National Life Group Ranked Second by The Wall Street Journal in Best Whole Life Insurance Companies of 2026
National
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“We’re pleased to be cited as One of the Best Whole Life Insurance Companies for the second consecutive year by
National
- Several options available for using dividends
-
Up to
$3 million available with accelerated underwriting (with no exam) for buyers up to age 50 - Wide range of riders to add coverage or features
-
A+ (Superior) financial strength rating from
A.M. Best 2
Ratings for this list were based on an analysis of internal policy charges, the reliability of each company’s whole life insurance policy illustrations, access to cash value and complaints about each company’s individual life insurance from 2022 to 2024.
|
1 The 2 A.M. Best A+ (Superior) 2nd out of 16 ratings as of 2/25/2026. Ratings are subject to change. |
About
National
National Life Group® is a trade name of National Life Insurance Company (NLIC),
Products are issued by National Life Insurance Company and
TotalSecure, form series 20537(0918)/ICC18-20537(0918), Additional Paid-Up Life Insurance Rider, form series 20561(0918)/ICC18- 20561(0918), Children's Term rider, form series 20324(0616)/ICC16-20324(0616), Flex Term Rider, form series 20541(0918)/ICC18-20541(0918), Guaranteed Insurability Option Rider, form series 20562(0918)/ICC18-20562(0918), Term Purchase Provision Rider, form series 20543(0918)/ ICC18-20543(0918), 10-, 15-, 20- and 30-year term insurance riders, form series 20564(0918)/ICC18-20564(0918)/20565(0918)/ICC18- 20565(0918)/20566(0918)/ICC18-20566(0918)/20567(0918)/ICC18-20567(0918), Annual Renewable Term Insurance Rider, form series 20568(0918)/ ICC18-20568(0918), Waiver of Premiums rider, form series 20552(0918)/ICC18-20552(0918), and Accelerated Benefits Riders, form series 8052 (0798)/8095(0399)/8766(0609)/ICC10-8844(0310)/20805(0222)/ICC22-20805(0222)/20806(0222)/ICC2-20806(0222), Alzheimer's form series 20818(0622)(ICC22-20818(0622) are underwritten by
TotalSecure, form series 20536(0918), Additional Paid-Up Life Insurance Rider, form series 20546(0918), Flex Term Rider, form series 20540(0918), Guaranteed Insurability Option Rider, form series 20544(0918), Term Purchase Provision Rider, form series 20542(0918), 10-, 15-, 20- and 30-year term insurance riders, form series 20569(0918) /20570(09/18)/20571(0918)/20572(0918), Annual Renewable Term Insurance Rider, form series 20573(0918), Waiver of Premiums Rider, form series 20551(0918), Accelerated Benefits Riders, form series 7490(0200)/20006(0511)/9744(0204) are underwritten by National Life Insurance Company.
View source version on businesswire.com: https://www.businesswire.com/news/home/20260303826801/en/
Source:


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