September 10, 2018

Car Insurance Claims Can Be Rejected – Find Out Why

PR Newswire iReach

LOS ANGELES, Sept. 10, 2018 /PRNewswire-iReach/ -- Compare-autoinsurance.org has released a new blog post that explains why drivers end up having their car insurance claims rejected

Car insurance it's a service created with the purpose of reimbursing customer. When an accident or other covered event happens, the driver makes a claim and waits for the case to be solved. However, there are several situations in which the claim will be rejected by the insurer. Find out the main reasons for having a claim rejected. Visit http://compare-autoinsurance.org for more car insurance info and free quotes.

Claims can be rejected for the following reasons:

Not informing the carrier about the incident in due time. If the policyholder does not notify the insurer about the event or informs it too late, he may end up with a rejected claim. Policyholders should know that they have the obligation to inform the insurance company as soon as possible or at least in an interval specified in the contract. If the driver informs about the accident after 48 hours, but in the contract, the deadline was 24 hours, he may end up with a rejected claim.
Driving under the influence of alcohol or illegal substances. DUI/DWI is a serious crime, one which will not be forgiven by the insurance company. The claim can be rejected and the company may even drop coverage. One common scenario is when a drunk driver hits a lighting pole and damages his own car.
When the car is involved in an accident while it was used for different purposes than the one mentioned in the contract. Claims can be easily rejected when a personal car is involved in an accident while doing commercial activities. The vice-versa is also possible. For example, when a commercial car transports other people than workers or staff to the workplace. Only the driver is insured.
Driving while the license is expired. If a person drives with an expired/suspended licenses and causes an accident, the insurance company will reject any claim.

"Having your insurance claim rejected is certainly not a pleasant thing to hear. There are many reasons why this could happen. ", said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org