Flood Aid Recipients: Get Insurance to Stay Eligible for Repeat Assistance
If disaster strikes once, it can strike again. Make sure you remain eligible for assistance from the federal government by buying and maintaining flood insurance. Some residents in high-risk areas must maintain flood coverage or risk missing out on future federal aid.
If your community participates in the National Flood Insurance Program and your property is in a high-risk zone known as a Special
Homeowners in SFHAs who receive disaster assistance must maintain flood insurance for as long as the property address exists. If the home is sold, the insurance requirement is passed to the new owner; therefore, buyers should thoroughly research the history of their property before closing.
Renters in SFHAs who receive federal disaster assistance for flood-damaged personal property also must maintain flood insurance on the contents of their home for as long as they live at that location. The insurance requirement ends once the aid recipient moves away.
People in an SFHA who receive flood assistance through
To learn more about flood insurance and the National Flood Insurance Program, call 800-427-4661, visit www.fema.gov/business/nfip or contact your insurance agent.
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