Only 30% of Mexico's population has insurance; misinformation prevails

The enemy for the contracting of insurance lies in the lack of information and distrust about the cost, as well as in the payment thereof, so only 30% of the population has this service in its various modalities.

One of the insurance offers is for couples, regardless of their marital status, which allows both people to be protected, especially if one of them should be absent.

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The latest National Survey of Financial Inclusion of the National Institute of Statistics and Geography (INEGI) indicates that "life insurance -in its different modalities- is the most penetrated in Mexico with 13% of people between 18 and 70 years old.

While the Mexican Association of Insurance Institutions (AMIS) states that in the last decade, individual life insurance contracts grew 47%", according to AARCO Seguros y Finanzas de México.

From the traditional life insurance that financially benefits the beneficiary upon the death of his or her partner, to joint savings policies, are some of the options that exist in the Mexican market, according to Sergio Alcalá, deputy general director of AARCO, a leading insurance and surety company in Mexico.

"Any insurance with characteristics of sharing insured sums or sharing beneficiary requirements exists, you can name as insured the people closest to us and of course include your partner and, when we make the coverage extensive, the protection can automatically include your partner not necessarily you have to be married," explained to LA PRENSA Sergio Alcalá, deputy general director of AARCO Mexico.

The specialist spoke about the scarce acquisition of this service; "the lack of culture for Mexicans to acquire life, medical expenses, home, car insurance is difficult, it is difficult for us as a country".

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Likewise, he mentioned that in unforeseen situations such as the world pandemic or the catastrophe in Acapulco, it is necessary to have a backup for us and our loved ones, which is why AARCO tries to raise awareness among people to get to know and acquire this type of services.

The insurance contributes to give certainty to both the insured and his spouse, wife or partner, so there is variety in this type of options such as life insurance or one of savings together, so it is important to consult the variety and costs, which are affordable to pay.

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