CareSource launches health plans focused on diabetes [Dayton Daily News, Ohio]
Dec. 3—CareSource announced it has new Marketplace health plans geared toward people living with diabetes, and these are the first health plans the
"Diabetes has specific medications and treatment plans that are critical to follow to remain as healthy as possible. These plans considered the needs of our members living with diabetes and works to provide members with the access and support necessary," said
The goal for the new diabetes plans is to address the needs of these diabetic members, including coverage for insulin, eye and kidney screenings, physical therapy, and foot care.
"One main target was to make it more affordable for members to manage their diabetes with select tests and screenings, insulin, medication, and testing supplies be available at no cost," Faber said.
These plans provide preferred
The plan is a Qualified Health Plan compliant with the Affordable Care Act with full health care coverage for all consumers, Faber said, but many of the benefits are designed with diabetic members in mind.
"People with chronic conditions benefit from having a personalized insurance plan that meets their individualized needs," said Dr. Beejadi Mukunda, vice president and market chief medical officer of CareSource Ohio.
Approximately 12.4% of
"Prediabetes is a condition where blood sugar levels are higher than normal but not high enough to be classified as diabetes. People with prediabetes have a higher risk of developing diabetes, heart disease and stroke," Mukunda said.
Those who are overweight and have a sedentary lifestyle are more likely to develop diabetes, Mukunda said. Incidence of diabetes increases with age due to different factors, such as decreased effectiveness of body's insulin and/or a decrease in pancreatic function, which may cause reduced insulin secretion. A decrease in physical activities can increase the blood sugar levels, he said.
People with diabetes also face a higher financial burden when it comes to paying for their health care.
"People with diabetes have medical expenses about 2-3 times higher than those who do not have diabetes," Mukunda said.
Additional health plans tailored to other specific chronic illnesses could be something seen in the future, the company said.
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Other insurance providers do not have plans in the Marketplace tailored toward specific chronic illnesses, though Medicare members can find condition-specific plans offered through Medicare Advantage from providers like
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