‘New normal’ requires year-round hurricane preparedness mindset, advocates urge
Getting ready for the next storm is now a year-round vocation.
So say a diverse group of experts and advocates behind a renewed hurricane prep awareness program that's off to a much earlier-than-normal start for next year.
"In 2017, we had three hurricanes that all set records," said
Despite annual awareness efforts, sponsors and organizers of the National Hurricane Survival Initiative and its state-centric affiliate, Get Ready,
-- One in five -- 22 percent -- say their windows weren't protected.
-- Asked to select an option to make their windows safer if they didn't have shutters or impact-resistant windows, 17 percent made a wrong selection: "Tape on windows" (7 percent); "Cardboard on windows" (3 percent), or "Leave windows slightly open to stabilize pressure" (7 percent). Seventy-six percent correctly chose "Plywood on windows," and 19 percent selected "None of these/Unsure." (For some of the survey questions, total percentage points exceeded 100, meaning some respondents checked more than one answer.)
-- Nearly six in 10 said they didn't know the dollar amount of their hurricane-insurance deductible. Half of respondents said it would be "somewhat difficult," "very difficult" or impossible to come up with the amount of the average deductible -- around
Have you changed your mind about flood insurance?
Experts say the
Hurricane Harvey catastrophe in
Their advice: forget the maps produced by the
Have you changed your mind about flood insurance?
Experts say the Hurricane Harvey catastrophe in
Their advice: forget the maps produced by the
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-- The question "Which of the following locations is safe to run a generator following a power outage?" had 32 percent of respondents choosing one of the these: "Any room other than a bedroom" (2 percent); "Any room with an open window" (4 percent); "Apartment balcony" (10 percent); "Crawlspace" (1 percent); "Garage" (13 percent); or "Attic or second floor" (2 percent).
-- Seventy-three percent chose "None of these locations are safe," but the fact that one in four selected one of the others -- any of which could end in the deaths of a home's occupants -- is proof that not enough
The newest
This year's special will cover subjects many residents don't consider when getting ready for a hurricane, Fugate said. These include understanding what their insurance policy covers and how much their deductible is -- and buying more insurance to reduce the deductible if they can't cover it out-of-pocket.
Plus, too many people still don't realize their regular property insurance policies, including hurricane insurance for wind damage, won't cover destruction from rising flood waters, he said. Tens of thousands of Texans suffered the consequences of not having flood insurance after Hurricane Harvey dumped unprecedented amounts of water on the
Just because someone isn't in a special flood hazard zone and required to buy insurance if they have a federally backed mortgage doesn't mean they shouldn't have flood insurance, Fugate said.
One of the most important preparations homeowners can make before hurricane season is figuring out what makes their home vulnerable and finding the money to "harden" it, Sachs said.
"What we learned in this past storm season is many people who have older homes are unaware of what part of their home is most vulnerable -- and that's the garage door [if not reinforced according to current codes]," he said.
Home insurance rates in
That's what insurance industry experts are expecting as loss reports roll in from hurricanes Harvey,
Irma and Maria,
Home insurance rates in
That's what insurance industry experts are expecting as loss reports roll in from hurricanes Harvey, Irma and Maria,
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