Editorial: Legacy of CHIP is more than medical
Since 1992, it has been a pathway to healthy lives for children in the Keystone State and a guardrail protecting families. It was a model for the national CHIP program that did the same for kids and parents in other states.
It isn't a surprise that it did things like make sure babies had well-child visits, rescued toddlers with ear infections and made it possible for school kids to get glasses so they could see the chalkboard. That was the design. The intersection of health and low-income finances was the point.
But it is worth looking at the larger impact, too.
One is economic. Anyone who has gotten a medical bill — whether for an office visit, a run to the emergency room or an actual hospital stay — knows that even the little things cost more than you would think. Health care is big business in
Has CHIP changed that? That's a complicated question. Correlation is not always causation. But maybe we can make a few leaps.
There has been a huge increase in the number of pediatricians. A 2020
This isn't just CHIP, of course. It's just one piece of an insurance puzzle that encompassed more Americans, but CHIP is an important part.
The numbers suggest that more people were able to go into pediatric medicine because more people were able to access it. That means more people were getting paychecks, more offices were opened paying more rent or building more facilities in a spreading spiderweb of economic impact created by letting low-income families see doctors.
But there is another relief with that coverage — a more personal one.
Having the safety net of medical insurance can relieve tension for parents. A study by the
Do we need more work on these programs? Absolutely. They aren't cure-alls. But they are a great start — a good place to look at what has worked and build from there.
And it's kind of nice to realize that 30 years ago,
This editorial was published in the


Contractor defeats interfering homeowners‘ fraud claims
NY man sentenced for 'grandparent' scams, including one in Keene
Advisor News
- House panel advances CLEAR Forms Act backed by IRI
- Modifying life insurance based on evolving needs
- Gen X faces ‘pension envy’ as they head into retirement
- Your client wants to cash out an annuity. Here’s what to consider
- How student loan debt impacts 401(k) balances
More Advisor NewsAnnuity News
- A-Cap strikes back with lawsuit accusing SC regulators of sloppy process, leaking secrets
- AM Best to Discuss Its Views on Private Credit Surge and Risks at 2026 NAIC/NIPR Insurance Summit
- OID recovers $260M in life insurance benefits
- NUNN BILLS TO COMBAT PAYMENT SCAMS, CUT FINANCIAL RED TAPE PASS FINANCIAL SERVICES COMMITTEE
- SS&C Black Diamond Expands Annuities & Insurance Marketplace with New Insurance Capabilities and Carriers
More Annuity NewsHealth/Employee Benefits News
Life Insurance News