Findings from Federal Reserve Bank of Kansas City in Real Estate Reported (The Impact of Supply and Demand Changes On Non-real-estate Agricultural Loans): Real Estate

2026 JAN 27 (NewsRx) -- By a News Reporter-Staff News Editor at Daily Real Estate News -- Data detailed on Real Estate have been presented. According to news reporting from Kansas City, Missouri, by NewsRx journalists, research stated, “This study examines the degree to which changes in non-real-estate agricultural loans at commercial banks are driven by changes in supply or demand. Our identification strategy exploits information provided by agricultural lending surveys conducted by three Federal Reserve Banks: Chicago, Kansas City, and Minneapolis.”

The news correspondents obtained a quote from the research from the Federal Reserve Bank of Kansas City, “Building on recent studies of loan officer opinion surveys, we estimate the changes in agricultural loan supply and demand using an unbalanced panel of 1028 banks across the 2002-2021 period. The survey responses provide instruments for supply and demand changes to examine fluctuations in bank-level agricultural loan volumes obtained from Federal Financial Institutions Examinations Council quarterly ‘call reports.’ We find that changes in the volume of non-real-estate farm loans at commercial banks are principally driven by changes in excess loan demand.”

According to the news reporters, the research concluded: “These findings support a careful approach for policies aimed at boosting supply of agricultural credit.JEL Classification: Q14, G21, Q00.”

This research has been peer-reviewed.

For more information on this research see: The Impact of Supply and Demand Changes On Non-real-estate Agricultural Loans. Applied Economic Perspectives and Policy, 2025. Applied Economic Perspectives and Policy can be contacted at: Wiley, 111 River St, Hoboken 07030-5774, NJ, USA. (Oxford University Press - http://www.oup.com/; Applied Economic Perspectives and Policy - aepp.oxfordjournals.org)

Our news journalists report that additional information may be obtained by contacting Francisco Scott, Federal Reserve Bank of Kansas City, Kansas City, MO 64198, United States. Additional authors for this research include Ty Kreitman, Todd H. Kuethe and David Oppedahl.

The direct object identifier (DOI) for that additional information is: https://doi.org/10.1002/aepp.70050. This DOI is a link to an online electronic document that is either free or for purchase, and can be your direct source for a journal article and its citation.

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