September 15, 2025 Newswires

Legacy Marketing Group® Unveils OptiMarkSM— Redefining Growth for Every Market Condition

Business Wire

PETALUMA, Calif.--(BUSINESS WIRE)--
Legacy Marketing Group today announced the launch of OptiMark, a new accumulation-focused fixed indexed annuity issued by Americo Financial Life and Annuity Insurance Company. Designed to help clients optimize their retirement, OptiMark delivers growth opportunities in any market condition, upfront value, and the confidence of an “A” rated carrier with more than a century of experience.^*

“OptiMark raises the bar for accumulation,” said Preston Pitts, President of Legacy Marketing Group. “With its diverse index options and strong built-in premium bonus, this is a versatile, all-weather solution to help clients grow and protect their retirement savings in a bull, bear, or flat market.”

Among the 11 available interest crediting options, the S&P 500^® IQ Index^** stands out by combining the power of the S&P 500 with intraday volatility management, offering the potential for higher caps and more stable renewal rates.

Another exciting option is the Inversion Strategy, which provides an opportunity for growth during time periods of S&P 500 declines. With the S&P 500 demonstrating negative performance in roughly one in three years historically, the Inversion Strategy gives financial professionals another tool when navigating a bear market. And, with the index currently nearing an all-time high, the possibility of a market correction could make the Inversion Strategy especially relevant when building a resilient retirement portfolio.

“At Americo, we are proud to partner with Legacy to bring OptiMark to market,” said Jeremy Thornton, Senior Vice President and Chief Marketing Officer at Americo. “By combining product innovation with Americo’s long-standing financial strength, we’re delivering confidence in retirement.”

OptiMark delivers additional advantages for retirement and legacy planning. An included 12% premium bonus^† gives clients immediate growth from day one. The optional enhanced death benefit rider can provide beneficiaries up to 220% of the initial premium after 15 years.^†† And flexible liquidity, including annual 10% penalty-free access starting in the first year, provides peace of mind without sacrificing growth potential.^§

Financial professionals can learn more at www.legacynet.com, or by calling Legacy’s Marketing Field Support Team at 800-395-1053, Ext. 4002.

ABOUT LEGACY MARKETING GROUP

Legacy Marketing Group works with highly rated, well-respected insurance companies to design and market proprietary products that provide financial stability to generations of Americans. These products are sold exclusively through the company’s nationwide network of independent marketing organizations and insurance agents. With more than three decades of industry experience and a full-service, relationship-focused business model, Legacy is a recognized leader in the independent Producer distribution channel. Since the company’s inception in 1993, Legacy’s vision has been to create value for IMOs, agents, and consumers by providing unique and innovative products designed to help consumers reach their retirement goals. Legacy’s passion for innovation and service is the bedrock of the company.

ABOUT AMERICO

For more than 100 years, Americo Life, Inc.’s family of insurance companies has been committed to providing the life insurance and annuity products consumers need to protect their mortgage, family, and future. Innovative thinking has helped Americo Life, Inc. build a strong financial foundation for its business. Americo Financial Life and Annuity Insurance Company (Americo) is the lead company in one of the largest, independent, privately held insurance groups in the United States.

OptiMark Forms: Series 424, 424 DP, 2533, 2533 DP, 2543, 2543 DP, 4204, 2537, 2537 DP, 2509 PTPP (04/24), 2509 PTPC (04/24), 2509 PTP DROG, 2509 PTPIC, AAA424, AAA424 DP, AAA2533, AAA2533 DP, AAA2543, AAA2543 DP, AAA4204, AAA2537, AAA2537 DP, AAA2509 PTPP (04/24), AAA2509 PTPC (04/24), AAA2509 PTP DROG, AAA2509 PTPIC; ICC25 424, ICC25 424 DP, ICC24 2533, ICC24 2533 DP, ICC25 2543, ICC25 2543 DP, ICC19 4204, ICC24 2537, ICC24 2537 DP, ICC24 2509 PTPP, ICC24 2509 PTPC, ICC25 2509 PTP DROG, ICC25 2509 PTPIC. Waiver of Surrender Charge Upon Nursing Home or Hospital Confinement Endorsement (not available in MA): AAA4139 (05/06), ACA4139 (04/13), APA4139 (05/06), ASD4139 (05/06), ATX4139 (05/06). Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group, an independent, authorized agency of Americo. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. OptiMark is a service mark of Legacy Marketing Group.

The “S&P 500^®” and “S&P 500 IQ 0.5% Decrement Index” (“S&P 500 IQ Index” or the “Index”) are products of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and have been licensed for use by Americo Financial Life and Annuity Insurance Company (Americo). S&P^®, S&P 500^®, US 500™, The 500™, iBoxx^®, iTraxx^® and CDX^® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones^® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Americo’s Fixed Indexed Annuities are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500^® and S&P 500 IQ Index.

^{* Rating for Americo Financial Life and Annuity Insurance Company (Americo), December 2024. Americo Financial Life and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories). AM Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance, and business profile. AM Best uses a scale of 15 ratings, ranging from “A++” to “F.”

** Also known as the S&P 500 IQ 0.5% Decrement Index.

† Premium bonus is 10% on OptiMark LT. Bonus recapture applies to withdrawals over the penalty-free amount, rider termination, or contract surrender.

†† The enhanced death benefit rider is available for a 0.15% annual charge to issue ages 0–75.

§ Withdrawals may be subject to ordinary income tax, and a 10% IRS penalty may apply to withdrawals taken before age 59½.}