McCaughey: Shake up U.S. health policy - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Health/Employee Benefits News
Newswires RSS Get our newsletter
Order Prints
January 13, 2025 Newswires
Share
Share
Post
Email

McCaughey: Shake up U.S. health policy

Betsy McCaugheyLongview News-Journal

The American public is being sold a bill of goods that enrolling everyone in government-approved health insurance — primarily managed care — will improve the nation's health and close the troubling disparities between the health of Black and white Americans.

Former President Barack Obama made insurance coverage the signature issue of the Democratic Party.

Now Democrats in Congress are revving up for a fight to spend hundreds of billions of dollars more subsidizing managed care plans, while Republicans are opposed. Politics aside, the facts show the money could be far better spent.

The trillions spent have not resulted in improved health. The uninsured rate has been cut in half, but Americans are sicker, and their life expectancy is stagnating. Doing more of the same can't be the answer.

New research in Lancet shows that life expectancy for Black Americans stalled during the vast expansion of Medicaid managed care and Affordable Care Act plans. The opposite of what was promised.

The U.S. ranks a disappointing 49th in life expectancy — lower even than Costa Rica and Chile, and trending downward.

We can't rely on the managed care industry and the lackadaisical public health establishment to make the urgently needed changes. They've failed us.

Under the ACA, Americans ceded too much control of their medical decisions to insurers instead of the doctors examining them.

Managed care preceded the ACA, but Obama became managed care's biggest booster, telling the public to trust insurers instead of greedy doctors he blamed for prescribing unnecessary tests procedures to get rich.

That was demagoguery to sell his health law. In 2011, Stanford researcher Mark Duggan showed that managed care does not produce health improvements. National Bureau of Economic Research shows that putting Medicaid patients with high medical needs in managed care is detrimental.

Americans are feeling the impact of insurers second-guessing their doctors and demanding prior authorizations of routine medications and procedures.

Nowhere has managed care failed more miserably than in responding to the nation's stagnating life expectancy and its chief cause: obesity.

Drug-related deaths account for roughly 10%-18% of life expectancy declines, but obesity is the biggest culprit, according to Pennsylvania State University research.

If you don't have a weight problem, your life expectancy isn't affected, but your wallet is. The obesity epidemic is costing taxpayers and premium payers a fortune.

The Trump administration needs to launch a campaign against unhealthy eating the way the U.S. government successfully combatted smoking.

The Food and Drug Administration updated its definition of "healthy" foods in December, but the new guidelines won't go into effect until 2028. Why the snail's pace?

The Centers for Disease Control and Prevention says it's still "studying what works" for people to "have a healthier diet." Ridiculous.

It's not U.S. medical care that is failing us. U.S. cancer survival rates are among the world's highest.

But the public health agencies, including the CDC, "don't want to take responsibility" for obesity and lives cut short, says Dr. Ravi Sawhney, a former National Institutes of Health researcher on shortened American lifespans.

Trump advisers Elon Musk and Mehmet Oz also are pushing for wider coverage of semaglutides such as Wegovy, which in Oz's words do "massive good."

Robert F. Kennedy Jr. expressed skepticism, but he needs to consider the evidence. Research in Current Cardiology Reports on "Curbing the Obesity Epidemic" confirms the benefits of semaglutides to prevent cardiovascular, kidney and other metabolic conditions.

JAMA Health Forum revealed on Dec. 13 that the U.S. obesity rate declined for the first time in more than a decade, reflecting the success of semaglutides.

As Congress fights over Trump's health nominees and spending on health plans, both sides of the aisle need to look at the science. It's time to change course — curbing managed care controls and focusing resources with laser-like intensity on combatting obesity. Otherwise Americans will be doomed to shorter lives.

Older

UnitedHealth Group ordered to pay $165 million over deceptive sales practices

Newer

Strategos Group Partner Gregory Haile Named Chair of the Federal Reserve Bank of Atlanta

Advisor News

  • Allianz studies why 42% of Americans retire sooner than expected
  • Why advisors should be talking about life settlements
  • Millennials are ready to bring their advisor to the family table
  • How healthcare inflation can eat up a client’s retirement income
  • Global economy ‘resilient’ in the wake of massive disruption
More Advisor News

Annuity News

  • NAIC regulators continue pushing for annuity illustration updates
  • Wink: Flat first-quarter annuity sales fall just short of $100B
  • 26North Re Agrees to Acquire 100% of Independent Insurance Group
  • Matthew Michelini named Athene president, with an eye on annuity growth
  • Lincoln Financial Announces Executive Leadership Transitions
More Annuity News

Health/Employee Benefits News

  • Tom Campbell: We're paying too much for poor health care
  • Self-pay and dental care: Can paying cash without insurance help you save?
  • These Connecticut-based companies made this year's Fortune 500 list with revenue up to $275 billion
  • Surgery transforms epilepsy patient's life
  • Arizona AG accuses health insurance companies of illegal price fixing
More Health/Employee Benefits News

Life Insurance News

  • Prudential announces more layoffs as insurer continues to restructure
  • Pradip Patiath Joins Securian Financial Board of Directors
  • Over $107 million in life insurance benefits located for Tennesseans in 2025
  • Study Data from National Institutes of Health Provide New Insights into Law and the Biosciences (Taking actuarial fairness seriously: what is required for the ethical use of genetics in insurance?): Legal Issues – Law and the Biosciences
  • 26North Re Agrees to Acquire 100% of Independent Insurance Group
More Life Insurance News

- Presented By -

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Aim higher during Annuity Awareness Month
Raise the bar with our diverse portfolio of Ascend annuities, backed by superior financial strength

Maximize Your FIA Case Results
Learn a repeatable process to review, reposition, and present FIA opportunities with confidence.

You Could Be Losing Up to 20% of Your Commissions
GreenWave helps you find, fix, and prevent commission errors.

True Independence Means Having Choices
Cambridge offers flexibility, stability, proven tools—no private equity strings attached.

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Press Releases

  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
  • Sequent Planning Recognized on USA TODAY’s Best Financial Advisory Firms 2026 List
  • Highland Capital Brokerage Acquires Premier Financial, Inc.
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet