Five things

1. The world's first automobile insurance policy was issued in Dayton, Ohio in 1897. Gilbert J. Loomis purchased a liability insurance policy from the Travelers Insurance Company for one thousand dollars. This policy protected Loomis if his car killed or injured someone or damaged their property.

2. The average car insurance rate for teen drivers is roughly $6,800 each year (when they are on their own policy — not under their parents'). The reason for this high rate (compared to the national average rate of $1,674), is due to teens' inexperience and tendency to engage in distracted and reckless driving (speeding, texting while driving, etc.).

3. The dawn of the internet in the mid-1990s boosted the number of car insurance providers. It also fueled a decrease in premiums due to the ease of comparing quotes.

4. Full coverage car insurance costs an average of $123 less each year for married couples than for single drivers. Married drivers have fewer accidents and therefore, get the married discount due to lower risk.

5. Female drivers tend to pay less for car insurance than male drivers. This might be due to data that suggests men are more likely to engage in riskier driving behaviors like speeding, driving under the influence, and not wearing seatbelts and men drive more miles than women.

Source: cheapinsurance.com