His new Coast house looks like a New Orleans shotgun. He'll ride out a Cat 5 hurricane there.
Jun. 15—There's no such thing as a "hurricane proof" house.
But once the construction of his new home is finished on an empty lot about a block or so away from the Bay St. Louis beach,
"I will ride out the second-coming of (Hurricane) Camille in that house," he told the
Morgerman, who grew up on the
He's a world-renowned storm chaser with hundreds of thousands of followers who know him as iCyclone. He's been inside the eye walls of some of the most powerful hurricanes and typhoons in this lifetime. He's known for shooting it straight and not being afraid to book a flight or jump in a car when there's a powerful storm to chase.
Morgerman began renting a cottage near downtown
Now, he's building a permanent residence of his own in the Bay that he plans to have forever — and you won't ever find it on Airbnb.
"I want to retire here," Morgerman said from the front porch of his property. "I will be 85-years-old and chasing local storms from here."
Morgerman's home will have three bedrooms, two bathrooms and a front and back porch. Outside, it'll look like a classic
"It kind of celebrates the traditional architecture of this region," he said.
The bones of the house, though, are constructed to withstand hurricane winds and storm surge.
Ladner said the certification will save Morgerman about 40% in home insurance costs.
"With this insurance hike that we're having, it's just a matter of time before (new homeowners) are wanting to (build) their whole house for gold (certified)," Ladner said.
Here's what Ladner and his team have done in the construction of Morgerman's house for the fortified gold marker:
*
The studs are 2 by 6 instead of the traditional 2 by 4 size
*
There's a QuickTie system of cables that are cemented into the foundation and stretch to the top of the house that reinforce the home against uplift forces seen in high wind. Ladner said each cable used for Morgerman's house is rated to withstand 3,180 pounds.
*
The roof and walls are built with LP Weather Logic sheathing that is engineered wood rather than plywood. The sheathing is more weather resistant and adds structural strength.
*
Every raptor will be attached with a raptor clip for reinforcement.
*
The exterior will be Hardy siding that's impact, moisture and pest resistant.
*
Morgerman opted to purchase heavy composite shutters that can protect his windows and be set up in about 15 minutes. "They're not the kind that are just for decoration," Morgerman said. "Don't be stuck boarding up your windows in storms."
Roof of new Coast home built to withstand hurricane winds
Additionally, the custom-made roof by New Horizon Roofing & Exteriors out of Gautier will withstand winds of up to 200 mph.
"It's the most expensive roof other than copper," said
The steel roof will also be IBHS fortified certified to help with insurance costs.
Toribio, who has been in the roofing business since 2011, said fortified certified roofs are becoming more and more popular "because of the high winds (with storms) and lower cost of insurance.
The steel is manufactured in Gautier and installed by Toribio and his team.
"It's not coming from a random factory in
Storm chaser's very own
Morgerman took one final — and expensive step — to protect his new home from severe weather. He bought a lot 19 feet above sea level and raised the foundation 4 feet above that to protect against storm surge.
"I'm good for anything except a 300 to 500 year event," he said.
It was important for Morgerman's home to fit the "
But Morgerman has done everything he possibly can to build a home that fits on the Coast and that can withstand major storms from years to come.
"Aesthetics also matter," he said. "I don't want to live in a space-aged dome."
The storm chaser hopes his house, which has a nice back porch and only a small window in the master bedroom to allow less light in for his "vampire habits," will be finished in the next few weeks before the height of the 2023 hurricane season.
This story was originally published
___
(c)2023 The Sun Herald (Biloxi, Miss.)
Visit The Sun Herald (Biloxi, Miss.) at www.sunherald.com
Distributed by Tribune Content Agency, LLC.


Lightning caused $952 million in U.S. insurance claims in 2022
Obamacare insurance carriers in Maryland request higher rates, though not as much as last year [Baltimore Sun]
Advisor News
- Retaining clients by giving them a memorable experience
- Addressing the longevity paradox
- Employers shift focus from retirement access to financial outcomes
- Helping widowed clients navigate their new financial reality
- Navigating client communication in a digital age
More Advisor NewsAnnuity News
- Farm Bureau P&C insurers post first underwriting gain since 2021
- Legacy Marketing, Malibu Life launch two fixed indexed annuities
- Changing client priorities are reshaping annuity conversations
- Solen Software acquires annuity software provider Cooperative Technologies
- MassMutual Expands Lending Options With New Secured Credit Line
More Annuity NewsHealth/Employee Benefits News
- State of health care, part 3
- MOAA's TRICARE Guide: Transitioning Into Military Retirement
- High health costs squeeze workers, even if you have good insurance through a job
- OHCA builds on national-leading Medicaid accuracy with new tools to prevent fraud and increase transparency
- Social Security announces 3.6% benefit increase for 2027
More Health/Employee Benefits NewsLife Insurance News