China Pharmaceutical University Reports Findings in Public Health (Correlates of residents’ enrolment intention toward inclusive commercial health insurance in China: involvement, perceived benefit, perceived sacrifice, and government …): Health and Medicine – Public Health

2023 DEC 08 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- New research on Health and Medicine - Public Health is the subject of a report. According to news reporting originating from Jiangsu, People’s Republic of China, by NewsRx correspondents, research stated, “As an application of inclusive finance in health insurance, inclusive commercial health insurance (ICHI) is a new public-private partnership-based health insurance scheme and has been vigorously promoted by the Chinese government in recent years to develop China Multi-level Health Insurance System, a system that aims to seek a mix of public and private sources to provide more affordable financial protection to all levels of society in line with their needs. However, the overall enrolment of ICHI scheme is still at a low level, and little is known about what influences residents’ enrolment intentions.”

Funders for this research include Major Project of Philosophy and Social Science Research in Colleges and Universities of Jiangsu Province, Graduate Research and Innovation Projects of Jiangsu Province.

Our news editors obtained a quote from the research from China Pharmaceutical University, “The aim of this study was to examine the multidimensional factors influencing residents’ behavioral intentions and to develop a multivariate conceptual model to explore the psychographic process in the formation of enrolment intention. The empirical data used for model validation were obtained from a cross-sectional study conducted in Nanjing, China, a representative pilot city of ICHI scheme in 2022. Exploratory factor analysis, ANOVA, standard multiple regression, and hierarchical multiple regression were mainly employed for hypothesis testing. The findings revealed that involvement, perceived benefit, and perceived sacrifice are all crucial psychographic process factors in the formation of residents’ enrolment intentions. Government participation positively moderates the influence path of ‘perceived benefit-enrolment intention’ but negatively moderates the path of ‘perceived sacrifice-enrolment intention’. Moreover, it was discovered that perceived benefit mediates the effect of involvement on enrolment intention, while perceived sacrifice does not. Improving residents’ perceived benefit and involvement degree of the product, as well as reducing their perceived sacrifice, are both key to increasing their enrolment intentions.”

According to the news editors, the research concluded: “This study also points out that one of the main dilemmas in the current development of ICHI scheme is the low level of involvement among residents, and that optimizing the product design to make it more relevant to residents’ lives is a more beneficial strategy to increase overall involvement.”

For more information on this research see: Correlates of residents’ enrolment intention toward inclusive commercial health insurance in China: involvement, perceived benefit, perceived sacrifice, and government participation. Frontiers in Public Health, 2023;11:1121783. Frontiers in Public Health can be contacted at: Frontiers Media Sa, Avenue Du Tribunal Federal 34, Lausanne, Ch-1015, Switzerland.

The news editors report that additional information may be obtained by contacting Yinuo Wang, School of International Pharmaceutical Business, China Pharmaceutical University, Nanjing, Jiangsu, People’s Republic of China. Additional authors for this research include Tianyi Shen, Jinping Xie, Xu Han, Rong Shao and Rong Jiang.

The direct object identifier (DOI) for that additional information is: https://doi.org/10.3389/fpubh.2023.1121783. This DOI is a link to an online electronic document that is either free or for purchase, and can be your direct source for a journal article and its citation.

Publisher contact information for the journal Frontiers in Public Health is: Frontiers Media Sa, Avenue Du Tribunal Federal 34, Lausanne, Ch-1015, Switzerland.

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