Insurance expert: Reciprocal insurance 'provides comprehensive insurance protection at a reasonable cost'

Darren Craft, founder of Worth Insurance, said that reciprocal insurance exchanges are designed to offer more affordable and comprehensive coverage than traditional insurers. "Many reciprocal exchanges operate on a non-profit basis," said Craft. "Prioritizing the affordability of coverage for their members over profit maximization. They do need to maintain financial solvency. Their…