JHS Insurance Services, LLC Specializes in California Malpractice Insurance in Anaheim and Bakersfield
This insurance policy is a financial coverage plan that aims to protect medical practitioners against financial losses purported while rendering professional services.
Being a type of professional indemnity insurance plan, it provides coverage against a patient's claim of negligence. In a way, it protects healthcare providers against patients who file suits against them, complaining that they were harmed by the professional's negligence or intentionally harmful treatment decisions.
Under a medical malpractice insurance policy, the insurer will be responsible for investigating the claim that has been reported. This enables the insurance firm to determine the financial value to compensate the claimant.
While malpractice is unfortunate for no physicians or doctors mean to do so, mistakes happen. Sometimes, patients are administered the wrong drugs and diagnosed with the wrong ailments. Instances like these lead to complaints filed against the doctor or physicians, which eventually may tarnish their career or send them to jail.
Given these stories and cases, most medical doctors will need malpractice insurance sometime during their professional careers and for good reasons. This insurance protects them against liability in case a patient decides to sue them for malpractice.
Getting this insurance allows the medical professional to manage the risks involved in his or her profession. It also provides financial protection from lawsuits and covers the medical practitioner at fault up to several million dollars depending on the coverage of the policy bought.
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