It may flood in southeast Michigan. Here's how to prepare for it - Insurance News | InsuranceNewsNet

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February 20, 2018 Newswires
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It may flood in southeast Michigan. Here’s how to prepare for it

Detroit Free Press (MI)

Feb. 20--Floods can happen just about anywhere at any time, and they can be deadly. It's best to be prepared for one just in case when you have the time.

The metro Detroit weather forecast calls for rain all day Tuesday and into Wednesday, which prompted a flood watch for most of southeast Michigan with 1-3 inches of rain expected in many areas.

There is some basic protocol to take in preparation for a flood. Here's a list of recommendations, selected from FEMA (Federal Emergency Management Agency) and Michigan.gov:

--Know your flood risk. The level of flood risk varies by area -- even by parcel of land -- so it's good to know exactly how your home and yard are affected during times of heavy rain. Enter your address in this Flood Map to measure your level of flood risk.

--Know how to stay informed. In other words, stay on top of the weather forecast. You can either check your local news outlet (like us, we'll be all over it), head over to weather.com or use the USGS's WaterAlert system to set up text and/or email alerts. You should also be prepared to stay informed in case there's a power outage, such as having your smart phone fully charged or having a battery-powered radio handy (and make sure you have extra batteries!).

--Take steps to protect your property from flood damage. Start with your basement, which is especially at risk of flooding in times of heavy rain. Check your sump pump; move your valuable belongings to safer areas; and elevate your heating system, water heater and electric panel, if you can. Also, keep your gutters and drains free of debris and, if needed, stockpile emergency building materials such as plywood, plastic hseeting, lumber nails, a hammer, a saw, etc.

Other steps you may want to consider, according to Michigan.gov:

* Put important documents and valuables in water-proof containers.

* Take photos of the interior and exterior of your home.

* Know how to safely turn off electricity and gas lines in your home.

* Create an emergency preparedness kit with a 72-hour supply of water.

* Keep materials like sandbags, plywood, plastic sheeting and lumber handy in case of water-proofing.

* Remember, with food: When in doubt, throw it out!

--Know your evacuation routes; plan your transportation and a place to stay. This is a bit on the extreme end (and hopefully we never get there), but FEMA also advises to know your community's local flood evacuation plan and identify possible escape routes in case you need to leave. If you plan on evacuating by car, keep it fueled and in good condition. And have emergency supplies handy, along with a change of clothes. FEMA adds: "If you will need to share transportation, make arrangements now. If you will need to use public transportation, including paratransit, contact your local government emergency management agency to ask how an evacuation will work, how you will get current information during an evacuation, the location of staging areas, and other information."

--What about for loved ones? Have a plan for how you will communicate with family members. Have key phone numbers written down and not just on your phone in case your phone is out of power. Have an out-of-town contact handy, if possible, in case of emergency in your local area. Have a safe meeting area planned.

--In the future, consider flood insurance. This won't help you for this week because the policy won't take effect immediately, but if you're in a flood-prone area and don't have flood insurance, it may be worth looking into. Also consider waterproofing your basement, if you haven't already.

--During a flood, stay 25 feet from downed power lines. Michigan.gov adds: "You can prevent injuries by avoiding or minimizing your exposure to floodwater. Floodwater can be contaminated with chemicals and/or sewage, and can have dangerous pieces of floating or hidden metal and glass."

FOR MORE INFORMATION: Use FEMA's document on "How to Prepare for a Flood."

Be sure that you follow the Detroit Free Press on Twitter (@freep) and Instagram and like us on on Facebook.

___

(c)2018 the Detroit Free Press

Visit the Detroit Free Press at www.freep.com

Distributed by Tribune Content Agency, LLC.

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