Don't miss your chance to make changes to your Medicare coverage

Failing to review your Medicare coverage each year can lead to unexpected and unwelcome surprises. If you get your Medicare benefits through a Medicare Advantage or Cost Plan, it's important that you reevaluate your plan annually.

Too many people ignore the Medicare Open Enrollment Period (October 15 – December 7), a time-limited opportunity to review plan options for the upcoming year. Taking the time to do so can save you money and improve your benefits. People shop around for gas, food, and household goods but don't consider the fact that health insurance is one of their most costly expenses.

To review and compare plans, grab your Medicare card, your medications and get help by doing one of the following:

• Visit the Medicare Plan Finder at www.medicare.gov.

• Call 800-Medicare.

• Call the Senior LinkAge Line® at 800-333-2433.

Don't forget to make sure your doctor, hospital, and other medical providers are in your plan's network. Keep in mind this can change each year. If your plan has drug coverage, check to make sure your medications are covered and cost-effective. Plans can and do change the medications they cover. Finally, check to make sure your pharmacy is a network provider.

Nobody said Medicare was easy, but taking the time to do your homework can save you money and give you peace of mind. Start a new annual tradition today!