BARB KALBACH: A pair of somber anniversaries - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Health/Employee Benefits News
Newswires RSS Get our newsletter
Order Prints
March 30, 2026 Newswires
Share
Share
Post
Email

BARB KALBACH: A pair of somber anniversaries

BARB KALBACH / Independent AdvocateIndianola Independent Advocate

Monday, March 23, was the 16th anniversary of the signing of the Affordable Care Act (ACA) into law. Roughly 50 million Americans have gained health insurance coverage either through the ACA marketplace or Medicaid expansion. Since 2013, the number of Americans uninsured decreased by nearly half, from about 14.5% to just under 8%.

I think most of us would agree that our healthcare system, including the ACA, is imperfect and that we could do more to ensure access to healthcare for all Americans. But programs like the ACA and Medicaid have made strides in closing some of the gaps in access to care for millions.

Yet instead of taking more steps forward to ensuring care, we seem to be sliding backwards, and rather quickly. Because of Trump's "Big, Ugly Bill" passed last summer, approximately 114,000 Iowans are estimated to lose Medicaid or ACA coverage. Nearly the same number of Iowans on the ACA marketplace are now paying double or more for their health insurance due to the continued failure by Congress to extend the ACA tax credits at the end of 2025.

Another anniversary is on the horizon. April 1 marks the 10-year anniversary of when Iowa privatized its entire Medicaid program. The cruel joke that this occurred on April Fools' Day is not lost on thousands of Iowans dependent on for-profit managed care organizations like Iowa Total Care to approve the care they need.

One doesn't have to look far to know Iowa's privatized Medicaid hasn't been a success by many measures. Either from someone in your own family, a neighbor, or friend at church we've heard ten years of stories of delays in needed care or outright denials of service. Support groups on Facebook for those dealing with Iowa's Medicaid program are littered with phrases like "Iowa Total Care sucks," "How do we fight the fight without getting mentally drained," and more.

So what are our current crop of elected officials doing in response? At least it appears they've abandoned their attempt to lock us into privatized Medicaid for years to come. But care is still being denied.

I read an article in KFF Health News recently about a family in Ottumwa who is fighting a decision by Iowa Total Care to cut their adult child's in-home care coverage by about a third of what they were covering. A manager for Iowa Total Care testified that state officials advised the company to focus mainly on "skill building" time, not supervision.

Reading between the lines, this sounds a lot like advice on how to cut costs, not provide the care our loved ones, neighbors, and others need. And it's in large part because of the massive cuts to Medicaid in the Big, Ugly Bill last summer so billionaires could get more tax breaks.

Our rural hospitals, our nursing homes, people we love rely on Medicaid and the ACA to access the care we need, when and where we need it. They can be lifelines to a fulfilling life and vibrant communities. And they should be strengthened, not gutted to line the pockets of people who barely know the value of a hard day's work.

Older

Where to Find Cheap Travel Insurance Without Sacrificing Coverage

Newer

Avoid Mistakes: Common Reasons Why SSDI Claims are Denied

Advisor News

  • Dutch gambling tax hike falls short as prediction markets eye World Cup
  • Caregiving: A challenge that costs employers billions
  • Could your practice benefit from an advisory board?
  • SEC nears settlement with accused scammer Tai Lopez
  • The 3 things that shrink your Social Security income
More Advisor News

Annuity News

  • Globe Life Inc. (NYSE: GL) Highlighted for Surprising Price Action
  • Trademark Application for “EMPOWER YOUR MONEY” Filed by Empower Annuity Insurance Company of America: Empower Annuity Insurance Company of America
  • Built-in guaranteed annuities: What advisors should know
  • Malibu Life Holdings Completes Acquisition of TruSpire, Establishing Malibu USA and Accelerating Entry into the U.S. Retail Annuity Market
  • Why job boards are failing insurance agencies
More Annuity News

Health/Employee Benefits News

  • Here's how Connecticut's candidates for governor differ on healthcare plans as costs rise
  • Colorado hospitals poised to receive $455 million Medicaid funding boost
  • Nevada sees drop in health insurance marketplace enrollment as subsidies lapse
  • NYC Expands Outreach to Help Residents Keep Health Coverage
  • 'We have to be smart about it'
More Health/Employee Benefits News

Life Insurance News

  • THINGS YOUR CLIENTS SHOULD KNOW BEFORE SELLING A LIFE INSURANCE POLICY
  • Could your practice benefit from an advisory board?
  • AM Best Revises Outlooks to Stable for Missouri Farm Bureau Group’s Members and Farm Bureau Life Insurance Company of Missouri
  • Globe Life Inc. (NYSE: GL) Highlighted for Surprising Price Action
  • AM Best Assigns Credit Ratings to China Ping An Insurance (Hong Kong) Company Limited
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet