Travel Impact Summary:
- The storm moves closer to
Florida, Georgia, and the Carolinas Charleston International Airportcloses, Orlando International Airportset to reopen Wednesday
- Some travelers forced to evacuate or wait out the storm until flights resume
- Online searches related to hurricane coverage grew 8x since Dorian was named, call volume up (Source: InsureMyTrip)
- Concern grows over popular tourist destinations, some travelers seek to cancel trips, file claims
Hurricane Travel Insurance Coverage Explained
Here are examples of how insurance may enable travelers to receive reimbursement of pre-paid, non-refundable trip costs if they must cancel a trip due to severe weather-related issues that are covered under the trip cancellation benefit:
Cancel trip due to weather: when common carriers such as airlines and cruise lines cease service due to weather. Many plans require that the cessation of services be for a certain number of hours, usually 24-48.
Cancel due to a hurricane warning: when a destination is under a
Cancel because of storm damage at destination: when a hotel, resort, or vacation rental is devastated and made uninhabitable by a storm. InsureMyTrip is already receiving inquiries from travelers seeking to file claims due to canceled trips to the
Cancel because home is destroyed by storm: when the home of a traveler sustains destructive storm damage.
Cancel trip for any reason: this is an optional time-sensitive benefit available on some plans, that allows travelers to cancel a trip for any reason. Reimbursement is usually 50-75% of the pre-paid, non-refundable trip cost. This benefit includes specific eligibility requirements.
According to data from InsureMyTrip, the 2017 hurricane season was the most destructive for American travelers. Hurricane Irma, Harvey, Maria and Nate drove online searches for travel insurance to its highest level in five years.
Travelers interested in learning more about protection plans for travel during hurricane season can visit www.InsureMyTrip.com or call 1-800-551-4635 to speak with a licensed travel insurance agent.
Hurricane Travel Insurance Expert:
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