Investigators from Loyola Marymount University Target Obesity, Fitness and Wellness (Disasters and Health Insurance: Evidence From Louisiana): Obesity, Fitness and Wellness

2023 NOV 07 (NewsRx) -- By a News Reporter-Staff News Editor at Obesity Daily News -- Current study results on Obesity, Fitness and Wellness have been published. According to news reporting from Los Angeles, California, by NewsRx journalists, research stated, “Natural disasters can have important impacts on an individual’s decision to purchase insurance. The literature primarily focuses on the impact of natural disasters on the decision to buy flood or property insurance policies that would compensate the policyholder during a similar event.”

The news correspondents obtained a quote from the research from Loyola Marymount University, “This paper explores the impact of a series of disasters (hurricanes and floods) striking the state of Louisiana in the decision to purchase health insurance. Using the staggered difference-in-differences method, we find that health insurance rates rise for those impacted by natural disasters. We also find a positive relationship between disaster aid (at the parish level) and health insurance take-up rates.”

According to the news reporters, the research concluded: “The study confirms the economic theory of risk perception and insurance demand, while also highlighting the role of governance and institutions during crises (such as natural disasters) by providing evidence that fiscal policy disaster relief can have a second-order effect on health insurance take-up rates.”

This research has been peer-reviewed.

For more information on this research see: Disasters and Health Insurance: Evidence From Louisiana. Economic Modelling, 2023;128. Economic Modelling can be contacted at: Elsevier, Radarweg 29, 1043 Nx Amsterdam, Netherlands. (Elsevier - www.elsevier.com; Economic Modelling - http://www.journals.elsevier.com/economic-modelling/)

Our news journalists report that additional information may be obtained by contacting Swarup Joshi, Loyola Marymount University, Los Angeles, CA 90045, United States. Additional authors for this research include Stephen Barnes and Dek Terrell.

The direct object identifier (DOI) for that additional information is: https://doi.org/10.1016/j.econmod.2023.106516. This DOI is a link to an online electronic document that is either free or for purchase, and can be your direct source for a journal article and its citation.

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