Bill will expand disability benefits for police, firefighters - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
March 30, 2024 Newswires
Share
Share
Post
Email

Bill will expand disability benefits for police, firefighters

Globe Gazette (Mason City, IA)

DES MOINES — Iowa House lawmakers are looking to update the disability compensation rules for police and firefighters to fix what they see as a flaw in state law.

House Study Bill 745, which passed out of the House Ways and Means Committee on Thursday, would extend disability coverage for Iowa's police and firefighters to include disabilities caused by long-term physical stress and mental health conditions.

The bill changes the state's pension program for professional police and firefighters, which covers police departments in 49 of Iowa's larger cities and fire departments in 38 of those.

A past Iowa Supreme Court ruling found state law currently only allows police and firefighters to receive disability benefits if their disability can be traced to a specific incident, said the committee's chair, Rep. Bobby Kaufmann, R-Wilton. Disabilities that appear after decades on the job, caused by work duties like carrying heavy equipment, are not covered.

The bill would specify that any disability that was caused by the employment is covered, regardless of if it is linked to a specific incident.

The bill would also add disability coverage for mental health conditions caused by traumatic incidents on the job, including post-traumatic stress disorder. Unlike the physical disabilities, the condition would need to be traceable to a specific traumatic incident or incidents to be covered.

Firefighters and police supported the bill during a subcommittee on Thursday, saying the long-awaited proposal was necessary to ensure that Iowa's police officers receive the same coverage as those in the private sector.

Brandon Phlanzer, the secretary-treasurer of Iowa Professional Firefighters, said that coverage for PTSD was a growing need for firefighters. "Some of the things we have to deal with on a regular basis and even some of the abnormalities of witnessing everyone's worst day as our regular day (can be traumatic)," he told lawmakers Thursday. "So that part of recognizing the PTSD component is a huge benefit and a huge component of this bill."

The bill would raise costs for cities, which would need to offer more disability coverage through insurance. The Iowa League of Cities, which represents hundreds of cities in the state, is registered against the bill. The Metro Coalition, representing the state's 10 largest cities, is undecided. Iowa League of Cities lobbyist Daniel Stalder said smaller cities with shrinking populations would have trouble keeping up with the cost increases in the bill.

The bill passed unanimously out of the committee on Thursday.

Rep. Eric Gjerde, D-Cedar Rapids, said expanding the coverage for those covered under the law has been needed for a long time.

"It has been a long time coming, and it's really all about recruitment and retention, and ensuring that we honor the work that the public servants in our communities do," he said.

Older

ARREST REPORTS – ST. MARY PARISH

Newer

Officials mull medical coverage for retired K-9s

Advisor News

  • Equitable launches 403(b) pooled employer plan to support nonprofits
  • Financial FOMO is quietly straining relationships
  • GDP growth to rebound in 2027-2029; markets to see more volatility in 2026
  • Health-related costs are the greatest threat to retirement security
  • Social Security literacy is crucial for advisors
More Advisor News

Annuity News

  • Best’s Special Report: Analysis Shows Drastic Shift in Life Insurance Reserves Toward Annuity Products, and a Slide in Credit Quality
  • MetLife to Announce First Quarter 2026 Results
  • CT commissioner: 70% of policyholders covered in PHL liquidation plan
  • ‘I get confused:’ Regulators ponder increasing illustration complexities
  • Three ways the Corebridge/Equitable merger could shake up the annuity market
More Annuity News

Health/Employee Benefits News

  • Findings from Temple University Broaden Understanding of Colon Cancer (Mixed effects of area-level deprivation and healthcare access and individual-level health insurance on late-stage colorectal cancer diagnosis in Pennsylvania): Oncology – Colon Cancer
  • Recent Reports from Johns Hopkins University School of Medicine Highlight Findings in Managed Care (Accuracy of posthospitalization stroke detection following carotid revascularization in Medicare claims): Managed Care
  • Humana Elects Robert S. Field to Board of Directors
  • Largest health insurer in Mass. may owe $23.5M amid bankruptcy fallout
  • Texas lawmakers hold hearing on ‘epidemic' of social services fraud as state increases scrutiny
More Health/Employee Benefits News

Life Insurance News

  • An Application for the Trademark “PREMIER ACCESS” Has Been Filed by The Guardian Life Insurance Company of America: The Guardian Life Insurance Company of America
  • AM Best Assigns Credit Ratings to North American Fire & General Insurance Company Limited and North American Life Insurance Company Limited
  • Supporting the ‘better late than never’ market with life insurance
  • Best’s Special Report: Analysis Shows Drastic Shift in Life Insurance Reserves Toward Annuity Products, and a Slide in Credit Quality
  • The child-free client: how advisors can support this growing demographic
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Protectors Vegas Arrives Nov 9th - 11th
1,000+ attendees. 150+ speakers. Join the largest event in life & annuities this November.

An FIA Cap That Stays Locked
CapLock™ from Oceanview locks the cap at issue for 5 or 7 years. No resets. Just clarity.

Aim higher with Ascend annuities
Fixed, fixed-indexed, registered index-linked and advisory annuities to help you go above and beyond

Unlock the Future of Index-Linked Solutions
Join industry leaders shaping next-gen index strategies, distribution, and innovation.

Leveraging Underwriting Innovations
See how Pacific Life’s approach to life insurance underwriting can give you a competitive edge.

Bring a Real FIA Case. Leave Ready to Close.
A practical working session for agents who want a clearer, repeatable sales process.

Press Releases

  • RFP #T01525
  • RFP #T01725
  • Insurate expands workers’ comp into: CA, FL, LA, NC, NJ, PA, VA
  • LifeSecure Insurance Company Announces Retirement of Brian Vestergaard, Additions to Executive Leadership
  • RFP #T02226
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet