Car Insurance Money Saving Tips – How To Avoid Having A Claim Denied

PR Newswire iReach

LOS ANGELES, Oct. 31, 2018 /PRNewswire-iReach/ -- Cheapquotesautoinsurance.com has released a new blog post that explains the main reasons why a carrier may deny a car insurance claim and how to avoid this situation.

Car insurance claims are denied for not respecting the terms of the contract or hiding relevant information. Having a claim denied means that the policyholder has to use his own finances. Find out more about the top reasons for a claim denial and get free quotes from http://cheapquotesautoinsurance.com.

A car insurance claim can be denied for the following reasons:

Policy limits. Drivers should always be aware that every policy has its limits. The company will not reimburse any damage beyond the coverage limits. Those limits are set when car insurance was bought.
The vehicle was driven by an undocumented driver. All drivers must be declared in the contract. Any other person that drives the car and is involved in an accident will not be covered. The most common scenario is when the policyholder lets a friend or a relative use the car and he ends up in an accident. When making a claim, the insurance company will ask for a police report and they will find out who was driving the car.
Missing premium payments. If the policyholder no longer pays the premiums, his claim will be denied after he files it. Furthermore, not paying the premiums may determine the insurer to cancel coverage and cause an insurance lapse. Insurance companies consider drivers with recent lapses "high-risk". This is why drivers should set-up electronic payment methods.
Unapproved customization. The client can void the entire coverage if he installs different parts and devices without noticing the carrier first. Performance-boosting parts are likely to make the insurer drop the client if he does that without informing the company. Always notify the insurer before adding customized parts. Many companies even offer customized parts coverage.
Claims for a coverage that was not purchased. Each policy covers only specific events. For example, a collision coverage will not cover damage caused by fire or earthquakes. Carefully read the terms of the contract and ask representatives about all covered scenarios.

"Having your claim denied can be a really unpleasant financial blow. Make sure to respect the terms of the contract.", said Russell Rabichev, Marketing Director of Internet Marketing Company.

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://cheapquotesautoinsurance.com.

Media Contact: Russell Rabichev, Internet Marketing Company, 8183593898, [email protected]