Has Enrollment in HSA-Eligible Health Plans Stalled?
New research by EBRI finds very little growth in HSA-eligible health plan enrollment since 2014.
In its new Issue Brief, "Has Enrollment in HSA-Eligible Health Plans Stalled," the
"One factor that may be holding back growth in HSA-eligible health plan enrollments may be that employers don't find the desired level of flexibility around the design of the health plan," said
EBRI notes an important difference between studies that focus on HSA-eligible health plan enrollment and those that focus on growth in the number of HSA accounts. While the latter surveys may show increases in the number of accounts, many HSAs are unfunded, and a growing number are not receiving contributions, suggesting that the number of HSAs may include accounts owned by people who have disenrolled from an HSA-eligible health plan. As such, simply looking at the number of accounts may not a good proxy to measure trends in HSA-eligible health plan enrollment.
The EBRI report, "Has Enrollment in HSA-Eligible Health Plans Stalled?" is published as the
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