Prudential launches FlexGuard 2.0 RILA

NEWARK, N.J., Dec. 15, 2025 – Prudential Financial announced the launch of FlexGuard 2.0, the next evolution of the company’s flagship retail registered index-linked annuity (RILA) U.S. retirement product lineup.

Prudential FlexGuard 2.0® registered index-linked annuity builds on the record success*  of Prudential’s premier RILA suite with new enhancements driven directly by customer and financial professional input, while maintaining the solution’s customizable protection levels, growth options, and flexibility to evolve with their goals.

“FlexGuard 2.0 is more than just a product upgrade,” said Scott Gaul, head of Individual Retirement Strategies at Prudential. “It builds on five years of market insights and customer and advisor feedback to deliver greater flexibility, usability and protection — further demonstrating Prudential’s relentless commitment to the RILA category and to helping people protect their life’s work.”

These key advancements are designed to help provide even greater value and peace of mind, including a new flexible allocation feature, and a simplified no-contract fee structure. Expanded buffers and a broader set of index and exchange-traded fund investment crediting strategies offer the opportunity for more protection and greater growth potential, linked to market performance.