GOVERNOR HOCHUL LAUNCHES PUBLIC AWARENESS CAMPAIGN TO EDUCATE NEW YORKERS ON ACCESS TO BEHAVIORAL HEALTH TREATMENT
The following information was released by the office of the Governor of
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New Yorkers covered by individual and group health insurance policies that are subject to
Help Finding Providers
Health plans must post on their websites an accurate and up-to-date directory of their health care provider network, including the provider's city/town and zip code, telehealth options, languages spoken if the provider is a health care professional, any restrictions concerning the conditions treated or ages served, and any affiliations the provider has with participating facilities, among other information.
The regulations also require health plans to have dedicated employees who can help their insureds find an in-network provider that treats the insured's specific behavioral health condition. Additionally, the health plans must provide a list of in-network providers available to treat the insured's specific behavioral health condition within three business days, following the request of an insured or the insured's designee.
Out-of-Network Care
If an insured is unable to schedule an appointment with an in-network behavioral health care provider within certain specified wait times because there is no such provider available, then the insured, or the insured's designee, may submit an access complaint to the health plan. The health plan has three business days from receipt of the access complaint to locate an in-network provider that can treat the insured's behavioral health condition and is able to meet the appointment wait times.
If no in-network behavioral health care provider is available after an insured or the insured's designee files an access complaint, the health plan must approve care from an out-of-network provider that can meet the appointment wait times. To ensure cost is never a barrier to getting care, if an out-of-network provider is approved because in-network care is not available, the insured only must pay the in-network copay, coinsurance, and deductible.
State Senator
State Senator
Assemblymember
These rules do not apply to self-funded Employee Retirement Income Security Act (ERISA) plans. New Yorkers who are unsure of their coverage should contact their insurer or employer. Those needing mental health or substance use disorder services should also check their health insurance policies for a list of what is covered.
New Yorkers can file a complaint against health plans not in compliance. New Yorkers covered by Medicaid, Essential Plan, or Child Health Plus may file a complaint with the


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