Managing aging water delivery systems to reduce costs and avoid liability - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
May 25, 2016 Newswires
Share
Share
Post
Email

Managing aging water delivery systems to reduce costs and avoid liability

American City & County

By Belynda Reck

Nearly 1,400 American water systems test above the federal lead standard, according to the U.S. Environmental Protection Agency. As the nationwide consciousness for lead poisoning continues to develop, local entities with aging water lines may become targets for litigation, as Flint, Mich. has seen. The cost of replacing or even maintaining aging pipe systems is staggering. An estimated $1 trillion dollars will be required to replace the nation’s pipes and other infrastructure, and it will cost approximately $384 billion over the next twenty years to simply maintain what exists. While there are no easy solutions, there are steps that cities and counties can take to reduce the risks of exposure to the public, to reduce costs and to avoid liability.


When and Why Lead Pipes Can Become a Problem

The 1986 and 1996 amendments to the Safe Water Drinking Act and the EPA’s Lead and Copper Rule reduced exposures to lead in drinking water. However, lead can still enter drinking water when service pipes containing lead corrode. Chlorine can cause pipe corrosion, as can water with high acidity or low mineral content. The amount of lead that leaches into drinking water may also be affected by the temperature of the water, the amount of pipe wear, how long water stays in pipes and the presence of protective scales or coatings inside pipes. Lead exposure occurs when lead is ingested in water. Lead entering the respiratory and digestive systems is released to the blood and can accumulate in the bones.

Lead can affect different populations differently. For example, the physical and behavioral effects of lead generally occur at lower exposure levels in children, especially children with nutritional deficiencies, than in adults. Lead exposure at certain levels has been linked to various conditions including neurological problems.


Preventing Future Exposure and Liability

First, local governments should identify whether their water systems are at risk for contamination. The older the system is, the greater the wear and tear on pipes, which increases the likelihood of corrosion and lead leaching. As water systems age, it can become increasingly difficult to balance chlorination and corrosion. Water main breaks are one sign of corroded pipes. Chlorine is typically used to kill harmful Legionella bacteria, but it can also cause pipes to corrode. Thus, a higher-than-normal incidence of Legionnaire’s disease may be a warning sign of lead in drinking water and an at-risk water system.

Second, local governments should refresh their knowledge regarding federal, state, and local regulations governing drinking water. In light of the media storm following Flint, new regulations regarding testing and information sharing have been, or are being, enacted.

Third, governmental entities should prepare a plan for addressing at-risk systems that will maximize beneficial effects and minimize costs of action. It is prudent to seek guidance from experts in the formulation of these plans – there are experts who specialize in pipeline replacement techniques that may reduce the likelihood of creating additional lead contamination exposures.

The cost of addressing the problem should not be borne by local entities alone. Proposed legislation could aid underfunded governments and certain funds are already available to tap. Cities and counties may also be able to turn to insurance. Lead contamination may give rise to coverage under general liability policies.

Cities and counties might also defray costs by looking to third parties who contributed to the contamination, increased water rates, partnerships with private contractors, or by educating constituents on how they can reduce their risks—like replacing lead piping in their homes or using filtration systems. 

Aging pipe systems are certainly not the only source of lead exposure. However, local governments should take steps to protect both their constituents and themselves from this growing problem.

 

Belynda Reck is a partner in Reed Smith’s complex litigation group, where she co-leads the firm's Mass Tort/Toxic Tort/Environmental Litigation practice. Contact her at [email protected].

 

 

_____________

To get connected and stay up-to-date with similar content from American City & County:

Like us on Facebook


Follow us on Twitter

Watch us on YouTube

Newer

Widow of man killed in 2011 fire testifies at felony murder trial

Advisor News

  • Benefit Costs Squeeze Schools, Driving Cuts, Tax Hikes And Difficult Tradeoffs
  • Why client insurance needs could change even if their life doesn’t
  • Most Gen Z investors think less than a year ahead when making financial decisions
  • IRI pitches retirement agenda to Jeffries as democrats shape affordability platform
  • Help child-free clients plan for their later years
More Advisor News

Annuity News

  • Guidance, bulletin or reg? NAIC debates form of annuity illustration update
  • Nationwide adds mutual fund-linked strategy to New Heights Select FIA
  • NUNN INTRODUCES BILL TO CUT RED TAPE, GIVE IOWANS CLEARER INSURANCE INFORMATION
  • NAIC working group pressed to accelerate annuity illustration overhaul
  • State Auditor James Brown Kicks Off Life Insurance Awareness Month With Policy Locator Tool
More Annuity News

Health/Employee Benefits News

  • How Lahn, Sand see future for Medicaid
  • Regulators claim limited power to control health insurance rate increases
  • Burcum: The fight for fertility coverage needs a governor in its corner
  • A cancer survivor hoped to work — then she lost her Medicaid disability coverage
  • How Iowa’s candidates for governor see the future of Medicaid
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • AM Best Revises Outlooks to Negative for Kemper Corporation, Its Affiliates and Subsidiaries
  • WARREN PROBES RISE OF PRIVATE INVESTMENT FIRMS IN INSURANCE SECTOR FOLLOWING MARK WALTER SCANDAL
  • AM Best Affirms Credit Ratings of Erie Insurance Group’s Members and Erie Family Life Insurance Company
  • MIB reports double-digit life insurance app activity in record August
  • 42% of consumers are confused and unconvinced by life insurance
Sponsor
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Classic Car Insurer OpenRoad Insurance Expands to 40 U.S. States in Two Years
  • How Aspire General Turned an Early Technology Bet Into Claims Automation at Scale with Kyber
  • Adjusto launches AI-Native contents claims services powered by its technology platform
  • URL Insurance Group Celebrates 40 Years of Service, Growth, and Industry Leadership
  • MassMutual Ascend Surpasses $2 Billion in Lifetime Advisory Annuity Sales, Reflecting Continued Momentum in RIA Channel
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.