Q1-Q3 2022 Konceregnskab fordelt på kvartaler (Excel) (55 KB)

UK_kc 2018-2022_09

Topdanmark - Group
INCOME STATEMENT
Q1	Q2	H1	Q3	Q1-Q3	Q4	Full year	Q1	Q2	H1	Q3	Q1-Q3	Q4	Full year	Q1	Q2	H1	Q3	Q1-Q3	Q4	Full year	Q1	Q2	H1	Q3	Q1-Q3	Q4	Full year	Q1	Q2	H1	Q3	Q1-Q3
(DKKm)	2018	2018	2018	2018	2018	2018	2018	2019	2019	2019	2019	2019	2019	2019	2020	2020	2020	2020	2020	2020	2020	2021	2021	2021	2021	2021	2021	2021	2022	2022	2022	2022	2022
NON-LIFE INSURANCE
Gross premiums written	4,210	1,709	5,919	1,713	7,632	1,572	9,205	4,342	1,796	6,138	1,763	7,901	1,593	9,494	4,430	1,803	6,233	1,853	8,086	1,717	9,803	4,586	1,912	6,497	1,983	8,481	1,801	10,282	4,441	1,826	6,267	1,820	8,087
Ceded reinsurance premiums	-385	-42	-427	-139	-566	-51	-617	-376	-40	-416	-153	-569	-40	-609	-344	-49	-394	-144	-538	-54	-592	-335	-57	-392	-167	-559	-45	-604	-358	-61	-419	-186	-604
Change in the provisions for unearned premiums	-1,892	530	-1,363	540	-822	858	35	-1,935	495	-1,440	487	-952	954	1	-2,017	624	-1,393	485	-908	1,190	282	-2,084	577	-1,507	446	-1,062	1,150	89	-2,104	520	-1,583	511	-1,072
Change in profit margin and risk margin	-32	81	49	73	121	-164	-43	-59	83	24	125	150	-182	-32	-16	8	-8	106	98	-421	-323	16	83	99	128	227	-358	-131	119	144	263	182	445
Change in reinsurers' share of the provision for unearned premiums	229	-98	131	-12	120	-110	10	216	-103	113	-2	111	-107	4	203	-96	107	-2	105	-102	3	201	-94	107	0	107	-103	4	212	-97	115	1	116
Premiums earned, net of reinsurance	2,130	2,180	4,309	2,175	6,484	2,105	8,590	2,188	2,232	4,420	2,221	6,641	2,218	8,858	2,255	2,290	4,545	2,297	6,843	2,331	9,174	2,384	2,420	4,804	2,390	7,194	2,446	9,640	2,311	2,333	4,644	2,328	6,972
Claims paid	-1,426	-1,539	-2,964	-1,414	-4,379	-1,666	-6,045	-1,576	-1,528	-3,103	-1,653	-4,756	-1,747	-6,503	-1,757	-1,536	-3,293	-1,559	-4,851	-1,648	-6,500	-1,649	-1,506	-3,155	-1,403	-4,558	-1,598	-6,156	-1,504	-1,505	-3,008	-1,432	-4,441
Reinsurance cover received	45	108	153	69	223	140	362	45	83	128	74	202	142	345	58	79	138	93	231	61	292	54	72	126	86	212	76	288	72	98	170	90	260
Change in the provisions for claims	-9	-86	-95	-149	-244	220	-23	139	65	204	57	261	115	376	44	21	65	-190	-125	38	-87	-60	-173	-233	-366	-599	-60	-659	-153	-20	-174	-83	-257
Change in risk margin	-14	5	-10	28	18	13	31	11	13	24	2	27	-9	18	24	6	30	-1	29	1	30	9	12	21	-1	20	-7	13	-12	14	2	10	11
Change in reinsurers' share of the provision for claims	1	38	39	44	83	-28	56	53	-45	8	-12	-5	-48	-53	23	-19	3	-32	-28	-12	-41	39	63	102	32	134	7	141	19	2	21	-40	-19
Claims incurred, net of reinsurance	-1,403	-1,474	-2,877	-1,422	-4,298	-1,321	-5,619	-1,327	-1,412	-2,739	-1,532	-4,270	-1,547	-5,817	-1,608	-1,449	-3,057	-1,688	-4,745	-1,560	-6,305	-1,607	-1,532	-3,139	-1,653	-4,792	-1,582	-6,373	-1,578	-1,411	-2,989	-1,456	-4,445
Bonuses and rebates	-13	-19	-31	-14	-45	-17	-62	-15	-16	-32	-17	-49	-17	-66	-7	-8	-15	-16	-31	0	-31	-18	-30	-48	-23	-71	-15	-86	-28	-28	-57	-19	-75
Acquisition costs	-254	-250	-504	-213	-716	-236	-952	-254	-251	-505	-200	-705	-244	-949	-261	-262	-523	-224	-747	-268	-1,015	-268	-271	-538	-224	-762	-251	-1,013	-260	-263	-523	-244	-766
Administrative expenses	-134	-119	-252	-114	-367	-134	-501	-138	-123	-260	-128	-389	-145	-534	-145	-129	-274	-133	-408	-143	-550	-147	-123	-270	-145	-415	-147	-561	-140	-136	-276	-126	-402
Reinsurance commission and share of profits	19	16	35	21	56	22	78	20	19	39	21	60	19	78	19	20	39	22	61	20	81	18	19	37	24	61	21	82	20	20	40	20	60
Insurance operating expenses, net of reinsurance	-368	-353	-721	-306	-1,027	-348	-1,375	-372	-355	-727	-308	-1,034	-370	-1,405	-387	-371	-758	-335	-1,094	-391	-1,484	-397	-374	-771	-345	-1,116	-376	-1,492	-380	-379	-759	-350	-1,108
TECHNICAL RESULT FROM NON-LIFE INSURANCE	346	334	680	434	1,114	420	1,534	475	448	923	364	1,287	283	1,571	253	463	716	258	974	380	1,354	361	484	846	370	1,216	472	1,688	324	514	839	504	1,343
LIFE INSURANCE
Gross premiums written	2,480	2,362	4,842	2,305	7,147	2,964	10,111	2,797	2,169	4,966	3,148	8,114	2,991	11,106	3,090	2,905	5,995	2,411	8,406	2,575	10,981	2,688	2,535	5,222	2,393	7,616	2,744	10,360	0	0	0	0	0
Ceded reinsurance premiums	0	0	0	0	0	0	-1	0	0	0	0	-1	0	-1	0	0	0	0	-1	0	-1	0	0	0	0	-1	0	-1	0	0	0	0	0
Premiums, net of reinsurance	2,480	2,362	4,841	2,305	7,147	2,964	10,111	2,797	2,169	4,966	3,148	8,114	2,991	11,105	3,090	2,905	5,995	2,411	8,405	2,575	10,980	2,687	2,535	5,222	2,393	7,615	2,744	10,359	0	0	0	0	0
Allocated investment return, net of reinsurance	-700	886	185	1,264	1,449	-3,776	-2,326	3,723	1,635	5,359	1,432	6,791	1,566	8,357	-7,777	5,359	-2,418	2,356	-62	5,353	5,291	3,797	2,614	6,411	482	6,893	3,898	10,791	0	0	0	0	0
Pension retutax	11	-36	-25	-181	-206	234	28	-223	-266	-489	-212	-701	-394	-1,094	194	-110	85	-81	4	-621	-617	-533	-393	-926	-71	-997	-524	-1,521	0	0	0	0	0
Claims and benefits paid	-1,085	-991	-2,076	-921	-2,997	-1,091	-4,088	-1,279	-671	-1,951	-1,174	-3,125	-1,007	-4,133	-1,547	-1,434	-2,982	-1,660	-4,642	-1,751	-6,393	-2,394	-2,273	-4,668	-2,050	-6,718	-2,237	-8,955	0	0	0	0	0
Reinsurance cover received	1	1	2	0	3	0	3	1	0	1	2	3	1	4	0	4	4	1	5	2	6	2	1	2	0	3	2	5	0	0	0	0	0
Claims and benefits paid, net of reinsurance	-1,084	-990	-2,074	-921	-2,995	-1,091	-4,086	-1,279	-671	-1,950	-1,173	-3,122	-1,007	-4,129	-1,547	-1,431	-2,978	-1,660	-4,637	-1,749	-6,387	-2,393	-2,273	-4,666	-2,050	-6,716	-2,235	-8,951	0	0	0	0	0
Change in the life insurance provisions	-606	-2,121	-2,727	-2,365	-5,092	1,774	-3,318	-4,876	-2,779	-7,655	-3,096	-10,751	-3,008	-13,759	6,110	-6,598	-487	-2,923	-3,410	-5,429	-8,839	-2,557	-2,028	-4,586	-673	-5,258	-3,853	-9,111	0	0	0	0	0
Change in the reinsurers' share	-1	-2	-3	0	-3	0	-4	-2	0	-2	-2	-4	-1	-4	0	-5	-5	-1	-5	-2	-7	0	-1	-1	0	-1	-2	-3	0	0	0	0	0
Change in the life insurance provisions, net of reinsurance	-608	-2,122	-2,730	-2,365	-5,095	1,774	-3,321	-4,878	-2,779	-7,657	-3,098	-10,755	-3,008	-13,763	6,110	-6,602	-492	-2,923	-3,415	-5,431	-8,847	-2,558	-2,029	-4,587	-673	-5,260	-3,854	-9,114	0	0	0	0	0
Change in profit margin	-2	-8	-10	-10	-21	-14	-34	-21	-10	-31	5	-26	-36	-61	34	-29	5	-5	0	-38	-38	-888	-361	-1,249	24	-1,225	67	-1,158	0	0	0	0	0
Acquisition costs	-40	-34	-74	-33	-107	-36	-143	-33	-45	-77	-32	-110	-57	-166	-57	-58	-115	-48	-163	-61	-224	-64	-59	-122	-61	-183	-51	-234	0	0	0	0	0
Administrative expenses	-75	-64	-138	-60	-198	-78	-277	-75	-76	-152	-74	-226	-94	-319	-82	-82	-164	-80	-244	-92	-335	-90	-82	-172	-84	-257	-91	-348	0	0	0	0	0
Reinsurance commission and share of profits	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Insurance operating expenses, net of reinsurance	-114	-99	-213	-93	-306	-114	-420	-108	-121	-229	-106	-335	-150	-485	-139	-139	-279	-128	-407	-153	-559	-154	-141	-295	-145	-440	-142	-581	0	0	0	0	0
TECHNICAL RESULT FROM LIFE INSURANCE	-17	-9	-26	0	-26	-22	-48	12	-42	-30	-4	-34	-37	-71	-35	-47	-82	-30	-112	-64	-176	-41	-48	-88	-40	-129	-46	-175	0	0	0	0	0
Topdanmark - Group
INCOME STATEMENT
Q1	Q2	H1	Q3	Q1-Q3	Q4	Full year	Q1	Q2	H1	Q3	Q1-Q3	Q4	Full year	Q1	Q2	H1	Q3	Q1-Q3	Q4	Full year	Q1	Q2	H1	Q3	Q1-Q3	Q4	Full year	Q1	Q2	H1	Q3	Q1-Q3
(DKKm)	2018	2018	2018	2018	2018	2018	2018	2019	2019	2019	2019	2019	2019	2019	2020	2020	2020	2020	2020	2020	2020	2021	2021	2021	2021	2021	2021	2021	2022	2022	2022	2022	2022
NON-TECHNICAL ACTIVITIES
Technical result from non-life insurance	346	334	680	434	1,114	420	1,534	475	448	923	364	1,287	283	1,571	253	463	716	258	974	380	1,354	361	484	846	370	1,216	472	1,688	324	514	839	504	1,343
Technical result from life insurance	-17	-9	-26	0	-26	-22	-48	12	-42	-30	-4	-34	-37	-71	-35	-47	-82	-30	-112	-64	-176	-41	-48	-88	-40	-129	-46	-175	0	0	0
Income from associates and joint ventures	14	30	44	19	63	97	161	18	34	51	17	69	96	165	16	-7	8	4	13	80	92	270	13	283	101	384	203	588	2	-1	0	-4	-3
Income from investment properties	19	1	21	17	38	7	45	18	31	49	57	106	28	135	40	49	88	56	145	46	191	51	51	102	53	155	51	206	1	1	1	1	2
Interest income and dividends etc.	387	531	918	474	1,392	411	1,803	481	592	1,073	811	1,885	416	2,301	542	433	976	394	1,370	539	1,909	738	541	1,279	599	1,878	495	2,373	77	102	179	75	254
Value adjustments	-1,037	519	-518	932	414	-4,285	-3,871	3,741	1,393	5,134	852	5,986	1,043	7,029	-8,819	5,320	-3,498	2,261	-1,238	5,219	3,981	2,920	2,232	5,152	-128	5,024	3,564	8,588	-576	-714	-1,290	-534	-1,824
Interest charges	-21	-18	-40	-23	-62	-19	-81	-19	-18	-36	-19	-56	-22	-78	-32	-23	-55	-24	-79	-23	-102	-23	-21	-44	-21	-65	-18	-83	-10	-9	-19	-9	-28
Expenses on investment activities	-13	-10	-24	-12	-35	-11	-47	-14	-9	-23	-14	-37	-16	-53	-20	-21	-41	-20	-62	-24	-86	-25	-24	-50	-28	-78	-28	-106	-12	-13	-25	-13	-38
Total investment return	-651	1,052	401	1,408	1,810	-3,799	-1,990	4,226	2,023	6,248	1,705	7,953	1,546	9,499	-8,273	5,751	-2,522	2,671	149	5,837	5,986	3,931	2,792	6,723	575	7,298	4,267	11,565	-519	-635	-1,153	-484	-1,637
Retuand value adjustments of non-life insurance provisions	-18	-48	-66	17	-49	-37	-86	-418	-280	-697	-253	-951	335	-616	46	-291	-245	-73	-318	-56	-374	392	38	430	62	492	11	503	371	332	702	358	1,060
Investment retutransferred to life insurance	700	-886	-185	-1,264	-1,449	3,776	2,326	-3,723	-1,635	-5,359	-1,432	-6,791	-1,566	-8,357	7,777	-5,359	2,418	-2,356	62	-5,353	-5,291	-3,797	-2,614	-6,411	-482	-6,893	-3,898	-10,791	0	0	0	0	0
Other income	6	5	11	5	16	6	23	5	16	21	-6	15	4	19	3	3	6	3	9	5	14	6	7	13	-5	8	2	10	19	21	40	26	66
Other expenses	-22	-14	-36	-9	-45	-13	-58	-13	-28	-41	-3	-43	-13	-57	-12	-16	-29	-13	-41	-18	-59	-16	-20	-36	-6	-42	-17	-59	-57	-37	-94	-49	-143
PROFIT BEFORE TAX, CONTINUING OPERATIONS	344	435	779	592	1,371	331	1,702	564	502	1,066	371	1,436	551	1,987	-242	504	262	460	722	731	1,453	836	639	1,476	474	1,950	792	2,742	138	196	334	355	688
Tax, continuing operations	-77	-90	-166	-133	-300	-71	-371	-125	-110	-235	-86	-321	-120	-441	49	-115	-66	-103	-169	-159	-329	-202	-117	-319	-118	-437	-167	-604	-33	-38	-71	-82	-152
PROFIT AFTER TAX, CONTINUING OPERATIONS	267	345	613	459	1,071	259	1,331	439	391	831	285	1,115	431	1,547	-193	389	196	357	553	571	1,124	635	522	1,157	356	1,513	625	2,138	105	158	263	273	536
Profit after tax, discontinued operations	10	107	117	-14	103
PROFIT	115	265	380	259	639
STATEMENT OF COMPREHENSIVE INCOME - GROUP
Profit	267	345	613	459	1,071	259	1,331	439	391	831	285	1,115	431	1,547	-193	389	196	357	553	571	1,124	635	522	1,157	356	1,513	625	2,138	115	265	380	259	639
Items which can subsequently be reclassified as profit or loss:
Exchange rate adjustment of foreign business	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Taxation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Items which cannot subsequently be reclassified as profit or loss:
Deferred tax on security fund (change in the tax percentage)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-56	-56	0	-56
Revaluation / Reversed revaluation owner-occupied properties	0	0	1	0	1	0	1	0	0	1	-18	-18	0	-18	0	0	1	0	1	0	1	-2	0	-2	0	-2	2	0	0	0	1	0	1
Movements in capital of associated companies	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Transferred to the collective bonus potential	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Pension retutax	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Taxation	0	0	0	0	0	0	0	0	0	0	4	4	0	4	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other comprehensive income	0	0	1	0	1	0	1	0	0	1	-14	-14	0	-14	0	0	1	0	1	0	1	-1	0	-1	0	-1	2	0	0	-55	-55	0	-55
TOTAL COMPREHENSIVE INCOME	268	346	613	459	1,072	260	1,332	439	392	831	271	1,102	431	1,533	-192	389	196	357	554	571	1,125	633	522	1,156	356	1,512	626	2,138	115	209	325	260	584
Topdanmark - Group
ASSETS
31 March	30 June	30 September	31 December	31 March	30 June	30 September	31 December	31 March	30 June	30 September	31 December	31 March	30 June	30 September	31 December	31 March	30 June	30 September
(DKKm)	2018	2018	2018	2018	2019	2019	2019	2019	2020	2020	2020	2020	2021	2021	2021	2021	2022	2022	2022
INTANGIBLE ASSETS	960	999	1,034	1,091	1,159	1,209	1,238	1,291	1,336	1,397	1,452	1,486	1,524	1,564	1,592	1,641	1,110	1,184	1,234
Operating equipment	118	117	115	116	112	114	115	113	112	115	112	108	107	101	97	91	68	63	61
Owner-occupied properties	853	853	853	853	853	853	832	834	836	837	837	837	832	832	805	810	810	810	810
TOTAL TANGIBLE ASSETS	972	970	968	969	965	967	947	948	949	952	949	946	940	933	902	902	879	873	871
Investment properties	3,776	3,925	3,720	3,830	3,672	3,914	3,887	4,034	4,097	4,007	4,005	3,934	4,022	3,679	3,788	2,927	0	0	0
Equity investments in associates and joint ventures	1,297	1,316	1,333	1,678	1,538	1,571	1,571	1,668	1,661	1,657	1,662	1,741	2,000	2,013	2,123	2,324	78	57	53
Loans to associates	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total investments in associates and joint ventures	1,297	1,316	1,333	1,678	1,538	1,571	1,571	1,668	1,661	1,657	1,662	1,741	2,000	2,013	2,123	2,324	78	57	53
Equity investments	5,686	5,867	6,059	5,412	5,976	5,687	5,050	5,087	4,376	4,197	4,445	4,751	5,009	4,719	4,769	5,085	1,099	1,075	860
Unit trusts	0	0	8	6	7	7	6	6	2	1	1	2	2	2	1	16	0	0	0
Bonds	34,883	34,918	33,955	35,118	40,218	41,059	43,723	43,632	43,125	42,043	43,573	41,776	36,639	37,104	38,898	32,995	13,681	11,841	11,347
Loans guaranteed by mortgages	6	6	6	6	6	6	6	6	6	6	6	6	5	5	5	5	5	5	5
Other loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deposits with credit institutions	6,129	5,196	5,145	4,380	3,177	2,433	2,076	2,745	2,752	4,659	3,067	4,989	3,996	4,548	2,260	2,620	503	406	452
Derivatives	16	79	93	86	97	455	689	198	460	666	762	1,405	352	252	229	127	0	0	13
Total other financial investment assets	46,721	46,066	45,265	45,010	49,482	49,646	51,550	51,675	50,721	51,572	51,853	52,928	46,002	46,629	46,162	40,848	15,288	13,327	12,677
TOTAL INVESTMENT ASSETS	51,793	51,308	50,318	50,518	54,693	55,131	57,009	57,376	56,479	57,237	57,520	58,603	52,024	52,321	52,073	46,099	15,366	13,384	12,731
INVESTMENT ASSETS RELATED TO UNIT-LINKED PRODUCTS	27,533	27,375	29,325	27,890	31,885	32,763	34,105	36,104	31,667	37,080	39,658	44,997	54,983	58,115	57,684	68,149	0	0	0
Reinsurers' share of provisions for unearned premiums	283	193	191	92	278	185	191	95	265	180	187	96	264	181	191	99	277	191	204
Reinsurers' share of the life insurance provisions	19	17	17	17	15	14	13	12	12	7	7	5	4	4	3	2	0	0	0
Reinsurers' share of the provisions for claims	471	510	554	527	583	540	529	478	500	483	452	440	476	538	570	576	554	552	504
Total reinsurers' share of provisions	773	720	762	635	876	739	732	585	776	670	646	541	745	723	764	677	831	743	708
Receivables from policyholders	558	344	315	262	394	318	310	265	461	326	318	283	383	306	328	313	304	255	195
Receivables from insurance companies	56	242	239	197	94	120	87	151	67	76	92	71	71	88	85	105	202	179	184
Receivables from associates and joint ventures	322	322	317	365	360	345	345	286	266	261	261	252	252	243	243	227	0	0	0
Other receivables	165	222	291	281	258	475	493	225	407	368	510	584	555	503	354	311	131	186	236
TOTAL RECEIVABLES	1,874	1,851	1,924	1,740	1,982	1,998	1,967	1,512	1,976	1,700	1,827	1,731	2,006	1,862	1,773	1,633	1,468	1,362	1,323
Assets held temporarily	0	0	0	0	0	3	3	0	0	0	0	0	0	0	0	0	0	0	0
Current tax assets	0	0	0	39	0	0	0	0	62	0	0	0	0	0	0	0	0	42	0
Deferred tax assets	14	15	17	17	17	23	21	25	71	27	32	33	40	57	64	86	60	72	75
Assets held for sale	98,600	92,567	90,408
Liquid funds	257	172	1,305	253	327	282	287	550	359	646	422	846	742	178	228	1,136	54	36	57
Other	68	112	164	199	77	56	83	28	118	18	61	20	23	26	67	79	134	116	130
TOTAL OTHER ASSETS	339	299	1,486	508	421	363	394	603	610	690	515	899	804	261	360	1,302	98,848	92,833	90,670
Accrued interest and rent	220	243	247	310	349	346	363	388	373	327	347	415	423	376	403	423	82	66	61
Other prepayments and accrued income	248	223	209	196	281	264	234	219	314	251	240	210	271	251	240	218	179	235	212
TOTAL PREPAYMENTS AND ACCRUED INCOME	468	466	455	506	630	609	597	607	687	579	587	626	695	627	643	641	262	301	272
TOTAL ASSETS	83,940	83,268	85,511	83,224	91,735	93,041	96,258	98,442	93,704	99,635	102,508	109,288	112,977	115,683	115,028	120,368	117,933	109,937	107,102
Topdanmark - Group
SHAREHOLDERS' EQUITY AND LIABILITIES
31 March	30 June	30 September	31 December	31 March	30 June	30 September	31 December	31 March	30 June	30 September	31 December	31 March	30 June	30 September	31 December	31 March	30 June	30 September
(DKKm)	2018	2018	2018	2018	2019	2019	2019	2019	2020	2020	2020	2020	2021	2021	2021	2021	2022	2022	2022
Share capital	90	90	90	90	90	90	90	90	90	90	90	90	90	90	90	90	90	90	90
Reserves	6,439	5,182	5,652	5,926	6,431	5,573	5,855	6,307	6,151	5,822	6,202	6,789	5,711	6,263	6,644	7,309	4,440	4,685	4,962
TOTAL SHAREHOLDERS' EQUITY	6,529	5,272	5,742	6,016	6,521	5,663	5,945	6,397	6,241	5,912	6,292	6,879	5,801	6,353	6,734	7,399	4,530	4,775	5,052
OTHER SUBORDINATED LOAN CAPITAL	1,745	1,745	1,746	1,746	1,746	1,747	1,747	1,747	1,748	1,748	1,749	1,749	1,749	1,749	899	1,900	1,900	1,900	1,900
Provisions for unearned premiums	3,749	3,220	2,679	1,819	3,787	3,316	2,843	1,849	3,846	3,255	2,776	1,590	3,632	3,055	2,597	1,446	3,337	2,794	2,241
Profit margin, non-life insurance contracts	777	696	641	807	850	753	644	838	864	846	735	1,150	1,154	1,065	950	1,316	1,219	1,101	985
With-profit products	23,878	23,642	23,678	23,134	23,660	23,966	24,154	23,618	22,695	22,978	22,933	23,178	22,928	22,709	22,311	22,319	0	0	0
Unit-linked products	30,863	31,451	34,051	33,117	37,725	40,194	43,073	46,656	41,433	47,721	50,605	55,790	58,559	60,789	61,844	65,749	0	0	0
Total life insurance provisions	54,741	55,093	57,729	56,252	61,385	64,160	67,227	70,274	64,129	70,699	73,538	78,968	81,487	83,499	84,156	88,068	0	0	0
Profit margin, life insurance and investment contracts	246	244	254	268	289	298	293	329	295	324	329	367	1,255	1,616	1,592	1,525	0	0	0
Provisions for claims	12,991	13,129	13,260	13,003	13,142	13,265	13,356	13,071	12,775	13,030	13,351	13,364	13,173	13,348	13,814	13,994	11,069	10,698	10,460
Risk margin, non-life insurance contracts	335	331	288	275	269	263	242	253	228	224	226	226	206	197	190	189	165	156	134
Provision for bonuses and rebates	143	145	143	152	143	152	151	163	137	134	127	130	120	136	147	157	143	147	167
TOTAL PROVISIONS FOR INSURANCE
AND INVESTMENT CONTRACTS	72,982	72,858	74,994	72,575	79,865	82,206	84,757	86,778	82,275	88,511	91,082	95,797	101,028	102,916	103,446	106,695	15,932	14,895	13,986
Pensions and similar commitments	27	27	27	27	27	28	29	30	29	29	31	31	30	29	28	28	24	23	21
Deferred tax liabilities	60	72	74	103	87	79	78	71	72	83	83	83	85	84	93	94	2	2	2
Deferred tax on security funds	306	306	306	306	306	306	306	306	306	306	306	306	306	306	306	306	306	362	362
Other liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	25	25	25
TOTAL PROVISIONS	394	405	408	436	420	413	413	407	407	418	420	420	421	418	427	428	358	412	410

DEPOSITS RECEIVED FROM REINSURERS	71	70	71	81	82	78	68	69	70	42	38	33	29	24	21	11	0	0	0
Debt relating to direct insurance operations	359	327	341	373	100	164	59	194	161	150	179	165	173	175	113	180	25	19	16
Debt relating to reinsurance operations	205	44	11	18	171	50	20	26	138	48	18	23	135	47	74	42	254	120	115
Bond loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Amounts due to credit institutions	24	310	102	242	839	237	695	155	501	860	876	1,350	925	982	383	451	922	305	727
Amounts due to associates	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Current tax liabilities	13	91	222	1	12	133	219	27	0	15	122	60	139	288	404	84	12	0	16
Liabilities relating to assets held for sale	92,790	86,566	84,006
Derivatives	547	1,017	701	703	762	791	866	679	983	807	702	983	674	676	597	605	152	303	338
Other debt	1,002	1,028	1,059	934	1,116	1,388	1,357	1,867	1,053	1,040	974	1,727	1,836	1,993	1,853	2,468	1,042	631	529
TOTAL DEBT	2,150	2,817	2,436	2,271	2,999	2,763	3,217	2,949	2,834	2,920	2,870	4,308	3,882	4,162	3,423	3,829	95,198	87,943	85,746
ACCRUALS AND DEFERRED INCOME	68	101	114	98	101	172	112	94	129	83	58	103	67	60	78	108	15	12	7
TOTAL SHAREHOLDERS' EQUITY AND LIABILITIES	83,940	83,268	85,511	83,224	91,735	93,041	96,258	98,442	93,704	99,635	102,508	109,288	112,977	115,683	115,028	120,368	117,933	109,937	107,102
In 2018, the classification of insurance and investment contracts in life insurance has been subject to reassessment by Topdanmark Group. The change affects the line gross premiums in life insurance and change in the life insurance provisions. Profit is unchanged. Comparative figures have been adjusted. The allocation between acquisition costs and administrative expenses in life insurance has been revised in Q4 2021. Comparatives from 2020 and forward have been restated.
From Q1 2022, the result from Topdanmark Liv Holding Group is presented in the line Profit after tax, discontinued operations. Assets in Topdanmark Liv Holding Group are presented as assets held for sale, and the liabilities in the line liabilities related to assets held for sale.
kontrol af balance	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

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Topdanmark A/S published this content on 25 October 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 25 October 2022 07:17:38 UTC.