Apr. 7—GORDON — About 20 people attended a presentation on an updated floodplain map for the borough that adds their properties.
The borough council held the presentation, also covering the need to obtain flood insurance, Monday night in the community hall in the municipal building after moving from the council meeting room because of turnout and the need to social distance.
Houser said anyone who wants to know if a property is in the new floodplain could speak with him.
"What I am going to do at this meeting is go over some of the basics of what it exactly means and how the change came about," he said.
The borough updated its ordinances to meet the minimum criteria for participation in the National Flood Insurance Program, according to the presentation. The borough council, floodplain administrator and other local officials otherwise had no input on the maps and the decisions made by
"The map shows whose houses are in the flood zone and also those who are removed from the flood zone," Houser said. "I am only listing the changes because those are the people who are being impacted the most. I wish that I had better maps that I could show people to zoom in a little closer, but I don't have a crystal clear recommendation from
Quick said it has been about 30 years since the floodplain maps have been updated by
"That's between you and your lender," Houser said. "I think that the mortgage companies are going to make that determination. But if you have a mortgage, and that includes home equity loans, you must have flood insurance. Most mortgage companies only require the amount left on your mortgage to be covered. You will need to contact your mortgage and insurance companies for specifics."
Houser is familiar with the matter since he lives in a flood zone and reduces his flood insurance coverage as his mortgage balance lessens.
Development is also affected because
"If you want to do anything like roof repairs, windows, siding, whatever, you can still do it, but you will need to have a flood permit," he said. "The permit will come from us, so you don't have to contact
He said the borough is not trying to make such upgrades prohibitive, but "we want to keep our properties up to date."
Houser cautioned those building a new house in the flood zone to have engineering studies done.
He said insurance for newly mapped homes is offered at a discounted price but must be bought within 12 months of the map changes.
Any disagreements with the map can be appealed using a "letter of map amendment" that will require an elevation certificate at a cost of
According to the
To see a detailed flood map, go to www.arcgis.com/apps/webappviewer/index.html. At the map of
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