New Findings on Participatory Medicine Discussed by Researchers at University of Montreal (Guiding Pay-As-You-Live Health Insurance Models Toward Responsible Innovation in Health)

2020 OCT 27 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- New research on Health and Medicine - Participatory Medicine is the subject of a report. According to news reporting out of Montreal, Canada, by NewsRx editors, research stated, “While the transition toward digitalized health care and service delivery challenges many publicly and privately funded health systems, patients are already producing a phenomenal amount of data on their health and lifestyle through their personal use of mobile technologies. To extract value from such user-generated data, a new insurance model is emerging called Pay-As-You-Live (PAYL).”

Our news journalists obtained a quote from the research from the University of Montreal, “This model differs from other insurance models by offering to support clients in the management of their health in a more interactive yet directive manner. Despite significant promises for clients, there are critical issues that remain unaddressed, especially as PAYL models can significantly disrupt current collective insurance models and question the social contract in so-called universal and public health systems. In this paper, we discuss the following issues of concern: the quantification of health-related behavior, the burden of proof of compliance, client data privacy, and the potential threat to health insurance models based on risk mutualization.”

According to the news editors, the research concluded: “We explore how more responsible health insurance models in the digital health era could be developed, particularly by drawing from the Responsible Innovation in Health framework.”

This research has been peer-reviewed.

For more information on this research see: Guiding Pay-As-You-Live Health Insurance Models Toward Responsible Innovation in Health. Journal of Participatory Medicine, 2020;12(3).

Our news journalists report that additional information may be obtained by contacting Lysanne Rivard, Center for Public Health, University of Montreal, Montreal, QC, Canada. Additional authors for this research include Hassane Alami, Robson Rocha de Oliveira, Pascale Lehoux, Stephanie Bernadette Mafalda Cadeddu, Mathilde Savoldelli, Mohamed Ali Ag Ahmed and Jean-Paul Fortin.

(Our reports deliver fact-based news of research and discoveries from around the world.)