EDITORIAL: Don’t forget to sign up for Obamacare. The deadline is Dec. 15.
The Affordable Care Act created what's called the
You don't need to worry about signing up if you're already covered, such as through an employer, Medicare or Medicaid, but eligibility requirements to get benefits are pretty broad. You have to live in the
What you'll pay for health care each month -- your premium -- will depend on many different things, but big factors include age, where you live, whether you smoke and your income.
Here are some things to know:
To see if your income is in the range to save money on a plan, and how much you may save, visit www.healthcare.gov/lower-costs. About 85 percent of the roughly 80,000
You can browse all available plans and their estimated prices at: www.healthcare.gov/see-plans.
And start an application at: www.healthcare.gov/get-coverage
There are people specially trained to help you understand your options and sign up: navigators and health insurance agents or brokers. You can find who is nearest to you by visiting https://localhelp.healthcare.gov.
There are a couple key things to remember when shopping for a plan. For instance, if you know you'll require more health care, it might be worth it to pay slightly higher premiums but a lower deductible (which is what you have to pay for health care services before your insurance plan kicks in).
Also,
The Affordable Care Act has been, and continues to be, a political lightning rod, but don't let the politics distract you from protecting your health and making sure you have coverage.
There is clear evidence that having health insurance increases access to primary care, preventive care, treatment for chronic illnesses, medications and surgery, and ultimately helps people be more financially secure and live longer lives. So don't forget to sign up by
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