Editorial: Legacy of CHIP is more than medical - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Health/Employee Benefits News
Newswires RSS Get our newsletter
Order Prints
December 13, 2022 Newswires
Share
Share
Post
Email

Editorial: Legacy of CHIP is more than medical

Bedford Gazette (PA)

Pennsylvania's Child Health Insurance Program is now 30 years old.

Since 1992, it has been a pathway to healthy lives for children in the Keystone State and a guardrail protecting families. It was a model for the national CHIP program that did the same for kids and parents in other states.

It isn't a surprise that it did things like make sure babies had well-child visits, rescued toddlers with ear infections and made it possible for school kids to get glasses so they could see the chalkboard. That was the design. The intersection of health and low-income finances was the point.

But it is worth looking at the larger impact, too.

One is economic. Anyone who has gotten a medical bill — whether for an office visit, a run to the emergency room or an actual hospital stay — knows that even the little things cost more than you would think. Health care is big business in Pennsylvania and nationwide.

Has CHIP changed that? That's a complicated question. Correlation is not always causation. But maybe we can make a few leaps.

There has been a huge increase in the number of pediatricians. A 2020 Journal of the American Medical Association study found that from 2003 to 2019, the number of subspecialists — like pediatric cardiologists or endocrinologists — increased by 76.8%. However, the number of children remained at a fairly consistent 73 million or so in the same period.

This isn't just CHIP, of course. It's just one piece of an insurance puzzle that encompassed more Americans, but CHIP is an important part.

The numbers suggest that more people were able to go into pediatric medicine because more people were able to access it. That means more people were getting paychecks, more offices were opened paying more rent or building more facilities in a spreading spiderweb of economic impact created by letting low-income families see doctors.

But there is another relief with that coverage — a more personal one.

Having the safety net of medical insurance can relieve tension for parents. A study by the National Bureau of Economic Research showed CHIP programs didn't just improve children's health. They also had an impact on moms, who had less stress and were less likely to smoke and drink. That can snowball because stable parents mean a more stable home life, which can have an impact on children's health.

Do we need more work on these programs? Absolutely. They aren't cure-alls. But they are a great start — a good place to look at what has worked and build from there.

And it's kind of nice to realize that 30 years ago, Pennsylvania leaders were able to do something worth expanding to help kids across the country.

This editorial was published in the Pittsburgh Tribune-Review on Dec. 3. Its views are its own.

Older

Contractor defeats interfering homeowners‘ fraud claims

Newer

NY man sentenced for 'grandparent' scams, including one in Keene

Advisor News

  • House panel advances CLEAR Forms Act backed by IRI
  • Modifying life insurance based on evolving needs
  • Gen X faces ‘pension envy’ as they head into retirement
  • Your client wants to cash out an annuity. Here’s what to consider
  • How student loan debt impacts 401(k) balances
More Advisor News

Annuity News

  • A-Cap strikes back with lawsuit accusing SC regulators of sloppy process, leaking secrets
  • AM Best to Discuss Its Views on Private Credit Surge and Risks at 2026 NAIC/NIPR Insurance Summit
  • OID recovers $260M in life insurance benefits
  • NUNN BILLS TO COMBAT PAYMENT SCAMS, CUT FINANCIAL RED TAPE PASS FINANCIAL SERVICES COMMITTEE
  • SS&C Black Diamond Expands Annuities & Insurance Marketplace with New Insurance Capabilities and Carriers
More Annuity News

Health/Employee Benefits News

  • JEFF STONE: Trust In The Medical Industry
  • The Rising Cost of Healthcare, Explained
  • Health insurance premiums set to spike
  • Health insurance premiums set for biggest jump in 24 years
  • SHIIP counseling available this fall at KRHC
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • Insurance Life Is Uncertain Get Life Insurance
  • Judge OKs class action against State Farm over PHL life insurance policies
  • AM Best Assigns Credit Ratings to Lasso Healthcare Insurance Company
  • A-Cap insurers face new takeover push in South Carolina
  • AM Best Affirms Credit Ratings and Assigns National Scale Rating to Allianz Ayudhya General Insurance Public Company Limited
Sponsor
More Life Insurance News

- Presented By -

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
  • Classic Car Insurer OpenRoad Insurance Expands to 40 U.S. States in Two Years
  • How Aspire General Turned an Early Technology Bet Into Claims Automation at Scale with Kyber
  • Adjusto launches AI-Native contents claims services powered by its technology platform
  • URL Insurance Group Celebrates 40 Years of Service, Growth, and Industry Leadership
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.