Missouri families shouldn’t have to suffer from hospital bill sticker shock | Opinion [The Kansas City Star] - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
March 6, 2024 Newswires
Share
Share
Post
Email

Missouri families shouldn’t have to suffer from hospital bill sticker shock | Opinion [The Kansas City Star]

Kansas City Star (MO)

It’s a dilemma all parents have faced. Our child gets some bump, bruise, or burn — or comes down with a high fever in the middle of the night. We must decide: Should I take them to the hospital and play financial roulette, or can we make due with a regular doctor’s visit the following day?

I’ve introduced a new bill in the Missouri House of Representatives to make this stressful decision easier for Missouri parents and reduce hospital costs for all state healthcare consumers, including employers. House Bill 1837 would convince Missouri hospitals to finally post their actual prices, including for admittance to the ER, and hold patients harmless from bills from hospitals that continue to hide their prices in violation of federal law.

Consider the typical story of the Bhatt family from St. Louis. Their 2-year-old son, Martand, burned his hand on the stove. After it swelled up, his mother grew concerned and took him to the SSM Health Cardinal Glennon Children’s Hospital. They registered, saw a nurse who took Martand’s vitals, and waited an hour and a half before leaving without seeing a doctor.

Martand’s burn healed on its own. Yet despite never seeing a doctor, the Bhatts received a bill in the mail for $1,012. Their health insurer’s negotiated rate was $859, which the family owed out of pocket because it was below their deductible. “It is absolutely ridiculous and unethical,” said Martand’s father to Kaiser Health News. And sadly, it’s all too common under the opaque health care status quo.

Since the beginning of 2021, a federal hospital price transparency rule has been in effect that’s supposed to prevent situations like these. It requires hospitals to publish their actual prices, including all negotiated rates by insurance plans and the discounted amounts for those paying in cash. This information can allow Americans to choose affordable care and avoid price gouging like $1,000 for merely setting foot in a hospital.

Unfortunately, most hospitals haven’t complied. According to a new report by PatientRightsAdvocate.org, only 35% of hospitals nationwide — and only 22% in Missouri — are fully following the rule. (Though the report didn’t specifically analyze SSM Children’s, I confirmed with the study’s authors that it is also noncompliant.)

Hospitals continue hiding prices because it makes it easier to overcharge patients. As a result, ordinary Missourians face runaway health care costs, including skyrocketing health insurance premiums that are a function of underlying medical costs. No wonder 4 in 5 Missourians worry about affording health care.

The U.S. Department of Health and Human Services hasn’t done enough to enforce this transparency rule. It has fined only 14 hospitals nationwide out of the thousands that aren’t complying.

My legislation would dramatically boost Missouri hospital compliance by hitting hospitals where it hurts: their revenues. It would allow patients to avoid paying bills received from hospitals that aren’t posting their prices as the federal rule requires. It follows the basic principle that you shouldn’t owe what you didn’t know. Patients would no longer be responsible for unknown hospital bills.

If actual hospital prices were known, Missouri families could choose and budget for affordable care without worrying about overbilling weeks and months later. Employer health plans could steer employees to less expensive care, reducing high monthly insurance premiums and copays. Ensuing competition would reduce astronomical health care prices.

Price transparency would help parents decide whether their child’s malady is worth a trip to the ER. In these cases, the key price families need to know is the hospital facility fee — the charge for merely entering the hospital doors. In the Bhatts’ case, this fee was 95% of their total bill. It’s outrageous that hospitals don’t post this basic information at check-in for all to see.

No more. My bill says that if hospitals don’t say, then you don’t pay. Strong legislation is needed to finally convince hospitals to reveal their real prices, so Missourians can lower their health care bills and avoid such Bhatt situations.

Aaron McMullen represents District 20 in the Missouri House of Representatives.

©2024 The Kansas City Star. Visit kansascity.com. Distributed by Tribune Content Agency, LLC.

Older

Bear of the Day: Humana (HUM)

Newer

Key Insights on Pre-Existing Conditions and Travel Insurance

Advisor News

  • Your client’s $3 million portfolio doesn’t tell you their insurance needs
  • How life insurance can provide liquidity for wealthy families
  • Retirement providers turn to digital engagement to retain assets
  • Looking out for clients with diminished mental capacity
  • House panel advances CLEAR Forms Act backed by IRI
More Advisor News

Annuity News

  • What lower interest rates mean to annuity payouts
  • AM Best downgrades A-Cap insurers amid financial and regulatory troubles
  • Lawsuit claims Delaware Life hid billions in insurer-linked investments
  • AM Best to Deliver Presentation at 2026 ACLI Annual Conference
  • Global Atlantic Announces Launch of ForeLifetime Income, a New Fixed Index Annuity
More Annuity News

Health/Employee Benefits News

  • 'Not worth the expense': Health-care workers dropping health insurance as even they can't afford it
  • Americans navigate 'wild West' of health insurance options after dropping Obamacare plans
  • Top Workplaces 2026: Benefit winners buck health insurance trends
  • Cayuga County holds off, for now, on retiree health insurance change
  • Conn. can halt Diamantis' pension, but can't revoke his health insurance
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • Life insurance protects dependent loved ones
  • AM Best Affirms Credit Ratings of Horace Mann Educators Corporation and Its Subsidiaries
  • Abacus Global Management Completes Landmark $400 Million Securitization
  • New Rules: This bill could help cannabis companies finally get insurance coverage
  • Time to revisit your clients’ life insurance coverage
Sponsor
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
  • Classic Car Insurer OpenRoad Insurance Expands to 40 U.S. States in Two Years
  • How Aspire General Turned an Early Technology Bet Into Claims Automation at Scale with Kyber
  • Adjusto launches AI-Native contents claims services powered by its technology platform
  • URL Insurance Group Celebrates 40 Years of Service, Growth, and Industry Leadership
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.