0 | 0 | 0 | 0 | 0 |
| Allocated investment return, net of reinsurance | -700 | 886 | 185 | 1,264 | 1,449 | -3,776 | -2,326 | 3,723 | 1,635 | 5,359 | 1,432 | 6,791 | 1,566 | 8,357 | -7,777 | 5,359 | -2,418 | 2,356 | -62 | 5,353 | 5,291 | 3,797 | 2,614 | 6,411 | 482 | 6,893 | 3,898 | 10,791 | 0 | 0 | 0 | 0 | 0 |
| Pension retutax | 11 | -36 | -25 | -181 | -206 | 234 | 28 | -223 | -266 | -489 | -212 | -701 | -394 | -1,094 | 194 | -110 | 85 | -81 | 4 | -621 | -617 | -533 | -393 | -926 | -71 | -997 | -524 | -1,521 | 0 | 0 | 0 | 0 | 0 |
| Claims and benefits paid | -1,085 | -991 | -2,076 | -921 | -2,997 | -1,091 | -4,088 | -1,279 | -671 | -1,951 | -1,174 | -3,125 | -1,007 | -4,133 | -1,547 | -1,434 | -2,982 | -1,660 | -4,642 | -1,751 | -6,393 | -2,394 | -2,273 | -4,668 | -2,050 | -6,718 | -2,237 | -8,955 | 0 | 0 | 0 | 0 | 0 |
| Reinsurance cover received | 1 | 1 | 2 | 0 | 3 | 0 | 3 | 1 | 0 | 1 | 2 | 3 | 1 | 4 | 0 | 4 | 4 | 1 | 5 | 2 | 6 | 2 | 1 | 2 | 0 | 3 | 2 | 5 | 0 | 0 | 0 | 0 | 0 |
| Claims and benefits paid, net of reinsurance | -1,084 | -990 | -2,074 | -921 | -2,995 | -1,091 | -4,086 | -1,279 | -671 | -1,950 | -1,173 | -3,122 | -1,007 | -4,129 | -1,547 | -1,431 | -2,978 | -1,660 | -4,637 | -1,749 | -6,387 | -2,393 | -2,273 | -4,666 | -2,050 | -6,716 | -2,235 | -8,951 | 0 | 0 | 0 | 0 | 0 |
| Change in the life insurance provisions | -606 | -2,121 | -2,727 | -2,365 | -5,092 | 1,774 | -3,318 | -4,876 | -2,779 | -7,655 | -3,096 | -10,751 | -3,008 | -13,759 | 6,110 | -6,598 | -487 | -2,923 | -3,410 | -5,429 | -8,839 | -2,557 | -2,028 | -4,586 | -673 | -5,258 | -3,853 | -9,111 | 0 | 0 | 0 | 0 | 0 |
| Change in the reinsurers' share | -1 | -2 | -3 | 0 | -3 | 0 | -4 | -2 | 0 | -2 | -2 | -4 | -1 | -4 | 0 | -5 | -5 | -1 | -5 | -2 | -7 | 0 | -1 | -1 | 0 | -1 | -2 | -3 | 0 | 0 | 0 | 0 | 0 |
| Change in the life insurance provisions, net of reinsurance | -608 | -2,122 | -2,730 | -2,365 | -5,095 | 1,774 | -3,321 | -4,878 | -2,779 | -7,657 | -3,098 | -10,755 | -3,008 | -13,763 | 6,110 | -6,602 | -492 | -2,923 | -3,415 | -5,431 | -8,847 | -2,558 | -2,029 | -4,587 | -673 | -5,260 | -3,854 | -9,114 | 0 | 0 | 0 | 0 | 0 |
| Change in profit margin | -2 | -8 | -10 | -10 | -21 | -14 | -34 | -21 | -10 | -31 | 5 | -26 | -36 | -61 | 34 | -29 | 5 | -5 | 0 | -38 | -38 | -888 | -361 | -1,249 | 24 | -1,225 | 67 | -1,158 | 0 | 0 | 0 | 0 | 0 |
| Acquisition costs | -40 | -34 | -74 | -33 | -107 | -36 | -143 | -33 | -45 | -77 | -32 | -110 | -57 | -166 | -57 | -58 | -115 | -48 | -163 | -61 | -224 | -64 | -59 | -122 | -61 | -183 | -51 | -234 | 0 | 0 | 0 | 0 | 0 |
| Administrative expenses | -75 | -64 | -138 | -60 | -198 | -78 | -277 | -75 | -76 | -152 | -74 | -226 | -94 | -319 | -82 | -82 | -164 | -80 | -244 | -92 | -335 | -90 | -82 | -172 | -84 | -257 | -91 | -348 | 0 | 0 | 0 | 0 | 0 |
| Reinsurance commission and share of profits | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Insurance operating expenses, net of reinsurance | -114 | -99 | -213 | -93 | -306 | -114 | -420 | -108 | -121 | -229 | -106 | -335 | -150 | -485 | -139 | -139 | -279 | -128 | -407 | -153 | -559 | -154 | -141 | -295 | -145 | -440 | -142 | -581 | 0 | 0 | 0 | 0 | 0 |
| TECHNICAL RESULT FROM LIFE INSURANCE | -17 | -9 | -26 | 0 | -26 | -22 | -48 | 12 | -42 | -30 | -4 | -34 | -37 | -71 | -35 | -47 | -82 | -30 | -112 | -64 | -176 | -41 | -48 | -88 | -40 | -129 | -46 | -175 | 0 | 0 | 0 | 0 | 0 |
| INCOME STATEMENT | |||||||||||||||||||||||||||||||||
| Q1 | Q2 | H1 | Q3 | Q1-Q3 | Q4 | Full year | Q1 | Q2 | H1 | Q3 | Q1-Q3 | Q4 | Full year | Q1 | Q2 | H1 | Q3 | Q1-Q3 | Q4 | Full year | Q1 | Q2 | H1 | Q3 | Q1-Q3 | Q4 | Full year | Q1 | Q2 | H1 | Q3 | Q1-Q3 | |
| (DKKm) | 2018 | 2018 | 2018 | 2018 | 2018 | 2018 | 2018 | 2019 | 2019 | 2019 | 2019 | 2019 | 2019 | 2019 | 2020 | 2020 | 2020 | 2020 | 2020 | 2020 | 2020 | 2021 | 2021 | 2021 | 2021 | 2021 | 2021 | 2021 | 2022 | 2022 | 2022 | 2022 | 2022 |
| NON-TECHNICAL ACTIVITIES | |||||||||||||||||||||||||||||||||
| Technical result from non-life insurance | 346 | 334 | 680 | 434 | 1,114 | 420 | 1,534 | 475 | 448 | 923 | 364 | 1,287 | 283 | 1,571 | 253 | 463 | 716 | 258 | 974 | 380 | 1,354 | 361 | 484 | 846 | 370 | 1,216 | 472 | 1,688 | 324 | 514 | 839 | 504 | 1,343 |
| Technical result from life insurance | -17 | -9 | -26 | 0 | -26 | -22 | -48 | 12 | -42 | -30 | -4 | -34 | -37 | -71 | -35 | -47 | -82 | -30 | -112 | -64 | -176 | -41 | -48 | -88 | -40 | -129 | -46 | -175 | 0 | 0 | 0 | ||
| Income from associates and joint ventures | 14 | 30 | 44 | 19 | 63 | 97 | 161 | 18 | 34 | 51 | 17 | 69 | 96 | 165 | 16 | -7 | 8 | 4 | 13 | 80 | 92 | 270 | 13 | 283 | 101 | 384 | 203 | 588 | 2 | -1 | 0 | -4 | -3 |
| Income from investment properties | 19 | 1 | 21 | 17 | 38 | 7 | 45 | 18 | 31 | 49 | 57 | 106 | 28 | 135 | 40 | 49 | 88 | 56 | 145 | 46 | 191 | 51 | 51 | 102 | 53 | 155 | 51 | 206 | 1 | 1 | 1 | 1 | 2 |
| Interest income and dividends etc. | 387 | 531 | 918 | 474 | 1,392 | 411 | 1,803 | 481 | 592 | 1,073 | 811 | 1,885 | 416 | 2,301 | 542 | 433 | 976 | 394 | 1,370 | 539 | 1,909 | 738 | 541 | 1,279 | 599 | 1,878 | 495 | 2,373 | 77 | 102 | 179 | 75 | 254 |
| Value adjustments | -1,037 | 519 | -518 | 932 | 414 | -4,285 | -3,871 | 3,741 | 1,393 | 5,134 | 852 | 5,986 | 1,043 | 7,029 | -8,819 | 5,320 | -3,498 | 2,261 | -1,238 | 5,219 | 3,981 | 2,920 | 2,232 | 5,152 | -128 | 5,024 | 3,564 | 8,588 | -576 | -714 | -1,290 | -534 | -1,824 |
| Interest charges | -21 | -18 | -40 | -23 | -62 | -19 | -81 | -19 | -18 | -36 | -19 | -56 | -22 | -78 | -32 | -23 | -55 | -24 | -79 | -23 | -102 | -23 | -21 | -44 | -21 | -65 | -18 | -83 | -10 | -9 | -19 | -9 | -28 |
| Expenses on investment activities | -13 | -10 | -24 | -12 | -35 | -11 | -47 | -14 | -9 | -23 | -14 | -37 | -16 | -53 | -20 | -21 | -41 | -20 | -62 | -24 | -86 | -25 | -24 | -50 | -28 | -78 | -28 | -106 | -12 | -13 | -25 | -13 | -38 |
| Total investment return | -651 | 1,052 | 401 | 1,408 | 1,810 | -3,799 | -1,990 | 4,226 | 2,023 | 6,248 | 1,705 | 7,953 | 1,546 | 9,499 | -8,273 | 5,751 | -2,522 | 2,671 | 149 | 5,837 | 5,986 | 3,931 | 2,792 | 6,723 | 575 | 7,298 | 4,267 | 11,565 | -519 | -635 | -1,153 | -484 | -1,637 |
| Retuand value adjustments of non-life insurance provisions | -18 | -48 | -66 | 17 | -49 | -37 | -86 | -418 | -280 | -697 | -253 | -951 | 335 | -616 | 46 | -291 | -245 | -73 | -318 | -56 | -374 | 392 | 38 | 430 | 62 | 492 | 11 | 503 | 371 | 332 | 702 | 358 | 1,060 |
| Investment retutransferred to life insurance | 700 | -886 | -185 | -1,264 | -1,449 | 3,776 | 2,326 | -3,723 | -1,635 | -5,359 | -1,432 | -6,791 | -1,566 | -8,357 | 7,777 | -5,359 | 2,418 | -2,356 | 62 | -5,353 | -5,291 | -3,797 | -2,614 | -6,411 | -482 | -6,893 | -3,898 | -10,791 | 0 | 0 | 0 | 0 | 0 |
| Other income | 6 | 5 | 11 | 5 | 16 | 6 | 23 | 5 | 16 | 21 | -6 | 15 | 4 | 19 | 3 | 3 | 6 | 3 | 9 | 5 | 14 | 6 | 7 | 13 | -5 | 8 | 2 | 10 | 19 | 21 | 40 | 26 | 66 |
| Other expenses | -22 | -14 | -36 | -9 | -45 | -13 | -58 | -13 | -28 | -41 | -3 | -43 | -13 | -57 | -12 | -16 | -29 | -13 | -41 | -18 | -59 | -16 | -20 | -36 | -6 | -42 | -17 | -59 | -57 | -37 | -94 | -49 | -143 |
| PROFIT BEFORE TAX, CONTINUING OPERATIONS | 344 | 435 | 779 | 592 | 1,371 | 331 | 1,702 | 564 | 502 | 1,066 | 371 | 1,436 | 551 | 1,987 | -242 | 504 | 262 | 460 | 722 | 731 | 1,453 | 836 | 639 | 1,476 | 474 | 1,950 | 792 | 2,742 | 138 | 196 | 334 | 355 | 688 |
| Tax, continuing operations | -77 | -90 | -166 | -133 | -300 | -71 | -371 | -125 | -110 | -235 | -86 | -321 | -120 | -441 | 49 | -115 | -66 | -103 | -169 | -159 | -329 | -202 | -117 | -319 | -118 | -437 | -167 | -604 | -33 | -38 | -71 | -82 | -152 |
| PROFIT AFTER TAX, CONTINUING OPERATIONS | 267 | 345 | 613 | 459 | 1,071 | 259 | 1,331 | 439 | 391 | 831 | 285 | 1,115 | 431 | 1,547 | -193 | 389 | 196 | 357 | 553 | 571 | 1,124 | 635 | 522 | 1,157 | 356 | 1,513 | 625 | 2,138 | 105 | 158 | 263 | 273 | 536 |
| Profit after tax, discontinued operations | 10 | 107 | 117 | -14 | 103 | ||||||||||||||||||||||||||||
| PROFIT | 115 | 265 | 380 | 259 | 639 | ||||||||||||||||||||||||||||
| STATEMENT OF COMPREHENSIVE INCOME - GROUP | |||||||||||||||||||||||||||||||||
| Profit | 267 | 345 | 613 | 459 | 1,071 | 259 | 1,331 | 439 | 391 | 831 | 285 | 1,115 | 431 | 1,547 | -193 | 389 | 196 | 357 | 553 | 571 | 1,124 | 635 | 522 | 1,157 | 356 | 1,513 | 625 | 2,138 | 115 | 265 | 380 | 259 | 639 |
| Items which can subsequently be reclassified as profit or loss: | |||||||||||||||||||||||||||||||||
| Exchange rate adjustment of foreign business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Items which cannot subsequently be reclassified as profit or loss: | |||||||||||||||||||||||||||||||||
| Deferred tax on security fund (change in the tax percentage) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -56 | -56 | 0 | -56 | ||||||||||||||
| Revaluation / Reversed revaluation owner-occupied properties | 0 | 0 | 1 | 0 | 1 | 0 | 1 | 0 | 0 | 1 | -18 | -18 | 0 | -18 | 0 | 0 | 1 | 0 | 1 | 0 | 1 | -2 | 0 | -2 | 0 | -2 | 2 | 0 | 0 | 0 | 1 | 0 | 1 |
| Movements in capital of associated companies | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Transferred to the collective bonus potential | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Pension retutax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 4 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other comprehensive income | 0 | 0 | 1 | 0 | 1 | 0 | 1 | 0 | 0 | 1 | -14 | -14 | 0 | -14 | 0 | 0 | 1 | 0 | 1 | 0 | 1 | -1 | 0 | -1 | 0 | -1 | 2 | 0 | 0 | -55 | -55 | 0 | -55 |
| TOTAL COMPREHENSIVE INCOME | 268 | 346 | 613 | 459 | 1,072 | 260 | 1,332 | 439 | 392 | 831 | 271 | 1,102 | 431 | 1,533 | -192 | 389 | 196 | 357 | 554 | 571 | 1,125 | 633 | 522 | 1,156 | 356 | 1,512 | 626 | 2,138 | 115 | 209 | 325 | 260 | 584 |
| ASSETS | |||||||||||||||||||||||||||||||||
| 31 March | 30 June | 30 September | 31 December | 31 March | 30 June | 30 September | 31 December | 31 March | 30 June | 30 September | 31 December | 31 March | 30 June | 30 September | 31 December | 31 March | 30 June | 30 September | |||||||||||||||
| (DKKm) | 2018 | 2018 | 2018 | 2018 | 2019 | 2019 | 2019 | 2019 | 2020 | 2020 | 2020 | 2020 | 2021 | 2021 | 2021 | 2021 | 2022 | 2022 | 2022 | ||||||||||||||
| INTANGIBLE ASSETS | 960 | 999 | 1,034 | 1,091 | 1,159 | 1,209 | 1,238 | 1,291 | 1,336 | 1,397 | 1,452 | 1,486 | 1,524 | 1,564 | 1,592 | 1,641 | 1,110 | 1,184 | 1,234 | ||||||||||||||
| Operating equipment | 118 | 117 | 115 | 116 | 112 | 114 | 115 | 113 | 112 | 115 | 112 | 108 | 107 | 101 | 97 | 91 | 68 | 63 | 61 | ||||||||||||||
| Owner-occupied properties | 853 | 853 | 853 | 853 | 853 | 853 | 832 | 834 | 836 | 837 | 837 | 837 | 832 | 832 | 805 | 810 | 810 | 810 | 810 | ||||||||||||||
| TOTAL TANGIBLE ASSETS | 972 | 970 | 968 | 969 | 965 | 967 | 947 | 948 | 949 | 952 | 949 | 946 | 940 | 933 | 902 | 902 | 879 | 873 | 871 | ||||||||||||||
| Investment properties | 3,776 | 3,925 | 3,720 | 3,830 | 3,672 | 3,914 | 3,887 | 4,034 | 4,097 | 4,007 | 4,005 | 3,934 | 4,022 | 3,679 | 3,788 | 2,927 | 0 | 0 | 0 | ||||||||||||||
| Equity investments in associates and joint ventures | 1,297 | 1,316 | 1,333 | 1,678 | 1,538 | 1,571 | 1,571 | 1,668 | 1,661 | 1,657 | 1,662 | 1,741 | 2,000 | 2,013 | 2,123 | 2,324 | 78 | 57 | 53 | ||||||||||||||
| Loans to associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||
| Total investments in associates and joint ventures | 1,297 | 1,316 | 1,333 | 1,678 | 1,538 | 1,571 | 1,571 | 1,668 | 1,661 | 1,657 | 1,662 | 1,741 | 2,000 | 2,013 | 2,123 | 2,324 | 78 | 57 | 53 | ||||||||||||||
| Equity investments | 5,686 | 5,867 | 6,059 | 5,412 | 5,976 | 5,687 | 5,050 | 5,087 | 4,376 | 4,197 | 4,445 | 4,751 | 5,009 | 4,719 | 4,769 | 5,085 | 1,099 | 1,075 | 860 | ||||||||||||||
| Unit trusts | 0 | 0 | 8 | 6 | 7 | 7 | 6 | 6 | 2 | 1 | 1 | 2 | 2 | 2 | 1 | 16 | 0 | 0 | 0 | ||||||||||||||
| Bonds | 34,883 | 34,918 | 33,955 | 35,118 | 40,218 | 41,059 | 43,723 | 43,632 | 43,125 | 42,043 | 43,573 | 41,776 | 36,639 | 37,104 | 38,898 | 32,995 | 13,681 | 11,841 | 11,347 | ||||||||||||||
| Loans guaranteed by mortgages | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||||||||||
| Other loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||
| Deposits with credit institutions | 6,129 | 5,196 | 5,145 | 4,380 | 3,177 | 2,433 | 2,076 | 2,745 | 2,752 | 4,659 | 3,067 | 4,989 | 3,996 | 4,548 | 2,260 | 2,620 | 503 | 406 | 452 | ||||||||||||||
| Derivatives | 16 | 79 | 93 | 86 | 97 | 455 | 689 | 198 | 460 | 666 | 762 | 1,405 | 352 | 252 | 229 | 127 | 0 | 0 | 13 | ||||||||||||||
| Total other financial investment assets | 46,721 | 46,066 | 45,265 | 45,010 | 49,482 | 49,646 | 51,550 | 51,675 | 50,721 | 51,572 | 51,853 | 52,928 | 46,002 | 46,629 | 46,162 | 40,848 | 15,288 | 13,327 | 12,677 | ||||||||||||||
| TOTAL INVESTMENT ASSETS | 51,793 | 51,308 | 50,318 | 50,518 | 54,693 | 55,131 | 57,009 | 57,376 | 56,479 | 57,237 | 57,520 | 58,603 | 52,024 | 52,321 | 52,073 | 46,099 | 15,366 | 13,384 | 12,731 | ||||||||||||||
| INVESTMENT ASSETS RELATED TO UNIT-LINKED PRODUCTS | 27,533 | 27,375 | 29,325 | 27,890 | 31,885 | 32,763 | 34,105 | 36,104 | 31,667 | 37,080 | 39,658 | 44,997 | 54,983 | 58,115 | 57,684 | 68,149 | 0 | 0 | 0 | ||||||||||||||
| Reinsurers' share of provisions for unearned premiums | 283 | 193 | 191 | 92 | 278 | 185 | 191 | 95 | 265 | 180 | 187 | 96 | 264 | 181 | 191 | 99 | 277 | 191 | 204 | ||||||||||||||
| Reinsurers' share of the life insurance provisions | 19 | 17 | 17 | 17 | 15 | 14 | 13 | 12 | 12 | 7 | 7 | 5 | 4 | 4 | 3 | 2 | 0 | 0 | 0 | ||||||||||||||
| Reinsurers' share of the provisions for claims | 471 | 510 | 554 | 527 | 583 | 540 | 529 | 478 | 500 | 483 | 452 | 440 | 476 | 538 | 570 | 576 | 554 | 552 | 504 | ||||||||||||||
| Total reinsurers' share of provisions | 773 | 720 | 762 | 635 | 876 | 739 | 732 | 585 | 776 | 670 | 646 | 541 | 745 | 723 | 764 | 677 | 831 | 743 | 708 | ||||||||||||||
| Receivables from policyholders | 558 | 344 | 315 | 262 | 394 | 318 | 310 | 265 | 461 | 326 | 318 | 283 | 383 | 306 | 328 | 313 | 304 | 255 | 195 | ||||||||||||||
| Receivables from insurance companies | 56 | 242 | 239 | 197 | 94 | 120 | 87 | 151 | 67 | 76 | 92 | 71 | 71 | 88 | 85 | 105 | 202 | 179 | 184 | ||||||||||||||
| Receivables from associates and joint ventures | 322 | 322 | 317 | 365 | 360 | 345 | 345 | 286 | 266 | 261 | 261 | 252 | 252 | 243 | 243 | 227 | 0 | 0 | 0 | ||||||||||||||
| Other receivables | 165 | 222 | 291 | 281 | 258 | 475 | 493 | 225 | 407 | 368 | 510 | 584 | 555 | 503 | 354 | 311 | 131 | 186 | 236 | ||||||||||||||
| TOTAL RECEIVABLES | 1,874 | 1,851 | 1,924 | 1,740 | 1,982 | 1,998 | 1,967 | 1,512 | 1,976 | 1,700 | 1,827 | 1,731 | 2,006 | 1,862 | 1,773 | 1,633 | 1,468 | 1,362 | 1,323 | ||||||||||||||
| Assets held temporarily | 0 | 0 | 0 | 0 | 0 | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||
| Current tax assets | 0 | 0 | 0 | 39 | 0 | 0 | 0 | 0 | 62 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 42 | 0 | ||||||||||||||
| Deferred tax assets | 14 | 15 | 17 | 17 | 17 | 23 | 21 | 25 | 71 | 27 | 32 | 33 | 40 | 57 | 64 | 86 | 60 | 72 | 75 | ||||||||||||||
| Assets held for sale | 98,600 | 92,567 | 90,408 | ||||||||||||||||||||||||||||||
| Liquid funds | 257 | 172 | 1,305 | 253 | 327 | 282 | 287 | 550 | 359 | 646 | 422 | 846 | 742 | 178 | 228 | 1,136 | 54 | 36 | 57 | ||||||||||||||
| Other | 68 | 112 | 164 | 199 | 77 | 56 | 83 | 28 | 118 | 18 | 61 | 20 | 23 | 26 | 67 | 79 | 134 | 116 | 130 | ||||||||||||||
| TOTAL OTHER ASSETS | 339 | 299 | 1,486 | 508 | 421 | 363 | 394 | 603 | 610 | 690 | 515 | 899 | 804 | 261 | 360 | 1,302 | 98,848 | 92,833 | 90,670 | ||||||||||||||
| Accrued interest and rent | 220 | 243 | 247 | 310 | 349 | 346 | 363 | 388 | 373 | 327 | 347 | 415 | 423 | 376 | 403 | 423 | 82 | 66 | 61 | ||||||||||||||
| Other prepayments and accrued income | 248 | 223 | 209 | 196 | 281 | 264 | 234 | 219 | 314 | 251 | 240 | 210 | 271 | 251 | 240 | 218 | 179 | 235 | 212 | ||||||||||||||
| TOTAL PREPAYMENTS AND ACCRUED INCOME | 468 | 466 | 455 | 506 | 630 | 609 | 597 | 607 | 687 | 579 | 587 | 626 | 695 | 627 | 643 | 641 | 262 | 301 | 272 | ||||||||||||||
| TOTAL ASSETS | 83,940 | 83,268 | 85,511 | 83,224 | 91,735 | 93,041 | 96,258 | 98,442 | 93,704 | 99,635 | 102,508 | 109,288 | 112,977 | 115,683 | 115,028 | 120,368 | 117,933 | 109,937 | 107,102 | ||||||||||||||
| SHAREHOLDERS' EQUITY AND LIABILITIES | |||||||||||||||||||||||||||||||||
| 31 March | 30 June | 30 September | 31 December | 31 March | 30 June | 30 September | 31 December | 31 March | 30 June | 30 September | 31 December | 31 March | 30 June | 30 September | 31 December | 31 March | 30 June | 30 September | |||||||||||||||
| (DKKm) | 2018 | 2018 | 2018 | 2018 | 2019 | 2019 | 2019 | 2019 | 2020 | 2020 | 2020 | 2020 | 2021 | 2021 | 2021 | 2021 | 2022 | 2022 | 2022 | ||||||||||||||
| Share capital | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | ||||||||||||||
| Reserves | 6,439 | 5,182 | 5,652 | 5,926 | 6,431 | 5,573 | 5,855 | 6,307 | 6,151 | 5,822 | 6,202 | 6,789 | 5,711 | 6,263 | 6,644 | 7,309 | 4,440 | 4,685 | 4,962 | ||||||||||||||
| TOTAL SHAREHOLDERS' EQUITY | 6,529 | 5,272 | 5,742 | 6,016 | 6,521 | 5,663 | 5,945 | 6,397 | 6,241 | 5,912 | 6,292 | 6,879 | 5,801 | 6,353 | 6,734 | 7,399 | 4,530 | 4,775 | 5,052 | ||||||||||||||
| OTHER SUBORDINATED LOAN CAPITAL | 1,745 | 1,745 | 1,746 | 1,746 | 1,746 | 1,747 | 1,747 | 1,747 | 1,748 | 1,748 | 1,749 | 1,749 | 1,749 | 1,749 | 899 | 1,900 | 1,900 | 1,900 | 1,900 | ||||||||||||||
| Provisions for unearned premiums | 3,749 | 3,220 | 2,679 | 1,819 | 3,787 | 3,316 | 2,843 | 1,849 | 3,846 | 3,255 | 2,776 | 1,590 | 3,632 | 3,055 | 2,597 | 1,446 | 3,337 | 2,794 | 2,241 | ||||||||||||||
| Profit margin, non-life insurance contracts | 777 | 696 | 641 | 807 | 850 | 753 | 644 | 838 | 864 | 846 | 735 | 1,150 | 1,154 | 1,065 | 950 | 1,316 | 1,219 | 1,101 | 985 | ||||||||||||||
| With-profit products | 23,878 | 23,642 | 23,678 | 23,134 | 23,660 | 23,966 | 24,154 | 23,618 | 22,695 | 22,978 | 22,933 | 23,178 | 22,928 | 22,709 | 22,311 | 22,319 | 0 | 0 | 0 | ||||||||||||||
| Unit-linked products | 30,863 | 31,451 | 34,051 | 33,117 | 37,725 | 40,194 | 43,073 | 46,656 | 41,433 | 47,721 | 50,605 | 55,790 | 58,559 | 60,789 | 61,844 | 65,749 | 0 | 0 | 0 | ||||||||||||||
| Total life insurance provisions | 54,741 | 55,093 | 57,729 | 56,252 | 61,385 | 64,160 | 67,227 | 70,274 | 64,129 | 70,699 | 73,538 | 78,968 | 81,487 | 83,499 | 84,156 | 88,068 | 0 | 0 | 0 | ||||||||||||||
| Profit margin, life insurance and investment contracts | 246 | 244 | 254 | 268 | 289 | 298 | 293 | 329 | 295 | 324 | 329 | 367 | 1,255 | 1,616 | 1,592 | 1,525 | 0 | 0 | 0 | ||||||||||||||
| Provisions for claims | 12,991 | 13,129 | 13,260 | 13,003 | 13,142 | 13,265 | 13,356 | 13,071 | 12,775 | 13,030 | 13,351 | 13,364 | 13,173 | 13,348 | 13,814 | 13,994 | 11,069 | 10,698 | 10,460 | ||||||||||||||
| Risk margin, non-life insurance contracts | 335 | 331 | 288 | 275 | 269 | 263 | 242 | 253 | 228 | 224 | 226 | 226 | 206 | 197 | 190 | 189 | 165 | 156 | 134 | ||||||||||||||
| Provision for bonuses and rebates | 143 | 145 | 143 | 152 | 143 | 152 | 151 | 163 | 137 | 134 | 127 | 130 | 120 | 136 | 147 | 157 | 143 | 147 | 167 | ||||||||||||||
| TOTAL PROVISIONS FOR INSURANCE | |||||||||||||||||||||||||||||||||
| AND INVESTMENT CONTRACTS | 72,982 | 72,858 | 74,994 | 72,575 | 79,865 | 82,206 | 84,757 | 86,778 | 82,275 | 88,511 | 91,082 | 95,797 | 101,028 | 102,916 | 103,446 | 106,695 | 15,932 | 14,895 | 13,986 | ||||||||||||||
| Pensions and similar commitments | 27 | 27 | 27 | 27 | 27 | 28 | 29 | 30 | 29 | 29 | 31 | 31 | 30 | 29 | 28 | 28 | 24 | 23 | 21 | ||||||||||||||
| Deferred tax liabilities | 60 | 72 | 74 | 103 | 87 | 79 | 78 | 71 | 72 | 83 | 83 | 83 | 85 | 84 | 93 | 94 | 2 | 2 | 2 | ||||||||||||||
| Deferred tax on security funds | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 306 | 362 | 362 | ||||||||||||||
| Other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 25 | 25 | 25 | ||||||||||||||
| TOTAL PROVISIONS | 394 | 405 | 408 | 436 | 420 | 413 | 413 | 407 | 407 | 418 | 420 | 420 | 421 | 418 | 427 | 428 | 358 | 412 | 410 | ||||||||||||||
| DEPOSITS RECEIVED FROM REINSURERS | 71 | 70 | 71 | 81 | 82 | 78 | 68 | 69 | 70 | 42 | 38 | 33 | 29 | 24 | 21 | 11 | 0 | 0 | 0 | ||||||||||||||
| Debt relating to direct insurance operations | 359 | 327 | 341 | 373 | 100 | 164 | 59 | 194 | 161 | 150 | 179 | 165 | 173 | 175 | 113 | 180 | 25 | 19 | 16 | ||||||||||||||
| Debt relating to reinsurance operations | 205 | 44 | 11 | 18 | 171 | 50 | 20 | 26 | 138 | 48 | 18 | 23 | 135 | 47 | 74 | 42 | 254 | 120 | 115 | ||||||||||||||
| Bond loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||
| Amounts due to credit institutions | 24 | 310 | 102 | 242 | 839 | 237 | 695 | 155 | 501 | 860 | 876 | 1,350 | 925 | 982 | 383 | 451 | 922 | 305 | 727 | ||||||||||||||
| Amounts due to associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||
| Current tax liabilities | 13 | 91 | 222 | 1 | 12 | 133 | 219 | 27 | 0 | 15 | 122 | 60 | 139 | 288 | 404 | 84 | 12 | 0 | 16 | ||||||||||||||
| Liabilities relating to assets held for sale | 92,790 | 86,566 | 84,006 | ||||||||||||||||||||||||||||||
| Derivatives | 547 | 1,017 | 701 | 703 | 762 | 791 | 866 | 679 | 983 | 807 | 702 | 983 | 674 | 676 | 597 | 605 | 152 | 303 | 338 | ||||||||||||||
| Other debt | 1,002 | 1,028 | 1,059 | 934 | 1,116 | 1,388 | 1,357 | 1,867 | 1,053 | 1,040 | 974 | 1,727 | 1,836 | 1,993 | 1,853 | 2,468 | 1,042 | 631 | 529 | ||||||||||||||
| TOTAL DEBT | 2,150 | 2,817 | 2,436 | 2,271 | 2,999 | 2,763 | 3,217 | 2,949 | 2,834 | 2,920 | 2,870 | 4,308 | 3,882 | 4,162 | 3,423 | 3,829 | 95,198 | 87,943 | 85,746 | ||||||||||||||
| ACCRUALS AND DEFERRED INCOME | 68 | 101 | 114 | 98 | 101 | 172 | 112 | 94 | 129 | 83 | 58 | 103 | 67 | 60 | 78 | 108 | 15 | 12 | 7 | ||||||||||||||
| TOTAL SHAREHOLDERS' EQUITY AND LIABILITIES | 83,940 | 83,268 | 85,511 | 83,224 | 91,735 | 93,041 | 96,258 | 98,442 | 93,704 | 99,635 | 102,508 | 109,288 | 112,977 | 115,683 | 115,028 | 120,368 | 117,933 | 109,937 | 107,102 | ||||||||||||||
| In 2018, the classification of insurance and investment contracts in life insurance has been subject to reassessment by |
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| From Q1 2022, the result from |
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| kontrol af balance | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Attachments
Disclaimer
BALLOT QUESTION COMMENTARIES Question 2
Disclosure of shareholdings – UBS Fund Management (Switzerland) AG has exceeded 3%
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