Findings in the Area of Obesity, Fitness and Wellness Reported from Cornell University (Who Purchases Flood Insurance, and Why? Evidence From the Hudson Valley): Obesity, Fitness and Wellness

2025 JUN 12 (NewsRx) -- By a News Reporter-Staff News Editor at Obesity Daily News -- Research findings on Obesity, Fitness and Wellness are discussed in a new report. According to news reporting originating from Ithaca, New York, by NewsRx correspondents, research stated, “In the United States, increasing the number of homeowners insured through the National Flood Insurance Program (NFIP) is a key goal in federal and state efforts to manage flooding impacts. This study draws on a survey of households in the Hudson valley of New York State to examine which households insure and how different homeowners view insurance, examining patterns across homeownership status as well as location inside or outside federally designated Special Flood Hazard Areas (SFHAs).”

Funders for this research include U.S. Department of Agriculture, National Institute of Food and Agriculture, Hatch Smith-Lever, New York State Water Resources Institute at Cornell University, New York State Department of Environmental Conservation Hudson River Estuary Program, New York State Environmental Protection Fund.

Our news editors obtained a quote from the research from Cornell University, “Flood insurance take-up was highest among mortgage-holding homeowners living in SFHAs, who are required to purchase flood insurance. Majorities of both insured and uninsured homeowners expressed low confidence that they could pay for flood damage on their own and low confidence that the NFIP would cover costs of flooding. Many, including over one-fifth of those living in high-risk areas, see their risk of flooding as low enough to merit not insuring.”

According to the news editors, the research concluded: “Understanding flood insurance behavior and encouraging preparedness requires addressing how people in varied situations evaluate cost, risk perception, and trust in institutions.”

This research has been peer-reviewed.

For more information on this research see: Who Purchases Flood Insurance, and Why? Evidence From the Hudson Valley. International Journal of Disaster Risk Reduction, 2025;124. International Journal of Disaster Risk Reduction can be contacted at: Elsevier, Radarweg 29, 1043 Nx Amsterdam, Netherlands. (Elsevier - www.elsevier.com; International Journal of Disaster Risk Reduction - http://www.journals.elsevier.com/international-journal-of-disaster-risk-reduction/)

The news editors report that additional information may be obtained by contacting John Aloysius Zinda, Cornell University, Dept Global Dev, Ithaca, NY 14850, United States. Additional authors for this research include Bryce Vitulli, David Kay, Shorna Allred, Sharon Tennyson, Kristen Hychka, Jessica Kuonen, Jesenia Laureano, Alex Pennington and Keith Tidball.

The direct object identifier (DOI) for that additional information is: https://doi.org/10.1016/j.ijdrr.2025.105472. This DOI is a link to an online electronic document that is either free or for purchase, and can be your direct source for a journal article and its citation.

(Our reports deliver fact-based news of research and discoveries from around the world.)