Patent Issued for Biometric data capturing and analysis (USPTO 11734405): Computime Ltd. - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
September 11, 2023 Newswires
Share
Share
Post
Email

Patent Issued for Biometric data capturing and analysis (USPTO 11734405): Computime Ltd.

Insurance Daily News

2023 SEP 11 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- A patent by the inventors Chan, Leung Yin (Hong Kong, CN), Choi, Hung Bun (Hong Kong, CN), Chu, Chun Kit (Hong Kong, CN), Ng, Yau Wai (Hong Kong, CN), filed on February 3, 2021, was published online on August 22, 2023, according to news reporting originating from Alexandria, Virginia, by NewsRx correspondents.

Patent number 11734405 is assigned to Computime Ltd. (New Territories, Hong Kong).

The following quote was obtained by the news editors from the background information supplied by the inventors: “Image sensors are popular for home applications. Examples include those used for a baby monitor, internet protocol OP) camera, security camera, and so. Other image sensors include thermal cameras as well as an array of thermal sensors. Expanding the effective applications of image sensors would enhance the popularity.

“The need to expand the application of sensors (for example, thermal sensors) is underscored by an article reported in the Chicago Sun Times in May 2019 about an Illinois man who died after suffering a heart-related event while driving and crashing his vehicle. The man was driving when he suffered a “heart-related event,” lost consciousness, and crashed his vehicle into a utility pole. After crashing into the pole, his car struck another vehicle. Preventive measures addressing such horrific events would certainly be beneficial to the general population.”

In addition to the background information obtained for this patent, NewsRx journalists also obtained the inventors’ summary information for this patent: “An apparatus uses a thermal sensor for biometric data extraction and tracking for smart home applications. Applications such as health condition analysis, motion estimation (for example, fall estimation), casual prediction (for example, heart beat is slowing down to a hazardous level), hazard detection (for example, laying down for a long time), learning the profile of individuals, and system adaptation according to individual preferences.

“With another aspect, parameters of a thermal sensor may be enhanced to allow as much data to be extracted as possible. Examples include, but not limited to: increasing the number of sensing element (i.e., the resolution), frame rate, sensitivity, and/or signal-to-noise level.

“With another aspect, signal processing techniques extract biometric data from the thermal images.

“With another aspect, an analytic model is used for hazard prediction and subsequent) associated actions taken.

“With another aspect, hazard analysis is done by a deep learning model. Actions are taking based on the hazard coefficients with the associated confidence levels estimated from the model.”

The claims supplied by the inventors are:

“1. A method for assessing a health condition of a vehicle driver, the method comprising: generating, by a thermal sensor, a continuous image signal that is reflected by the vehicle driver; extracting, by a processing unit from the continuous image signal, a first measurement for a first biometric characteristic of the vehicle driver; mapping the first measurement to a first health profile of a plurality of health profiles, wherein the plurality of health profiles comprises at least two specific illnesses for the vehicle driver; and detecting whether the first health profile is indicative of a first abnormal health event.

“2. A method for assessing a health condition of a vehicle driver, the method comprising: generating, by a thermal sensor, a continuous image signal that is reflected by the vehicle driver; extracting, by a processing unit from the continuous image signal, a first measurement for a first biometric characteristic of the vehicle driver; mapping the first measurement to a first health profile of a plurality of health profiles; detecting whether the first health profile is indicative of a first abnormal health event; identifying the vehicle driver; downloading health record of the identified vehicle driver; determining, based on the downloaded health record, whether additional biometric data about the vehicle driver is required; and in response to the determining, monitoring the additional biometric data.

“3. The method of claim 2, further comprising: monitoring a heartbeat characteristic of the vehicle driver.

“4. The method of claim 3, further comprising: detecting an irregularity from the heartbeat characteristic of the vehicle driver; and in response to the detecting, generating an alert about the irregularity.

“5. The method of claim 4, further comprising: distinguishing a type of irregularity from a plurality of irregularities.

“6. The method of claim 3, further comprising: storing data about the heartbeat characteristic.

“7. The method of claim 2, further comprising: when the first abnormal health event is detected, initiating, by the processing unit, a first action.

“8. The method of claim 2, further comprising: extracting, by the processing unit, a second measurement for a second biometric characteristic of the vehicle driver; mapping the first measurement and the second measurement to a second health profile of the plurality of health profiles; detecting whether the second health profile is indicative of a second abnormal health event; and when the second abnormal health event is detected, initiating, by the processing unit, a second action.

“9. The method of claim 2, further comprising: obtaining, from the thermal sensor, a thermal sensor signal; and extracting, by the processing unit, biometric data from the thermal sensor signal.

“10. The method of claim 2, wherein the monitoring comprises: downloading a downloaded thermal signature of the identified vehicle driver; obtaining, from the thermal sensor, a detected thermal signature of the vehicle driver; comparing the downloaded thermal signature with the detected thermal signature; and in response to the comparing, matching the detected thermal signature to a known entity.

“11. The method of claim 2, wherein the identifying comprises: authenticating the vehicle driver before downloading the health record of vehicle driver; and when the authenticating is successful, enabling the downloading of the health record of the authenticated vehicle driver.

“12. The method of claim 2, wherein the determining comprises: when a body mass index (BMI) of the vehicle driver exceeds a predetermined amount, selecting one of a plurality of biometric characteristics, wherein said one is different from the first biometric characteristic; and measuring said one of the plurality of biometric characteristics.

“13. An apparatus providing an assessment of a vehicle driver of a vehicle, the apparatus comprising: a thermal sensor configured to receive continuous image sequence reflected by the vehicle driver; a processing unit for executing computer-executable instructions; a memory storing the computer-executable instructions that when executed by the processing unit cause the apparatus to perform: extracting, by the processing unit from an image signal, a first measurement for a first biometric characteristic of the vehicle driver; mapping the first measurement to a first health profile of a plurality of health profiles; detecting whether the first health profile is indicative of a first abnormal health event; when the first abnormal health event is detected, initiating, by the processing unit, a first action; identifying the vehicle driver; downloading health record and thermal signature of the identified vehicle driver; determining, based on the downloaded health record, whether additional biometric data about the vehicle driver is required; and in response to the determining, monitoring the additional biometric data.

“14. The apparatus of claim 13 further comprising: a self-driving interface; and the memory storing the computer-executable instructions that when executed by the processing unit further cause the apparatus to perform: instructing, through the self-driving interface, the vehicle to drive to an appropriate destination.

“15. The apparatus of claim 13, wherein the memory storing the computer-executable instructions that when executed by the processing unit further cause the apparatus to perform: extracting, by the processing unit, a second measurement for a second biometric characteristic of the vehicle driver; mapping the first measurement and the second measurement to a second health profile of the plurality of health profiles; detecting whether the second health profile is indicative of a second abnormal health event; and when the second abnormal health event is detected, initiating, by the processing unit, a second action.

“16. One or more non-transitory computer-readable media storing instructions that, when executed by a computing system comprising at least one processor, a thermal sensor, and memory, cause the computing system to: obtain, from the thermal sensor, a continuous image signal that is reflected by a vehicle driver; extract, from the continuous image signal, a first measurement for a first biometric characteristic of the vehicle driver; map the first measurement to a first health profile of a plurality of health profiles; detect whether the first health profile is indicative of a first abnormal health event; identify the vehicle driver; download health record of the identified vehicle driver; determine, based on the downloaded health record, whether additional biometric data about the vehicle driver is required; and in response to the determining, monitor the additional biometric data.”

URL and more information on this patent, see: Chan, Leung Yin. Biometric data capturing and analysis. U.S. Patent Number 11734405, filed February 3, 2021, and published online on August 22, 2023. Patent URL (for desktop use only): https://ppubs.uspto.gov/pubwebapp/external.html?q=(11734405)&db=USPAT&type=ids

(Our reports deliver fact-based news of research and discoveries from around the world.)

Older

New Findings from Nanjing University of Aeronautics and Astronautics in the Area of Risk Management Published (A dynamic task assignment model for aviation emergency rescue based on multi-agent reinforcement learning): Insurance – Risk Management

Newer

Patent Issued for Systems and methods for light detection and ranging (lidar) based generation of a homeowners insurance quote (USPTO 11734767): State Farm Mutual Automobile Insurance Company

Advisor News

  • Younger investors turn to ‘finfluencers’
  • Using digital retirement modeling to strengthen client understanding
  • Fear of outliving money at a record high
  • Cognitive decline is a growing threat to financial security
  • Two lessons career changers wish they knew before starting the CFP journey
More Advisor News

Annuity News

  • Zinnia’s Zahara policy admin system adds FIA chassis to product library
  • The Standard and Ignite Partners Announce Launch of Thrive Plus Fixed Indexed Annuity
  • CareScout Joins Ensight™ Intelligent Quote LTC & Life Marketplace
  • Axonic Insurance Annuities, Built for Banks, Broker-Dealers and RIAs, Now Available through WealthVest.
  • Allianz Life Adds New Accumulation-Focused Fixed Index Annuities
More Annuity News

Health/Employee Benefits News

  • NC State Health Plan expects to spend $1 billion more than planned. Here’s why
  • FINEOS and Opifiny Partner to Modernize Medical Information Workflows for Claims and Absence Management Across North America
  • ‘An outrage:’ CT insurers still flouting mental health parity law
  • After health insurance subsidies end, 30,000 Idahoans will be uninsured, government report says
  • Georgia’s ACA enrollment plunges, raising concerns for rural hospitals
More Health/Employee Benefits News

Life Insurance News

  • Redefining life insurance for a new era of trust and protection
  • Agam Capital and 1823 Partners Announce Strategic Partnership to Provide Life Insurers with an End-to-End Value Chain Solution
  • AM Best Revises Outlooks to Positive for Western & Southern Financial Group, Inc. and Its Subsidiaries
  • Principal Financial Group Announces First Quarter 2026 Results
  • SBLI Enhances its OmniTrak Term to Deliver Faster Decisions, More Client Coverage, and Improved Pricing
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Protectors Vegas Arrives Nov 9th - 11th
1,000+ attendees. 150+ speakers. Join the largest event in life & annuities this November.

A FIA Cap That Stays Locked
CapLock™ from Oceanview locks the cap at issue for 5 or 7 years. No resets. Just clarity.

Aim higher with Ascend annuities
Fixed, fixed-indexed, registered index-linked and advisory annuities to help you go above and beyond

Unlock the Future of Index-Linked Solutions
Join industry leaders shaping next-gen index strategies, distribution, and innovation.

Leveraging Underwriting Innovations
See how Pacific Life’s approach to life insurance underwriting can give you a competitive edge.

Bring a Real FIA Case. Leave Ready to Close.
A practical working session for agents who want a clearer, repeatable sales process.

Press Releases

  • RFP #T01325
  • RFP #T01325
  • RFP #T01825
  • RFP #T01825
  • RFP #T01525
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet