Emergency ordinance directed at rebuild - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
November 29, 2018 Newswires
Share
Share
Post
Email

Emergency ordinance directed at rebuild

Star, The (Port St. Joe, FL)

Nov. 29--Hoping to smooth some of the wrinkles that will come with rebuilding after Hurricane Michael, the Board of County Commissioners on Tuesday approved an emergency ordinance addressing flood maps.

In brief, commissioners approved adopting the preliminary flood maps from the Federal Emergency Management Agency (FEMA) with a requirement that property owners build at least two feet above their property's base flood elevation.

The ordinance is short-term, said County Administrator Michael Hammond, and aimed primarily at those who will be building, or in far too many cases rebuilding, in the sixth months.

"This is only for people who want to build permit in the next six months to a year," Hammond said.

Hammond said the county had operated for more than two decades with homeowners having the ability to build below base elevation, as determined by flood insurance charts.

The board approved staff's recommendation of two feet, though Dr. Pat Hardman of the Coastal Community Association of Gulf County urged leaving it at one foot over base elevation.

Hammond said the county hoped the city of Port St. Joe would follow the county's lead, adding that many communities have stopped issuing building permits altogether in the wake of the storm.

The move would not impact insurance rates; any impacts will come only after approval of the final FEMA flood maps, Hammond added.

Further, it could be almost a moot issue as it pertains to rebuilding: far more crucial to rebuilding, said building department head Lee Collinsworth, would be whether or not damage to a structure was deemed 51 percent of the assessed value or greater.

At the 50 percent or less, structures would be grandfathered in under existing rules.

At 51 percent or more, a structure would have to meet new final flood map requirements, meaning "one or two feet may not make much of a difference."

Hammond added that adopting the preliminary FEMA maps as currently crafted would not bring "that much change."

"What we don't want is people building below the base flood," Hammond said, adding the county can always revisit and dial back requirements.

County attorney Jeremy Novak said the emergency ordinance would be followed by consideration of a final ordinance, including notice, advertising and public hearing.

The county has been wrestling with the preliminary flood maps for nearly two years and had recently debated a new line of address.

That would be to move forward with adopting final maps for the north end of the county as a whole while continuing, with the Northwest Florida Water Management District leading the way, with more precise mapping of the south end.

The rationale was that many property owners inland from the coast were improperly classified under existing flood maps, which would have significant bearing on insurance costs.

Adoption of final maps is likely 12-18 months away, Hammond noted.

Hurricane Michael rendered prior discussions almost beside the point, matters to be addressed down the road.

"We think this is a prudent course of action in the short term," said Brett Cyphers, Executive Director of the NWFWMD. "You have expressed interest in moving on with rebuilding your lives and this is a prudent way to go.

"We do not want to slow down people that want to build."

The agency will continue its mapping, Cyphers added, including mapping of water inundation during Hurricane Michael, which he characterized as a 500-year event.

The maps, he added, would likely be completed the end of the calendar year.

The impacts of the final maps, he added, would also not be as severe as envisioned in the aftermath of Michael.

"The maps coming out will not be as bad as what happened," Cyphers said.

Building permits up

According to building officials Brad Bailey, the department has issued over 200 permits since the storm and sees roughly 100 people per day.

Department staff has performed more than 3,000 inspections on the south end of the county.

___

(c)2018 The Star, Port St. Joe, Fla.

Visit The Star, Port St. Joe, Fla. at www.starfl.com

Distributed by Tribune Content Agency, LLC.

Older

Report: Connecticut’s insurance jobs, salaries up in 2018

Newer

Climate Report Trump Is Downplaying Issues Ominous Warning

Advisor News

  • How can more Americans achieve financial independence?
  • Savers vs. spenders: How money management attitudes impact financial confidence
  • Demonstrating the value of life insurance to Gen Z
  • Poor money habits are a dealbreaker in a new relationship
  • DC plan sponsors see opportunity in alternatives
More Advisor News

Annuity News

  • CA judge certifies class action in teachers’ lawsuit over in-plan annuity fees
  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • AM Best Managing Director Joins ‘Target Topics’ Podcast to Discuss State of Delegated Underwriting Authority Enterprises Market
  • KBRA Assigns Rating to TruSpire Retirement Insurance Company
  • Partial annuitization: How advisors can help clients balance income, growth
More Annuity News

Health/Employee Benefits News

  • New Life Science Study Findings Recently Were Reported by Researchers at Johns Hopkins University Bloomberg School of Public Health (Formulary-Related Insurance Denials of Single-Source Branded Drugs in the United States): Life Science
  • Trademark Application for “MEMORIAL HERMANN HEALTH PLAN MEDICARE ADVANTAGE PLANS HEALTH PLAN COMMERCIAL GROUPS” Filed by Memorial Hermann Health System: Memorial Hermann Health System
  • Harrison: Rising health insurance exchange costs bad news for working poor in MS
  • 94% of Americans say Congress must act on health care costs
  • They harvest the nation’s food, but a new rule may strip them of health insurance
More Health/Employee Benefits News

Life Insurance News

  • How can more Americans achieve financial independence?
  • AM Best Assigns Credit Ratings to MAAGAP Insurance Inc.
  • Critical care riders: the living benefit more clients should understand
  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • AM Best Upgrades Credit Ratings of Sagicor Financial Company Ltd. and Most of Its Subsidiaries
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet