Fountaingrove residents wrestle with starting over - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
April 27, 2018 Newswires
Share
Share
Post
Email

Fountaingrove residents wrestle with starting over

Press Democrat, The (Santa Rosa, CA)

April 27--After the October wildfires destroyed their million-dollar Fountaingrove home, Larry and Carmen Kilcullen considered buying something else instead of rebuilding.

They thought about taking their insurance payout and going to another community. They also considered buying a smaller home somewhere else in Santa Rosa.

But the Kilcullens ultimately decided that they loved their Cross Creek Road neighborhood so much that they wanted to rebuild despite the daunting task they would face.

"We just said to ourselves 'Where else would we go?'" said Carmen Kilcullen, a retired educator. "We love it here."

The Kilcullens' decision to rebuild -- celebrated with a bottle of bubbly and a blessing earlier this month -- has brought a welcome sign of life to a neighborhood that, nearly eight months after the fires, has just 16 homes under construction.

Their decision also runs counter to the prevailing narrative that older residents are proving less inclined to suffer the slings and arrows of outrageous rebuilding costs. The assumption has been that, with fewer years left to enjoy their homes and less interest in tackling daunting task of rebuilding, many older residents of Fountaingrove would put their lots up for sale and move on.

But the Kilcullens, who are in their early 80s, were undeterred by the prospect of rebuilding. They knew it would be difficult, and it has proven so. Wrangling the project to this point -- foundation work began last week and they hope to move in 10 months later -- has taken every bit of energy they and their daughter, Lauren Kilcullen, could muster.

And yet Carmen Kilcullen's a little irked by the number of her neighbors who seem to be "just sitting around" overwhelmed by it all.

"I don't know what they are waiting for, the sky to fall?" Kilcullen said.

A number of factors tipped the scales in favor of them rebuilding. Their insurance through State Farm was excellent, thanks in part to Kilcullen or her agent keeping the policy current. The man who built the home, Rod McCannell, agreed to rebuild it for them. As chairwoman of the architectural review committee of her homeowners association, Kilcullen for years has watched others build or remodel and felt something in her would enjoy the process.

As the first people to rebuild a home in her neighborhood, Kilcullen said they may seem like an anomaly, but she predicted the pace of rebuilding will pick up soon. Her committee, the Architectural Control Committee of Fountaingrove Ranch Master Association, has recently been approving projects at a faster rate, with 33 homes signed off on to date.

"We should be seeing a lot more homes going in this summer," she predicted.

Water hookups may be allowed

Recovery from the October wildfires, the most destructive and deadly in state history, has been steady, but the rebuilding effort -- particularly in Fountaingrove -- slow.

The fires took 40 lives and burned a total of 6,190 homes in the region, more than a third of them in the city of Santa Rosa. The resulting home insurance claims have exceeded $9 billion.

Of the 266 homes in Santa Rosa that have started the permitting process, 135 have been approved, with 75 of those under construction, according to city permit data. Just nine of those are in Fountaingrove.

___

(c)2018 The Press Democrat (Santa Rosa, Calif.)

Visit The Press Democrat (Santa Rosa, Calif.) at www.pressdemocrat.com

Distributed by Tribune Content Agency, LLC.

Older

His son ‘has been kidnapped.’ How this elderly Delaware man was swayed by an ‘impostor scam’

Newer

Suit claims Peabody foam maker caused fire

Advisor News

  • Your client’s $3 million portfolio doesn’t tell you their insurance needs
  • How life insurance can provide liquidity for wealthy families
  • Retirement providers turn to digital engagement to retain assets
  • Looking out for clients with diminished mental capacity
  • House panel advances CLEAR Forms Act backed by IRI
More Advisor News

Annuity News

  • What lower interest rates mean to annuity payouts
  • AM Best downgrades A-Cap insurers amid financial and regulatory troubles
  • Lawsuit claims Delaware Life hid billions in insurer-linked investments
  • AM Best to Deliver Presentation at 2026 ACLI Annual Conference
  • Global Atlantic Announces Launch of ForeLifetime Income, a New Fixed Index Annuity
More Annuity News

Health/Employee Benefits News

  • New Findings from Charles J. Homer and Co-Authors in the Area of Health and Medicine Reported (Medicaid and the Financing of Pediatric Healthcare: Strengths and Opportunities): Health and Medicine
  • Investigators from Harvard Medical School Report New Data on Herpes Zoster Virus (Effectiveness of the Recombinant Zoster Vaccine In Adult Patients With Multiple Sclerosis: a Claims-based Retrospective Cohort Study In the United States): Herpesvirus Diseases and Conditions – Herpes Zoster Virus
  • Warner files low-cost public healthcare bill Warner calls for low-cost public health coverage
  • Insurance Department releases 2027 rates
  • Shopping for cheaper health insurance? Oregon regulators warn about risky alternatives
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • AM Best Affirms Credit Ratings of Horace Mann Educators Corporation and Its Subsidiaries
  • Abacus Global Management Completes Landmark $400 Million Securitization
  • New Rules: This bill could help cannabis companies finally get insurance coverage
  • Time to revisit your clients’ life insurance coverage
  • Greg Lindberg files racketeering lawsuit against Causey, rehabilitation officials
Sponsor
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
  • Classic Car Insurer OpenRoad Insurance Expands to 40 U.S. States in Two Years
  • How Aspire General Turned an Early Technology Bet Into Claims Automation at Scale with Kyber
  • Adjusto launches AI-Native contents claims services powered by its technology platform
  • URL Insurance Group Celebrates 40 Years of Service, Growth, and Industry Leadership
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.