How Trump’s first 100 days will radically alter health care
As
History shows that decisions made during a president's first 100 days have an outsized impact on the nation's future. In 2009,
In chaos theory, this phenomenon is known as the butterfly effect: a single action can trigger consequences that magnify across time and space. A butterfly flaps its wings in
Trump, in his return to power, has made a different choice than Obama: to cut costs. This early decision has set the nation on a new course - one with consequences that will grow larger and more lasting over time. To understand the significance of Trump's first 100 days on health care, it's useful to revisit the path Obama charted 16 years ago.
'09 Obama: Coverage first, built to last
Drawing on personal experience - his mother's cancer battle and his time as a community organizer - Obama believed that access was the gateway to better quality and lower costs.
To ensure the durability of his plan, Obama relied on congressional legislation rather than executive action. In his first 100 days, he convened stakeholders, hosted health care summits, expanded the
These initial steps led to the ACA, which has provided affordable insurance to more than 30 million Americans (cutting the uninsured rate in half), offered subsidies to low- and middle-income families, and guaranteed protections for those with preexisting conditions. The law survived political opposition, legal challenges, and subsequent presidencies, becoming a pillar of the nation's health care system.
However, those gains came at a price. Annual
'25 Trump: Cost cutting and asserting control
In contrast,
Health care, which represents almost a third of federal spending, quickly became central to his budget-cutting efforts. Rather than pursue time-consuming congressional legislation, he has acted through executive orders and agency restructuring.
At the center of his domestic agenda is a sweeping tax reform bill - the so-called "big beautiful bill" - which the
Here are some of the most consequential actions taken during his first 100 days:
Cost-driven actions:
Reducing health
care expenditures
To achieve his economic plan, Trump has sought to reduce federal spending through:
Agency layoffs:
ACA support rollbacks: The administration slashed funding for ACA navigators and rescinded extended enrollment periods, making it more difficult for individuals (especially low-income Americans) to obtain government-subsidized coverage.
Medicaid cutbacks: A proposed
Cultural and executive power moves: Redefining government's role
While cutting costs has been the central goal, many of Trump's actions reflect a broader ideological stance. He's using executive authority to reshape the values, norms, and institutions that have defined American health care. These include:
- Withdrawal from the
- Restructuring USAID's health portfolio: Multiple contracts and programs related to maternal health, infectious disease prevention, and international public health have been ended or scaled back.
- Reorganization of DEI programs: Diversity, equity, and inclusion initiatives have been rolled back or eliminated across several federal departments.
Trump and consequences
Trump's early actions are already changing how care is accessed, funded, and delivered. The biggest impact will come from efforts to reduce health care spending.
First, coverage will shrink with Medicaid cuts, ACA rollbacks, and funding freezes disproportionately affecting low-income families, young adults, and people with chronic illnesses. As coverage declines, preventable conditions are likely to go untreated, emergency room visits are likely to rise, and hospitals will be forced to provide increasing amounts of unpaid care.
Second, the rollback of global health partnerships and equity-focused programs has already begun to diminish America's influence abroad, hinder diverse participation in clinical research, and reduce trust in federal health agencies. Slower scientific progress and weakened preparedness for future health crises will put
The



Insurance expert: Reciprocal insurance 'provides comprehensive insurance protection at a reasonable cost'
Quick Observations On Taxes And The Social Welfare System
Advisor News
- Metlife study finds less than half of US workforce holistically healthy
- Invigorating client relationships with AI coaching
- SEC: Get-rich-quick influencer Tai Lopez was running a Ponzi scam
- Companies take greater interest in employee financial wellness
- Tax refund won’t do what fed says it will
More Advisor NewsAnnuity News
- The structural rise of structured products
- How next-gen pricing tech can help insurers offer better annuity products
- Continental General Acquires Block of Life Insurance, Annuity and Health Policies from State Guaranty Associations
- Lincoln reports strong life/annuity sales, executes with ‘discipline and focus’
- LIMRA launches the Lifetime Income Initiative
More Annuity NewsHealth/Employee Benefits News
- PLAINFIELD, VERMONT MAN SENTENCED TO 2 YEARS OF PROBATION FOR SOCIAL SECURITY DISABILITY FRAUD
- Broward schools cut coverage of weight-loss drugs to save $12 million
- WA small businesses struggle to keep up with health insurance hikes
- OID announces state-based health insurance exchange
- Cigna plans to lay off 2,000 employees worldwide
More Health/Employee Benefits NewsLife Insurance News